Kuznetsky Bank PJSC (MIC:KUZB) Cyclically Adjusted PS Ratio: 0.97 (As of Jul. 30, 2026)

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What is Kuznetsky Bank PJSC Cyclically Adjusted PS Ratio?

Kuznetsky Bank PJSC MIC:KUZB +1.04% Cyclically Adjusted PS Ratio is 0.97 as of Jul. 30, 2026.

As of today (2026-07-30), Kuznetsky Bank PJSC's current share price is ₽0.02915. Kuznetsky Bank PJSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2023 was ₽0.03. Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio for today is 0.97.

The historical rank and industry rank for Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio or its related term are showing as below:

MIC:KUZB's Cyclically Adjusted PS Ratio is not ranked *
in the Banks industry.
Industry Median: 3.42
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Kuznetsky Bank PJSC's adjusted revenue per share data for the three months ended in Sep. 2023 was ₽0.007. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₽0.03 for the trailing ten years ended in Sep. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Kuznetsky Bank PJSC  (MIC:KUZB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Kuznetsky Bank PJSC Cyclically Adjusted PS Ratio Related Terms


Kuznetsky Bank PJSC Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuznetsky Bank PJSC Cyclically Adjusted PS Ratio Chart

Kuznetsky Bank PJSC Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.49 0.61

Kuznetsky Bank PJSC Quarterly Data
Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Jun23 Sep23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.80 0.61 0.00 1.93

Kuznetsky Bank PJSC Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuznetsky Bank PJSC Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio falls into.



Kuznetsky Bank PJSC Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.02915/0.03
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuznetsky Bank PJSC's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2023 is calculated as:

For example, Kuznetsky Bank PJSC's adjusted Revenue per Share data for the three months ended in Sep. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Sep. 2023 (Change)*Current CPI (Sep. 2023)
=0.007/242.6000*242.6000
=0.007

Current CPI (Sep. 2023) = 242.6000.

Kuznetsky Bank PJSC Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201209 0.005 115.700 0.010
201212 0.005 117.300 0.010
201303 0.004 119.500 0.008
201306 0.005 121.400 0.010
201309 0.005 122.800 0.010
201312 0.006 124.900 0.012
201403 0.004 127.800 0.008
201406 0.004 130.900 0.007
201409 0.005 132.700 0.009
201412 0.006 139.000 0.010
201503 0.004 149.400 0.006
201506 0.004 150.900 0.006
201509 0.005 153.500 0.008
201512 0.005 157.000 0.008
201603 0.004 160.200 0.006
201606 0.000 162.200 0.000
201609 0.010 163.300 0.015
201612 0.006 165.400 0.009
201703 0.006 167.000 0.009
201706 0.006 169.200 0.009
201709 0.006 168.200 0.009
201712 0.007 169.600 0.010
201803 0.006 171.000 0.009
201806 0.006 173.100 0.008
201809 0.005 173.900 0.007
201812 0.006 176.800 0.008
201903 0.006 179.900 0.008
201906 0.006 181.200 0.008
201909 0.006 180.800 0.008
201912 0.007 182.200 0.009
202003 0.006 184.500 0.008
202006 0.005 187.000 0.006
202009 0.006 187.400 0.008
202012 0.006 191.100 0.008
202103 0.006 195.200 0.007
202106 0.009 199.100 0.011
202109 0.006 201.300 0.007
202112 0.007 207.200 0.008
202306 0.000 238.300 0.000
202309 0.007 242.600 0.007

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.97 mean?
Kuznetsky Bank PJSC (MIC:KUZB) has a Cyclically Adjusted PS Ratio of 0.97 as of Jul. 30, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Kuznetsky Bank PJSC and its competitors.
Is Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio too high?
Kuznetsky Bank PJSC's current Cyclically Adjusted PS Ratio is 0.97. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Kuznetsky Bank PJSC's value of 0.97 is 71.6% below this industry median.
How does Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio compare to competitors?
Kuznetsky Bank PJSC's Cyclically Adjusted PS Ratio of 0.97 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Kuznetsky Bank PJSC's value of 0.97 is 71.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuznetsky Bank PJSC's current Cyclically Adjusted PS Ratio of 0.97 is 71.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Kuznetsky Bank PJSC and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuznetsky Bank PJSC's current Cyclically Adjusted PS Ratio is 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuznetsky Bank PJSC stock overvalued right now?
Kuznetsky Bank PJSC (MIC:KUZB) has a current Cyclically Adjusted PS Ratio of 0.97. The current Cyclically Adjusted PS Ratio is 0.97 and 71.6% below the Banks industry median of 3.42. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Kuznetsky Bank PJSC (MIC:KUZB), the current Cyclically Adjusted PS Ratio is 0.97 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Kuznetsky Bank PJSC Business Description

Address ul. Red, 104, Penza, RUS, 440000
Kuznetsky Bank PJSC is a financial and credit institution. It provides its clients with various banking products. Some of its services are consumer lending, cash management services, production of plastic cards, rental of safe deposit boxes among others.