The Chiba Bank (FRA:CBR) Cyclically Adjusted PS Ratio: 8.28 (As of Aug. 06, 2026) — 154% Above Median

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FRA:CBR The Chiba Bank Ltd FRA:CBR
74 GF Score
Price €14.40
GF Value €8.96
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is The Chiba Bank Cyclically Adjusted PS Ratio?

The Chiba Bank FRA:CBR -0.69% 74 Cyclically Adjusted PS Ratio is 8.28 as of Aug. 06, 2026, which is 154% above its 10-year median of 3.26. GuruFocus rates FRA:CBR with a GF Score™ of 74/100 and a GF Value™ of €8.96 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, The Chiba Bank ranks worse than 95.07% on this metric.

As of today (2026-08-06), The Chiba Bank's current share price is €14.40. The Chiba Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €1.74. The Chiba Bank's Cyclically Adjusted PS Ratio for today is 8.28.

The historical rank and industry rank for The Chiba Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:CBR' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.73   Med: 3.26   Max: 8.66
Current: 8.44

During the past years, The Chiba Bank's highest Cyclically Adjusted PS Ratio was 8.66. The lowest was 1.73. And the median was 3.26.

FRA:CBR's Cyclically Adjusted PS Ratio is ranked worse than
95.07% of 1299 companies
in the Banks industry
Industry Median: 3.41 vs FRA:CBR: 8.44

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Chiba Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.651. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €1.74 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Chiba Bank  (FRA:CBR) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Chiba Bank Cyclically Adjusted PS Ratio Related Terms


The Chiba Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Chiba Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Chiba Bank Cyclically Adjusted PS Ratio Chart

The Chiba Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.91 3.24 4.57 4.71 6.27

The Chiba Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.71 4.43 5.08 5.58 6.27

The Chiba Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Chiba Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Chiba Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Chiba Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Chiba Bank's Cyclically Adjusted PS Ratio falls into.


FRA:CBR
74GF Score
The Chiba Bank Ltd FRA:CBR
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Chiba Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Chiba Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=14.40/1.74
=8.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Chiba Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Chiba Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.651/112.7000*112.7000
=0.651

Current CPI (Mar. 2026) = 112.7000.

The Chiba Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.559 98.100 0.642
201609 0.491 98.000 0.565
201612 0.486 98.400 0.557
201703 0.400 98.100 0.460
201706 0.523 98.500 0.598
201709 0.459 98.800 0.524
201712 0.476 99.400 0.540
201803 0.407 99.200 0.462
201806 0.494 99.200 0.561
201809 0.490 99.900 0.553
201812 0.482 99.700 0.545
201903 0.476 99.700 0.538
201906 0.528 99.800 0.596
201909 0.590 100.100 0.664
201912 0.538 100.500 0.603
202003 0.519 100.300 0.583
202006 0.544 99.900 0.614
202009 0.538 99.900 0.607
202012 0.554 99.300 0.629
202103 0.519 99.900 0.585
202106 0.556 99.500 0.630
202109 0.550 100.100 0.619
202112 0.519 100.100 0.584
202203 0.505 101.100 0.563
202206 0.556 101.800 0.616
202209 0.565 103.100 0.618
202212 0.532 104.100 0.576
202303 0.469 104.400 0.506
202306 0.508 105.200 0.544
202309 0.491 106.200 0.521
202312 0.496 106.800 0.523
202403 0.448 107.200 0.471
202406 0.518 108.200 0.540
202409 0.533 108.900 0.552
202412 0.502 110.700 0.511
202503 0.602 111.100 0.611
202506 0.594 111.700 0.599
202509 0.614 112.000 0.618
202512 0.602 113.000 0.600
202603 0.651 112.700 0.651

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 8.28 mean?
The Chiba Bank (FRA:CBR) has a Cyclically Adjusted PS Ratio of 8.28 as of Aug. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Chiba Bank and its competitors. This is 154% above median its historical median of 3.26. Over the past decade, The Chiba Bank's Cyclically Adjusted PS Ratio has ranged from 1.73 to 8.66. According to the industry distribution chart, The Chiba Bank ranks #1235 out of 1299 companies in the Banks industry, placing it in the top 95.1%.
Is The Chiba Bank's Cyclically Adjusted PS Ratio too high?
The Chiba Bank's current Cyclically Adjusted PS Ratio of 8.28 is 154% above median its 10-year median of 3.26. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 8.66. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. The Chiba Bank's value of 8.28 is 142.8% above this industry median. Based on the distribution chart, The Chiba Bank ranks #1235 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Chiba Bank has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Chiba Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Chiba Bank ranks #1235 out of 1299 companies for Cyclically Adjusted PS Ratio. This places The Chiba Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. The Chiba Bank's value of 8.28 is 142.8% above this benchmark. Historically, The Chiba Bank's own Cyclically Adjusted PS Ratio has ranged from 1.73 to 8.66 over the past decade. While the company's 10-year median is 3.26 vs. the industry median of 3.41, The Chiba Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Chiba Bank's current Cyclically Adjusted PS Ratio of 8.28 is 142.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Chiba Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Chiba Bank's current Cyclically Adjusted PS Ratio is 8.28, which is 154% above median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Chiba Bank stock overvalued right now?
Based on GuruFocus' analysis, The Chiba Bank (FRA:CBR) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.96, compared to a current price of €14.40 — trading 60.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 8.28, which is 154% above median its 10-year median of 3.26 and 142.8% above the Banks industry median of 3.41. The Chiba Bank's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Chiba Bank (FRA:CBR), the current Cyclically Adjusted PS Ratio is 8.28 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Chiba Bank (FRA:CBR) Overvalued in 2026?

Based on GuruFocus' analysis, The Chiba Bank stock appears to be overvalued. The current stock price of €14.40 is trading 60.7% above its estimated GF Value™ of €8.96. GuruFocus considers The Chiba Bank to be Significantly Overvalued.

Key valuation signals for FRA:CBR:

  • Cyclically Adjusted PS Ratio: 8.28 (154% above median its 10-year median of 3.26)
  • GF Value™: €8.96 vs. price of €14.40 (60.7% above fair value)
  • GF Score™: 74/100 with 6 warning signs
  • Industry Position: 142.8% above the Banks median (#1235 of 1299)

No single metric tells the full story. See the FRA:CBR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Chiba Bank Business Description

Other Exchanges CHBAY:USA8331:Japan
Address 1-2 Chiba-Minato, Chuo-ku, Chiba-shi, Chiba, JPN, 260-8720
The Chiba Bank Ltd provides banking products and services in Japan. Its only operating segment includes banking. The bank provides a wide range of services, including banking services like deposits, loans, and foreign exchange transactions; financial services such as leasing, securities brokerage, and credit cards; software development services; and business management and staffing services.
74GF Score

Get the complete analysis for FRA:CBR

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.40
Price
€8.96
GF Value