Intuit (XTER:ITU) Cyclically Adjusted PB Ratio: 7.19 (As of Sep. 16, 2026) — 69% Below Median

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XTER:ITU Intuit Inc XTER:ITU
89 GF Score
Price €279.30
GF Value €711.14
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Intuit Cyclically Adjusted PB Ratio?

Intuit XTER:ITU -2.58% 89 Cyclically Adjusted PB Ratio is 7.19 as of Sep. 16, 2026, which is 69% below its 10-year median of 22.99. GuruFocus rates XTER:ITU with a GF Score™ of 89/100 and a GF Value™ of €711.14 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,464 Software companies, Intuit ranks worse than 84.9% on this metric.

As of today (2026-09-16), Intuit's current share price is €279.30. Intuit's Cyclically Adjusted Book per Share for the quarter that ended in Jul. 2026 was €38.83. Intuit's Cyclically Adjusted PB Ratio for today is 7.19.

The historical rank and industry rank for Intuit's Cyclically Adjusted PB Ratio or its related term are showing as below:

XTER:ITU' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 6.45   Med: 22.99   Max: 52.02
Current: 7.45

During the past years, Intuit's highest Cyclically Adjusted PB Ratio was 52.02. The lowest was 6.45. And the median was 22.99.

XTER:ITU's Cyclically Adjusted PB Ratio is ranked worse than
84.9% of 1464 companies
in the Software industry
Industry Median: 2.34 vs XTER:ITU: 7.45

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Intuit's adjusted book value per share data for the three months ended in Jul. 2026 was €61.505. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €38.83 for the trailing ten years ended in Jul. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Intuit  (XTER:ITU) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Intuit Cyclically Adjusted PB Ratio Related Terms


Intuit Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Intuit's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intuit Cyclically Adjusted PB Ratio Chart

Intuit Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.01 20.48 21.33 20.38 6.67

Intuit Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.71 17.11 12.07 8.84 7.03

XTER:ITU vs CDNS, DDOG, SNOW: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Intuit's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intuit Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Intuit's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Intuit's Cyclically Adjusted PB Ratio falls into.


XTER:ITU
89GF Score
Intuit Inc XTER:ITU
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intuit Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Intuit's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=279.30/38.832
=7.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intuit's Cyclically Adjusted Book per Share for the quarter that ended in Jul. 2026 is calculated as:

For example, Intuit's adjusted Book Value per Share data for the three months ended in Jul. 2026 was:

Adj_Book=Book Value per Share/CPI of Jul. 2026 (Change)*Current CPI (Jul. 2026)
=61.505/333.9180*333.9180
=61.505

Current CPI (Jul. 2026) = 333.9180.

Intuit Quarterly Data

Book Value per Share CPI Adj_Book
201610 3.322 241.729 4.589
201701 2.840 242.839 3.905
201704 6.082 244.524 8.305
201707 4.492 244.786 6.128
201710 4.039 246.663 5.468
201801 3.626 247.867 4.885
201804 7.626 250.546 10.164
201807 9.306 252.006 12.331
201810 9.461 252.885 12.493
201901 9.405 251.712 12.477
201904 14.009 255.548 18.305
201907 12.942 256.571 16.844
201910 12.508 257.346 16.230
202001 12.909 257.971 16.709
202004 16.597 256.389 21.616
202007 16.497 259.101 21.261
202010 17.140 260.388 21.980
202101 26.644 261.582 34.012
202104 30.244 267.054 37.816
202107 30.460 273.003 37.257
202110 30.782 276.589 37.162
202201 49.158 281.148 58.385
202204 56.917 289.109 65.739
202207 57.192 296.276 64.458
202210 57.784 298.012 64.746
202301 51.972 299.170 58.008
202304 56.856 303.363 62.583
202307 55.855 305.691 61.013
202310 57.392 307.671 62.288
202401 55.586 308.417 60.182
202404 62.717 313.548 66.791
202407 60.789 314.540 64.534
202410 59.636 315.664 63.085
202501 61.722 317.671 64.879
202504 63.438 320.795 66.033
202507 61.695 323.048 63.771
202510 60.108 0.000
202601 57.722 325.252 59.260
202604 64.119 333.020 64.292
202607 61.505 333.918 61.505

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 7.19 mean?
Intuit (XTER:ITU) has a Cyclically Adjusted PB Ratio of 7.19 as of Sep. 16, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Intuit and its competitors. This is 69% below median its historical median of 22.99. Over the past decade, Intuit's Cyclically Adjusted PB Ratio has ranged from 6.45 to 52.02. According to the industry distribution chart, Intuit ranks #1243 out of 1464 companies in the Software industry, placing it in the top 84.9%.
Is Intuit's Cyclically Adjusted PB Ratio too high?
Intuit's current Cyclically Adjusted PB Ratio of 7.19 is 69% below median its 10-year median of 22.99. Over the past 10 years, this metric has ranged from a low of 6.45 to a high of 52.02. The Software industry median Cyclically Adjusted PB Ratio is 2.34. Intuit's value of 7.19 is 207.3% above this industry median. Based on the distribution chart, Intuit ranks #1243 out of 1464 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Intuit has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Intuit's Cyclically Adjusted PB Ratio compare to CDNS and DDOG?
According to the Software industry distribution chart, Intuit ranks #1243 out of 1464 companies for Cyclically Adjusted PB Ratio. This places Intuit in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.34. Intuit's value of 7.19 is 207.3% above this benchmark. Historically, Intuit's own Cyclically Adjusted PB Ratio has ranged from 6.45 to 52.02 over the past decade. While the company's 10-year median is 22.99 vs. the industry median of 2.34, Intuit has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.34, based on 1,464 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intuit's current Cyclically Adjusted PB Ratio of 7.19 is 207.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Intuit and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intuit's current Cyclically Adjusted PB Ratio is 7.19, which is 69% below median its own 10-year median of 22.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intuit stock overvalued right now?
Based on GuruFocus' analysis, Intuit (XTER:ITU) is currently considered Significantly Undervalued. The stock's GF Value™ is €711.14, compared to a current price of €279.30 — trading 60.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 7.19, which is 69% below median its 10-year median of 22.99 and 207.3% above the Software industry median of 2.34. Intuit's overall GF Score™ is 89/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Intuit (XTER:ITU), the current Cyclically Adjusted PB Ratio is 7.19 as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intuit (XTER:ITU) Overvalued in 2026?

Based on GuruFocus' analysis, Intuit stock appears to be undervalued. The current stock price of €279.30 is trading 60.7% below its estimated GF Value™ of €711.14. GuruFocus considers Intuit to be Significantly Undervalued.

Key valuation signals for XTER:ITU:

  • Cyclically Adjusted PB Ratio: 7.19 (69% below median its 10-year median of 22.99)
  • GF Value™: €711.14 vs. price of €279.30 (60.7% below fair value)
  • GF Score™: 89/100 with 2 warning signs
  • Industry Position: 207.3% above the Software median (#1243 of 1464)

No single metric tells the full story. See the XTER:ITU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intuit Business Description

Address 2700 Coast Avenue, Mountain View, CA, USA, 94043
Intuit serves small and midsize businesses with accounting software QuickBooks and online marketing platform Mailchimp. The company also operates retail tax filing tool TurboTax, personal finance platform Credit Karma, and a suite of professional tax offerings for accountants. Founded in the mid-1980s, Intuit enjoys a dominant market share for small-to-midsize business accounting and self-serve tax filing in the US.
89GF Score

Get the complete analysis for XTER:ITU

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€279.30
Price
€711.14
GF Value