GBCI (Glacier Bancorp) Cyclically Adjusted PS Ratio: 5.50 (As of Aug. 19, 2026) — 19% Below Median

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GBCI Glacier Bancorp Inc GBCI
64 GF Score
Price $47.95
GF Value $52.34
Valuation Fairly Valued
! 2 Warning Signs
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What is Glacier Bancorp Cyclically Adjusted PS Ratio?

Glacier Bancorp GBCI -2.08% 64 Cyclically Adjusted PS Ratio is 5.50 as of Aug. 19, 2026, which is 19% below its 10-year median of 6.77. GuruFocus rates GBCI with a GF Score™ of 64/100 and a GF Value™ of $52.34 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,304 Banks companies, Glacier Bancorp ranks worse than 82.29% on this metric.

As of today (2026-08-19), Glacier Bancorp's current share price is $47.95. Glacier Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was $8.72. Glacier Bancorp's Cyclically Adjusted PS Ratio for today is 5.50.

The historical rank and industry rank for Glacier Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

GBCI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.68   Med: 6.77   Max: 11.27
Current: 5.61

During the past years, Glacier Bancorp's highest Cyclically Adjusted PS Ratio was 11.27. The lowest was 3.68. And the median was 6.77.

GBCI's Cyclically Adjusted PS Ratio is ranked worse than
82.29% of 1304 companies
in the Banks industry
Industry Median: 3.44 vs GBCI: 5.61

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Glacier Bancorp's adjusted revenue per share data for the three months ended in Jun. 2026 was $2.379. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $8.72 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Glacier Bancorp  (NYSE:GBCI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Glacier Bancorp Cyclically Adjusted PS Ratio Related Terms


Glacier Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Glacier Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glacier Bancorp Cyclically Adjusted PS Ratio Chart

Glacier Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.59 6.77 5.38 6.28 5.27

Glacier Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.23 5.84 5.27 5.21 5.91

GBCI vs UBSI, FNB, HOMB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Glacier Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Glacier Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Glacier Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Glacier Bancorp's Cyclically Adjusted PS Ratio falls into.


GBCI
64GF Score
Glacier Bancorp Inc GBCI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Glacier Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Glacier Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=47.95/8.72
=5.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Glacier Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Glacier Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.379/333.9520*333.9520
=2.379

Current CPI (Jun. 2026) = 333.9520.

Glacier Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.350 241.428 1.867
201612 1.380 241.432 1.909
201703 1.344 243.801 1.841
201706 1.431 244.955 1.951
201709 1.497 246.819 2.025
201712 1.466 246.524 1.986
201803 1.467 249.554 1.963
201806 1.631 251.989 2.162
201809 1.707 252.439 2.258
201812 1.687 251.233 2.242
201903 1.660 254.202 2.181
201906 1.726 256.143 2.250
201909 1.747 256.759 2.272
201912 1.775 256.974 2.307
202003 1.775 258.115 2.297
202006 1.961 257.797 2.540
202009 2.116 260.280 2.715
202012 2.179 260.474 2.794
202103 2.030 264.877 2.559
202106 1.970 271.696 2.421
202109 2.033 274.310 2.475
202112 1.963 278.802 2.351
202203 1.945 287.504 2.259
202206 1.963 296.311 2.212
202209 2.087 296.808 2.348
202212 2.054 296.797 2.311
202303 1.889 301.836 2.090
202306 1.772 305.109 1.940
202309 1.734 307.789 1.881
202312 1.724 306.746 1.877
202403 1.693 312.332 1.810
202406 1.708 314.175 1.816
202409 1.842 315.301 1.951
202412 1.908 315.605 2.019
202503 1.910 319.799 1.995
202506 2.007 322.561 2.078
202509 2.138 324.800 2.198
202512 2.292 324.054 2.362
202603 2.300 330.213 2.326
202606 2.379 333.952 2.379

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.50 mean?
Glacier Bancorp (GBCI) has a Cyclically Adjusted PS Ratio of 5.50 as of Aug. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Glacier Bancorp and its competitors. This is 19% below median its historical median of 6.77. Over the past decade, Glacier Bancorp's Cyclically Adjusted PS Ratio has ranged from 3.68 to 11.27. According to the industry distribution chart, Glacier Bancorp ranks #1073 out of 1304 companies in the Banks industry, placing it in the top 82.3%.
Is Glacier Bancorp's Cyclically Adjusted PS Ratio too high?
Glacier Bancorp's current Cyclically Adjusted PS Ratio of 5.50 is 19% below median its 10-year median of 6.77. Over the past 10 years, this metric has ranged from a low of 3.68 to a high of 11.27. The Banks industry median Cyclically Adjusted PS Ratio is 3.44. Glacier Bancorp's value of 5.50 is 59.9% above this industry median. Based on the distribution chart, Glacier Bancorp ranks #1073 out of 1304 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Glacier Bancorp has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Glacier Bancorp's Cyclically Adjusted PS Ratio compare to UBSI and FNB?
According to the Banks industry distribution chart, Glacier Bancorp ranks #1073 out of 1304 companies for Cyclically Adjusted PS Ratio. This places Glacier Bancorp in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.44. Glacier Bancorp's value of 5.50 is 59.9% above this benchmark. Historically, Glacier Bancorp's own Cyclically Adjusted PS Ratio has ranged from 3.68 to 11.27 over the past decade. While the company's 10-year median is 6.77 vs. the industry median of 3.44, Glacier Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.44, based on 1,304 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Glacier Bancorp's current Cyclically Adjusted PS Ratio of 5.50 is 59.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Glacier Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Glacier Bancorp's current Cyclically Adjusted PS Ratio is 5.50, which is 19% below median its own 10-year median of 6.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Glacier Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Glacier Bancorp (GBCI) is currently considered Fairly Valued. The stock's GF Value™ is $52.34, compared to a current price of $47.95 — trading 8.4% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.50, which is 19% below median its 10-year median of 6.77 and 59.9% above the Banks industry median of 3.44. Glacier Bancorp's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Glacier Bancorp (GBCI), the current Cyclically Adjusted PS Ratio is 5.50 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Glacier Bancorp (GBCI) Overvalued in 2026?

Based on GuruFocus' analysis, Glacier Bancorp stock appears to be undervalued. The current stock price of $47.95 is trading 8.4% below its estimated GF Value™ of $52.34. GuruFocus considers Glacier Bancorp to be Fairly Valued.

Key valuation signals for GBCI:

  • Cyclically Adjusted PS Ratio: 5.50 (19% below median its 10-year median of 6.77)
  • GF Value™: $52.34 vs. price of $47.95 (8.4% below fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 59.9% above the Banks median (#1073 of 1304)

No single metric tells the full story. See the GBCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Glacier Bancorp Business Description

Other Exchanges GLC:Germany
Address 49 Commons Loop, Kalispell, MT, USA, 59901
Glacier Bancorp Inc is a regional bank holding company providing commercial banking services through its wholly owned bank subsidiary, Glacier Bank. The group provides a full range of banking services to individuals, small to medium-sized businesses, community organizations, and public entities from several locations in Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona, Nevada, and Texas. It offers various banking products and services, including: retail banking, business banking, real estate, commercial, agriculture, and consumer loans; and mortgage origination and loan servicing services, among others.
64GF Score

Get the complete analysis for GBCI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.95
Price
$52.34
GF Value