United Fidelity Insurance Co PSC (ADX:FIDELITYUNITED) Cyclically Adjusted PS Ratio: 0.39 (As of Aug. 18, 2026)

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What is United Fidelity Insurance Co PSC Cyclically Adjusted PS Ratio?

United Fidelity Insurance Co PSC ADX:FIDELITYUNITED Cyclically Adjusted PS Ratio is 0.39 as of Aug. 18, 2026.

As of today (2026-08-18), United Fidelity Insurance Co PSC's current share price is د.إ0.495. United Fidelity Insurance Co PSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2023 was د.إ1.26. United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio for today is 0.39.

The historical rank and industry rank for United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

ADX:FIDELITYUNITED's Cyclically Adjusted PS Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.23
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

United Fidelity Insurance Co PSC's adjusted revenue per share data for the three months ended in Mar. 2023 was د.إ0.388. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ1.26 for the trailing ten years ended in Mar. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


United Fidelity Insurance Co PSC  (ADX:FIDELITYUNITED) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


United Fidelity Insurance Co PSC Cyclically Adjusted PS Ratio Related Terms


United Fidelity Insurance Co PSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Fidelity Insurance Co PSC Cyclically Adjusted PS Ratio Chart

United Fidelity Insurance Co PSC Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.46 1.31

United Fidelity Insurance Co PSC Quarterly Data
Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.40 1.35 1.33 1.31 1.25

ADX:FIDELITYUNITED vs KFS, UNAM, CNFR: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Fidelity Insurance Co PSC Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio falls into.



United Fidelity Insurance Co PSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.495/1.26
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Fidelity Insurance Co PSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2023 is calculated as:

For example, United Fidelity Insurance Co PSC's adjusted Revenue per Share data for the three months ended in Mar. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2023 (Change)*Current CPI (Mar. 2023)
=0.388/301.8360*301.8360
=0.388

Current CPI (Mar. 2023) = 301.8360.

United Fidelity Insurance Co PSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201303 0.241 232.773 0.313
201306 0.247 233.504 0.319
201309 0.247 234.149 0.318
201312 0.336 233.049 0.435
201403 0.373 236.293 0.476
201406 0.336 238.343 0.426
201409 0.223 238.031 0.283
201412 0.311 234.812 0.400
201503 0.332 236.119 0.424
201506 0.175 238.638 0.221
201509 0.115 237.945 0.146
201512 0.124 236.525 0.158
201603 0.185 238.132 0.234
201606 0.102 241.018 0.128
201609 0.091 241.428 0.114
201612 0.062 241.432 0.078
201703 0.077 243.801 0.095
201706 0.101 244.955 0.124
201709 0.112 246.819 0.137
201712 0.083 246.524 0.102
201803 0.133 249.554 0.161
201806 0.138 251.989 0.165
201809 0.188 252.439 0.225
201812 0.161 251.233 0.193
201903 0.216 254.202 0.256
201906 0.250 256.143 0.295
201909 0.251 256.759 0.295
201912 0.282 256.974 0.331
202006 0.381 257.797 0.446
202009 0.437 260.280 0.507
202012 0.474 260.474 0.549
202103 0.353 264.877 0.402
202106 0.605 271.696 0.672
202109 0.500 274.310 0.550
202112 0.514 278.802 0.556
202203 0.442 287.504 0.464
202206 0.317 296.311 0.323
202209 0.429 296.808 0.436
202212 0.473 296.797 0.481
202303 0.388 301.836 0.388

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.39 mean?
United Fidelity Insurance Co PSC (ADX:FIDELITYUNITED) has a Cyclically Adjusted PS Ratio of 0.39 as of Aug. 18, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Fidelity Insurance Co PSC and its competitors.
Is United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio too high?
United Fidelity Insurance Co PSC's current Cyclically Adjusted PS Ratio is 0.39. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. United Fidelity Insurance Co PSC's value of 0.39 is 68.3% below this industry median.
How does United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio compare to KFS and UNAM?
United Fidelity Insurance Co PSC's Cyclically Adjusted PS Ratio of 0.39 can be compared against companies in the Insurance industry. The industry median Cyclically Adjusted PS Ratio is 1.23. United Fidelity Insurance Co PSC's value of 0.39 is 68.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Fidelity Insurance Co PSC's current Cyclically Adjusted PS Ratio of 0.39 is 68.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on United Fidelity Insurance Co PSC and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Fidelity Insurance Co PSC's current Cyclically Adjusted PS Ratio is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Fidelity Insurance Co PSC stock overvalued right now?
United Fidelity Insurance Co PSC (ADX:FIDELITYUNITED) has a current Cyclically Adjusted PS Ratio of 0.39. The current Cyclically Adjusted PS Ratio is 0.39 and 68.3% below the Insurance industry median of 1.23. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For United Fidelity Insurance Co PSC (ADX:FIDELITYUNITED), the current Cyclically Adjusted PS Ratio is 0.39 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

United Fidelity Insurance Co PSC Business Description

Address Block B, Business Bay, The Opus Tower, Office B703, PO Box 1888, Dubai, ARE
United Fidelity Insurance Co PSC is engaged in the writing of all classes of general and life insurance products in the United Arab Emirates. It operates through the following segments: Insurance segment, which comprises property, marine, motor, medical, general accident, group life, and miscellaneous risks; and the Investment segment, which comprises investment at FVTPL, available-for-sale investments, investment properties, and fixed deposits.