Banco Bilbao Vizcaya Argentaria (BUE:BBVA) Cyclically Adjusted PS Ratio: 5.14 (As of Aug. 22, 2026) — 259% Above Median

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BUE:BBVA Banco Bilbao Vizcaya Argentaria SA BUE:BBVA
48 GF Score
Price ARS46,200.00
GF Value ARS24,318.24
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Banco Bilbao Vizcaya Argentaria Cyclically Adjusted PS Ratio?

Banco Bilbao Vizcaya Argentaria BUE:BBVA +2.21% 48 Cyclically Adjusted PS Ratio is 5.14 as of Aug. 22, 2026, which is 259% above its 10-year median of 1.43. GuruFocus rates BUE:BBVA with a GF Score™ of 48/100 and a GF Value™ of ARS24,318.24 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,300 Banks companies, Banco Bilbao Vizcaya Argentaria ranks worse than 75.62% on this metric.

As of today (2026-08-22), Banco Bilbao Vizcaya Argentaria's current share price is ARS46200.00. Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ARS8,983.05. Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio for today is 5.14.

The historical rank and industry rank for Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio or its related term are showing as below:

BUE:BBVA' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.57   Med: 1.43   Max: 4.95
Current: 4.86

During the past years, Banco Bilbao Vizcaya Argentaria's highest Cyclically Adjusted PS Ratio was 4.95. The lowest was 0.57. And the median was 1.43.

BUE:BBVA's Cyclically Adjusted PS Ratio is ranked worse than
75.62% of 1300 companies
in the Banks industry
Industry Median: 3.43 vs BUE:BBVA: 4.86

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Banco Bilbao Vizcaya Argentaria's adjusted revenue per share data for the three months ended in Jun. 2026 was ARS3,103.151. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ARS8,983.05 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco Bilbao Vizcaya Argentaria  (BUE:BBVA) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banco Bilbao Vizcaya Argentaria Cyclically Adjusted PS Ratio Related Terms


Banco Bilbao Vizcaya Argentaria Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria Cyclically Adjusted PS Ratio Chart

Banco Bilbao Vizcaya Argentaria Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 1.37 1.92 2.08 4.17

Banco Bilbao Vizcaya Argentaria Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.76 3.43 4.17 3.69 4.34

BUE:BBVA vs JPM, BAC, WFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Diversified subindustry, Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Bilbao Vizcaya Argentaria Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio falls into.


BUE:BBVA
48GF Score
Banco Bilbao Vizcaya Argentaria SA BUE:BBVA
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Bilbao Vizcaya Argentaria Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=46200.00/8983.05
=5.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Banco Bilbao Vizcaya Argentaria's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3103.151/131.3300*131.3300
=3,103.151

Current CPI (Jun. 2026) = 131.3300.

Banco Bilbao Vizcaya Argentaria Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 13.940 99.737 18.356
201612 20.353 101.842 26.246
201703 14.932 100.896 19.436
201706 16.971 101.848 21.884
201709 18.080 101.524 23.388
201712 23.163 102.975 29.541
201803 20.887 102.122 26.861
201806 23.222 104.165 29.278
201809 35.810 103.818 45.300
201812 37.400 104.193 47.141
201903 36.149 103.488 45.874
201906 40.296 104.612 50.588
201909 52.302 103.905 66.107
201912 64.756 105.015 80.983
202003 64.898 103.469 82.373
202006 47.915 104.254 60.359
202009 61.053 103.521 77.454
202012 63.371 104.456 79.675
202103 82.519 104.857 103.352
202106 80.923 107.102 99.229
202109 95.486 107.669 116.470
202112 93.197 111.298 109.971
202203 109.029 115.153 124.346
202206 135.305 118.044 150.533
202209 163.790 117.221 183.504
202212 176.927 117.650 197.499
202303 244.506 118.948 269.959
202306 338.626 120.278 369.740
202309 470.804 121.343 509.555
202312 469.529 121.300 508.354
202403 1,294.349 122.762 1,384.685
202406 1,644.542 124.409 1,736.035
202409 1,646.781 123.121 1,756.583
202412 1,620.510 124.753 1,705.939
202503 1,868.159 125.531 1,954.468
202506 1,995.805 127.251 2,059.783
202509 2,586.255 126.840 2,677.806
202512 2,760.415 128.400 2,823.406
202603 3,042.697 129.860 3,077.140
202606 3,103.151 131.330 3,103.151

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.14 mean?
Banco Bilbao Vizcaya Argentaria (BUE:BBVA) has a Cyclically Adjusted PS Ratio of 5.14 as of Aug. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. This is 259% above median its historical median of 1.43. Over the past decade, Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio has ranged from 0.57 to 4.95. According to the industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #983 out of 1300 companies in the Banks industry, placing it in the top 75.6%.
Is Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio too high?
Banco Bilbao Vizcaya Argentaria's current Cyclically Adjusted PS Ratio of 5.14 is 259% above median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 4.95. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Banco Bilbao Vizcaya Argentaria's value of 5.14 is 49.9% above this industry median. Based on the distribution chart, Banco Bilbao Vizcaya Argentaria ranks #983 out of 1300 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Bilbao Vizcaya Argentaria has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Bilbao Vizcaya Argentaria's Cyclically Adjusted PS Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Banco Bilbao Vizcaya Argentaria ranks #983 out of 1300 companies for Cyclically Adjusted PS Ratio. This places Banco Bilbao Vizcaya Argentaria in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Banco Bilbao Vizcaya Argentaria's value of 5.14 is 49.9% above this benchmark. Historically, Banco Bilbao Vizcaya Argentaria's own Cyclically Adjusted PS Ratio has ranged from 0.57 to 4.95 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 3.43, Banco Bilbao Vizcaya Argentaria has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Bilbao Vizcaya Argentaria's current Cyclically Adjusted PS Ratio of 5.14 is 49.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Banco Bilbao Vizcaya Argentaria and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Bilbao Vizcaya Argentaria's current Cyclically Adjusted PS Ratio is 5.14, which is 259% above median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Bilbao Vizcaya Argentaria stock overvalued right now?
Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria (BUE:BBVA) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS24,318.24, compared to a current price of ARS46,200.00 — trading 90% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.14, which is 259% above median its 10-year median of 1.43 and 49.9% above the Banks industry median of 3.43. Banco Bilbao Vizcaya Argentaria's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Banco Bilbao Vizcaya Argentaria (BUE:BBVA), the current Cyclically Adjusted PS Ratio is 5.14 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Bilbao Vizcaya Argentaria (BUE:BBVA) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Bilbao Vizcaya Argentaria stock appears to be overvalued. The current stock price of ARS46,200.00 is trading 90% above its estimated GF Value™ of ARS24,318.24. GuruFocus considers Banco Bilbao Vizcaya Argentaria to be Significantly Overvalued.

Key valuation signals for BUE:BBVA:

  • Cyclically Adjusted PS Ratio: 5.14 (259% above median its 10-year median of 1.43)
  • GF Value™: ARS24,318.24 vs. price of ARS46,200.00 (90% above fair value)
  • GF Score™: 48/100 with 7 warning signs
  • Industry Position: 49.9% above the Banks median (#983 of 1300)

No single metric tells the full story. See the BUE:BBVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Bilbao Vizcaya Argentaria Business Description

Address Plaza San Nicolas, 4, Bilbao, ESP, 48005
Despite its Spanish origins, Banco Bilbao Vizcaya Argentaria generates only around one-fourth of its profits in Spain. We expect that on a normalized basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.
48GF Score

Get the complete analysis for BUE:BBVA

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS46,200.00
Price
ARS24,318.24
GF Value