Assurant (BSP:A1SU34) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:A1SU34 Assurant Inc BSP:A1SU34
77 GF Score
Price R$368.15
GF Value R$300.99
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Assurant Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Assurant  (BSP:A1SU34) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Assurant Cyclically Adjusted PS Ratio Related Terms


Assurant Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Assurant's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Assurant Cyclically Adjusted PS Ratio Chart

Assurant Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.61 1.03 1.09 1.48 1.33

Assurant Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.23 1.24 1.32 1.25 1.30

BSP:A1SU34 vs CNA, AFG, ORI: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Assurant's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Assurant Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Assurant's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Assurant's Cyclically Adjusted PS Ratio falls into.


BSP:A1SU34
77GF Score
Assurant Inc BSP:A1SU34
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Assurant Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Assurant's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Assurant's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=87.57/333.9520*333.9520
=87.570

Current CPI (Jun. 2026) = 333.9520.

Assurant Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 22.651 241.428 31.332
201612 23.631 241.432 32.687
201703 20.968 243.801 28.721
201706 22.826 244.955 31.119
201709 22.704 246.819 30.719
201712 24.746 246.524 33.522
201803 24.265 249.554 32.471
201806 28.581 251.989 37.877
201809 34.921 252.439 46.197
201812 34.718 251.233 46.149
201903 34.764 254.202 45.670
201906 38.142 256.143 49.728
201909 40.052 256.759 52.093
201912 41.778 256.974 54.293
202003 42.953 258.115 55.573
202006 49.893 257.797 64.632
202009 53.097 260.280 68.126
202012 52.306 260.474 67.061
202103 53.935 264.877 68.000
202106 54.950 271.696 67.541
202109 58.298 274.310 70.973
202112 62.295 278.802 74.618
202203 57.741 287.504 67.069
202206 56.136 296.311 63.267
202209 61.796 296.808 69.529
202212 64.852 296.797 72.971
202303 63.883 301.836 70.680
202306 62.794 305.109 68.730
202309 62.989 307.789 68.343
202312 69.181 306.746 75.317
202403 67.431 312.332 72.099
202406 72.264 314.175 76.813
202409 78.423 315.301 83.062
202412 87.013 315.605 92.071
202503 86.874 319.799 90.719
202506 86.778 322.561 89.843
202509 85.773 324.800 88.190
202512 89.188 324.054 91.912
202603 89.531 330.213 90.545
202606 87.570 333.952 87.570

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Assurant (BSP:A1SU34) Overvalued in 2026?

Based on GuruFocus' analysis, Assurant stock appears to be overvalued. The current stock price of R$368.15 is trading 22.3% above its estimated GF Value™ of R$300.99. GuruFocus considers Assurant to be Modestly Overvalued.

Key valuation signals for BSP:A1SU34:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: R$300.99 vs. price of R$368.15 (22.3% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the BSP:A1SU34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Assurant Business Description

Address 260 Interstate North Circle SE, Atlanta, GA, USA, 30339
Assurant Inc is a protection company that partners with the brands to safeguard and service connected devices, homes and automobiles. It operate in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle: includes mobile device solutions, consumer electronics and appliances services, and financial services and other insurance products. Global Housing: includes lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance. In addition, the Company reports the Corporate and Other segment, which includes corporate employee-related expenses, activities of the holding company and investments in the home warranty business.
77GF Score

Get the complete analysis for BSP:A1SU34

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$368.15
Price
R$300.99
GF Value