Sampo Oyj (HAM:SMP0) Cyclically Adjusted PS Ratio: (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:SMP0 Sampo Oyj HAM:SMP0
85 GF Score
Price €9.43
GF Value €9.32
! 1 Warning Sign
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What is Sampo Oyj Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Sampo Oyj  (HAM:SMP0) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sampo Oyj Cyclically Adjusted PS Ratio Related Terms


Sampo Oyj Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj Cyclically Adjusted PS Ratio Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 2.56

Sampo Oyj Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 2.56 2.25 2.21

HAM:SMP0 vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Cyclically Adjusted PS Ratio falls into.


HAM:SMP0
85GF Score
Sampo Oyj HAM:SMP0
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sampo Oyj Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sampo Oyj's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Sampo Oyj's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.189/125.0700*125.0700
=1.189

Current CPI (Jun. 2026) = 125.0700.

Sampo Oyj Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.481 100.540 0.598
201612 0.608 101.020 0.753
201703 0.769 100.910 0.953
201706 0.540 101.140 0.668
201709 0.457 101.320 0.564
201712 0.724 101.510 0.892
201803 0.904 101.730 1.111
201806 0.864 102.320 1.056
201809 0.725 102.600 0.884
201812 0.405 102.710 0.493
201903 1.359 102.870 1.652
201906 0.842 103.360 1.019
201909 0.828 103.540 1.000
201912 1.048 103.650 1.265
202003 0.301 103.490 0.364
202006 1.200 103.320 1.453
202009 0.856 103.710 1.032
202012 1.212 103.890 1.459
202103 1.484 104.870 1.770
202106 1.224 105.360 1.453
202109 0.861 106.290 1.013
202112 1.298 107.490 1.510
202203 0.910 110.950 1.026
202206 0.962 113.570 1.059
202209 0.817 114.920 0.889
202212 0.843 117.320 0.899
202303 0.896 119.750 0.936
202306 0.862 120.690 0.893
202309 0.931 121.280 0.960
202312 1.076 121.540 1.107
202403 1.058 122.360 1.081
202406 1.027 122.230 1.051
202409 1.042 122.260 1.066
202412 0.964 122.390 0.985
202503 0.989 123.010 1.006
202506 1.098 122.530 1.121
202509 1.210 122.880 1.232
202512 1.165 122.670 1.188
202603 0.927 124.670 0.930
202606 1.189 125.070 1.189

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Sampo Oyj (HAM:SMP0) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be overvalued. The current stock price of €9.43 is trading 1.2% above its estimated GF Value™ of €9.32.

Key valuation signals for HAM:SMP0:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €9.32 vs. price of €9.43 (1.2% above fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the HAM:SMP0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
85GF Score

Get the complete analysis for HAM:SMP0

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.43
Price
€9.32
GF Value