SCOR SE (WBO:SCR) Cyclically Adjusted PB Ratio: 1.01 (As of Sep. 15, 2026)

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WBO:SCR SCOR SE WBO:SCR
67 GF Score
Price €33.00
GF Value €25.73
! 2 Warning Signs
View Full Analysis

What is SCOR SE Cyclically Adjusted PB Ratio?

SCOR SE WBO:SCR +0.49% 67 Cyclically Adjusted PB Ratio is 1.01 as of Sep. 15, 2026. GuruFocus rates WBO:SCR with a GF Score™ of 67/100 and a GF Value™ of €25.73. The stock has 2 warning signs investors should review. Among 409 Insurance companies, SCOR SE ranks better than 69.44% on this metric.

As of today (2026-09-15), SCOR SE's current share price is €33.00. SCOR SE's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €32.74. SCOR SE's Cyclically Adjusted PB Ratio for today is 1.01.

The historical rank and industry rank for SCOR SE's Cyclically Adjusted PB Ratio or its related term are showing as below:

WBO:SCR' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 1
Current: 1

During the past years, SCOR SE's highest Cyclically Adjusted PB Ratio was 1.00. The lowest was 0.00. And the median was 0.00.

WBO:SCR's Cyclically Adjusted PB Ratio is ranked better than
69.44% of 409 companies
in the Insurance industry
Industry Median: 1.43 vs WBO:SCR: 1.00

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

SCOR SE's adjusted book value per share data for the three months ended in Jun. 2026 was €24.626. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €32.74 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


SCOR SE  (WBO:SCR) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


SCOR SE Cyclically Adjusted PB Ratio Related Terms


SCOR SE Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for SCOR SE's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SCOR SE Cyclically Adjusted PB Ratio Chart

SCOR SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.66 0.85

SCOR SE Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.79 0.85 0.83 0.89 0.92

WBO:SCR vs RGA, EG, RNR: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Reinsurance subindustry, SCOR SE's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SCOR SE Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, SCOR SE's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where SCOR SE's Cyclically Adjusted PB Ratio falls into.


WBO:SCR
67GF Score
SCOR SE WBO:SCR
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SCOR SE Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

SCOR SE's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=33.00/32.74
=1.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SCOR SE's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, SCOR SE's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=24.626/123.5100*123.5100
=24.626

Current CPI (Jun. 2026) = 123.5100.

SCOR SE Quarterly Data

Book Value per Share CPI Adj_Book
200509 16.777 88.480 23.419
200512 17.167 88.390 23.988
200603 17.440 88.890 24.232
200606 16.540 89.650 22.787
200612 19.423 89.710 26.741
200712 20.189 92.030 27.095
200812 19.047 92.950 25.309
200912 21.840 93.800 28.758
201206 25.043 98.780 31.313
201212 26.219 99.100 32.677
201306 25.424 99.700 31.496
201312 26.859 99.800 33.240
201406 27.585 100.180 34.009
201412 30.785 99.860 38.076
201506 32.470 100.440 39.928
201512 34.211 100.040 42.237
201606 33.954 100.630 41.674
201612 36.124 100.650 44.329
201706 34.253 101.320 41.755
201712 33.176 101.850 40.231
201806 32.245 103.370 38.527
201812 31.683 103.470 37.819
201906 32.730 104.580 38.654
201912 34.199 104.980 40.235
202006 34.313 104.790 40.443
202012 33.126 104.960 38.980
202106 34.066 106.340 39.566
202112 35.351 107.850 40.484
202206 31.293 112.550 34.340
202212 24.297 114.160 26.287
202306 26.006 117.650 27.301
202312 26.322 118.390 27.460
202403 27.673 119.470 28.609
202406 25.126 120.200 25.818
202412 25.221 119.950 25.970
202506 23.086 121.360 23.495
202509 24.438 120.950 24.955
202512 24.722 120.900 25.256
202603 25.437 122.420 25.663
202606 24.626 123.510 24.626

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.01 mean?
SCOR SE (WBO:SCR) has a Cyclically Adjusted PB Ratio of 1.01 as of Sep. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on SCOR SE and its competitors. According to the industry distribution chart, SCOR SE ranks #125 out of 409 companies in the Insurance industry, placing it in the top 30.6%.
Is SCOR SE's Cyclically Adjusted PB Ratio too high?
SCOR SE's current Cyclically Adjusted PB Ratio is 1.01. The Insurance industry median Cyclically Adjusted PB Ratio is 1.43. SCOR SE's value of 1.01 is 29.4% below this industry median. Based on the distribution chart, SCOR SE ranks #125 out of 409 companies in the Insurance industry, which is above the industry midpoint. Overall, SCOR SE has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does SCOR SE's Cyclically Adjusted PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, SCOR SE ranks #125 out of 409 companies for Cyclically Adjusted PB Ratio. This puts SCOR SE in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.43. SCOR SE's value of 1.01 is 29.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.43, based on 409 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SCOR SE's current Cyclically Adjusted PB Ratio of 1.01 is 29.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on SCOR SE and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SCOR SE's current Cyclically Adjusted PB Ratio is 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCOR SE stock overvalued right now?
SCOR SE (WBO:SCR) has a current Cyclically Adjusted PB Ratio of 1.01. The stock's GF Value™ is €25.73, compared to a current price of €33.00 — trading 28.3% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.01 and 29.4% below the Insurance industry median of 1.43. SCOR SE's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For SCOR SE (WBO:SCR), the current Cyclically Adjusted PB Ratio is 1.01 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SCOR SE (WBO:SCR) Overvalued in 2026?

Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued. The current stock price of €33.00 is trading 28.3% above its estimated GF Value™ of €25.73.

Key valuation signals for WBO:SCR:

  • Cyclically Adjusted PB Ratio: 1.01
  • GF Value™: €25.73 vs. price of €33.00 (28.3% above fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 29.4% below the Insurance median (#125 of 409)

No single metric tells the full story. See the WBO:SCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SCOR SE Business Description

Address 5, avenue Kleber, Paris, FRA, 75116
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
67GF Score

Get the complete analysis for WBO:SCR

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€33.00
Price
€25.73
GF Value