Ameritrust Financial Technologies (TSXV:AMT) Cyclically Adjusted PB Ratio: 12.50 (As of Jul. 30, 2026) — 476% Above Median

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TSXV:AMT Ameritrust Financial Technologies Inc TSXV:AMT
39 GF Score
Price C$0.25
GF Value C$0.04
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Ameritrust Financial Technologies Cyclically Adjusted PB Ratio?

Ameritrust Financial Technologies TSXV:AMT -5.66% 39 Cyclically Adjusted PB Ratio is 12.50 as of Jul. 30, 2026, which is 476% above its 10-year median of 2.17. GuruFocus rates TSXV:AMT with a GF Score™ of 39/100 and a GF Value™ of C$0.04 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,583 Software companies, Ameritrust Financial Technologies ranks worse than 94.06% on this metric.

As of today (2026-07-30), Ameritrust Financial Technologies's current share price is C$0.25. Ameritrust Financial Technologies's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was C$0.02. Ameritrust Financial Technologies's Cyclically Adjusted PB Ratio for today is 12.50.

The historical rank and industry rank for Ameritrust Financial Technologies's Cyclically Adjusted PB Ratio or its related term are showing as below:

TSXV:AMT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.07   Med: 2.17   Max: 15.29
Current: 13.2

During the past years, Ameritrust Financial Technologies's highest Cyclically Adjusted PB Ratio was 15.29. The lowest was 0.07. And the median was 2.17.

TSXV:AMT's Cyclically Adjusted PB Ratio is ranked worse than
94.06% of 1583 companies
in the Software industry
Industry Median: 2.25 vs TSXV:AMT: 13.20

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Ameritrust Financial Technologies's adjusted book value per share data for the three months ended in Mar. 2026 was C$0.013. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is C$0.02 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ameritrust Financial Technologies  (TSXV:AMT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Ameritrust Financial Technologies Cyclically Adjusted PB Ratio Related Terms


Ameritrust Financial Technologies Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Ameritrust Financial Technologies's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ameritrust Financial Technologies Cyclically Adjusted PB Ratio Chart

Ameritrust Financial Technologies Annual Data
Trend Oct16 Oct17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.78 0.89 0.17 2.84 2.59

Ameritrust Financial Technologies Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 2.54 2.50 2.59 2.49

TSXV:AMT vs QH, SHOP, UBER: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Ameritrust Financial Technologies's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ameritrust Financial Technologies Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Ameritrust Financial Technologies's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Ameritrust Financial Technologies's Cyclically Adjusted PB Ratio falls into.


TSXV:AMT
39GF Score
Ameritrust Financial Technologies Inc TSXV:AMT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ameritrust Financial Technologies Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Ameritrust Financial Technologies's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.25/0.02
=12.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ameritrust Financial Technologies's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Ameritrust Financial Technologies's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.013/132.2623*132.2623
=0.013

Current CPI (Mar. 2026) = 132.2623.

Ameritrust Financial Technologies Quarterly Data

Book Value per Share CPI Adj_Book
201604 0.102 101.370 0.133
201607 0.096 101.844 0.125
201610 0.077 102.002 0.100
201701 0.063 102.318 0.081
201704 0.039 103.029 0.050
201707 0.021 103.029 0.027
201710 -0.039 103.424 -0.050
201801 -0.077 104.056 -0.098
201806 0.055 105.557 0.069
201809 0.040 105.636 0.050
201812 0.045 105.399 0.056
201903 0.054 106.979 0.067
201906 0.032 107.690 0.039
201909 0.009 107.611 0.011
201912 -0.016 107.769 -0.020
202003 -0.031 107.927 -0.038
202006 0.017 108.401 0.021
202009 -0.002 108.164 -0.002
202012 -0.005 108.559 -0.006
202103 0.023 110.298 0.028
202106 -0.013 111.720 -0.015
202109 0.051 112.905 0.060
202112 0.020 113.774 0.023
202203 0.006 117.646 0.007
202206 0.059 120.806 0.065
202209 0.059 120.648 0.065
202212 0.027 120.964 0.030
202303 0.018 122.702 0.019
202306 0.000 124.203 0.000
202309 -0.024 125.230 -0.025
202312 -0.040 125.072 -0.042
202403 -0.046 126.258 -0.048
202406 -0.024 127.522 -0.025
202409 -0.023 127.285 -0.024
202412 0.008 127.364 0.008
202503 0.008 129.181 0.008
202506 0.005 129.892 0.005
202509 0.002 130.287 0.002
202512 0.015 130.366 0.015
202603 0.013 132.262 0.013

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 12.50 mean?
Ameritrust Financial Technologies (TSXV:AMT) has a Cyclically Adjusted PB Ratio of 12.50 as of Jul. 30, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Ameritrust Financial Technologies and its competitors. This is 476% above median its historical median of 2.17. Over the past decade, Ameritrust Financial Technologies' Cyclically Adjusted PB Ratio has ranged from 0.07 to 15.29. According to the industry distribution chart, Ameritrust Financial Technologies ranks #1489 out of 1583 companies in the Software industry, placing it in the top 94.1%.
Is Ameritrust Financial Technologies' Cyclically Adjusted PB Ratio too high?
Ameritrust Financial Technologies' current Cyclically Adjusted PB Ratio of 12.50 is 476% above median its 10-year median of 2.17. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 15.29. The Software industry median Cyclically Adjusted PB Ratio is 2.25. Ameritrust Financial Technologies' value of 12.50 is 455.6% above this industry median. Based on the distribution chart, Ameritrust Financial Technologies ranks #1489 out of 1583 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Ameritrust Financial Technologies has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ameritrust Financial Technologies' Cyclically Adjusted PB Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Ameritrust Financial Technologies ranks #1489 out of 1583 companies for Cyclically Adjusted PB Ratio. This places Ameritrust Financial Technologies in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.25. Ameritrust Financial Technologies' value of 12.50 is 455.6% above this benchmark. Historically, Ameritrust Financial Technologies' own Cyclically Adjusted PB Ratio has ranged from 0.07 to 15.29 over the past decade. While the company's 10-year median is 2.17 vs. the industry median of 2.25, Ameritrust Financial Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.25, based on 1,583 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ameritrust Financial Technologies's current Cyclically Adjusted PB Ratio of 12.50 is 455.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Ameritrust Financial Technologies and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ameritrust Financial Technologies's current Cyclically Adjusted PB Ratio is 12.50, which is 476% above median its own 10-year median of 2.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ameritrust Financial Technologies stock overvalued right now?
Based on GuruFocus' analysis, Ameritrust Financial Technologies (TSXV:AMT) is currently considered Significantly Overvalued. The stock's GF Value™ is C$0.04, compared to a current price of C$0.25 — trading 525% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 12.50, which is 476% above median its 10-year median of 2.17 and 455.6% above the Software industry median of 2.25. Ameritrust Financial Technologies' overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Ameritrust Financial Technologies (TSXV:AMT), the current Cyclically Adjusted PB Ratio is 12.50 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ameritrust Financial Technologies (TSXV:AMT) Overvalued in 2026?

Based on GuruFocus' analysis, Ameritrust Financial Technologies stock appears to be overvalued. The current stock price of C$0.25 is trading 525% above its estimated GF Value™ of C$0.04. GuruFocus considers Ameritrust Financial Technologies to be Significantly Overvalued.

Key valuation signals for TSXV:AMT:

  • Cyclically Adjusted PB Ratio: 12.50 (476% above median its 10-year median of 2.17)
  • GF Value™: C$0.04 vs. price of C$0.25 (525% above fair value)
  • GF Score™: 39/100 with 6 warning signs
  • Industry Position: 455.6% above the Software median (#1489 of 1583)

No single metric tells the full story. See the TSXV:AMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ameritrust Financial Technologies Business Description

Other Exchanges AMTFF:USA1ZV:Germany
Address 1100 Burloak Drive, Suite 300, Burlington, ON, CAN, L7L 6B2
Ameritrust Financial Technologies Inc is a technology provider. It has developed a powerful suite of cloud-based transaction platforms to buy, sell, trade, finance, and lease new and used vehicles, which includes real-time appraisal services, market information, and financing solutions: The company has two segments: Canadian operations and U.S. operations. It derives maximum revenue from U.S operations.
39GF Score

Get the complete analysis for TSXV:AMT

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$0.25
Price
C$0.04
GF Value