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Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Kuznetsky Bank PJSC's annualized net income for the quarter that ended in Sep. 2023 was ₽105.1 Mil. Kuznetsky Bank PJSC's average shareholder tangible equity for the quarter that ended in Sep. 2023 was ₽984.2 Mil. Therefore, Kuznetsky Bank PJSC's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2023 was 10.68%.
The historical rank and industry rank for Kuznetsky Bank PJSC's Return-on-Tangible-Equity or its related term are showing as below:
MIC:KUZB's Return-on-Tangible-Equity is not ranked *
in the Banks industry.
Industry Median: 11.2 * Ranked among companies with meaningful Return-on-Tangible-Equity only.
Kuznetsky Bank PJSC (MIC:KUZB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Kuznetsky Bank PJSC Return-on-Tangible-Equity Related Terms
Kuznetsky Bank PJSC Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Kuznetsky Bank PJSC's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kuznetsky Bank PJSC Return-on-Tangible-Equity Chart
Kuznetsky Bank PJSC Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Kuznetsky Bank PJSC's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuznetsky Bank PJSC Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Kuznetsky Bank PJSC's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Kuznetsky Bank PJSC's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Sep. 2023) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.68% mean?
Kuznetsky Bank PJSC (MIC:KUZB) has a Return-on-Tangible-Equity of 10.68% as of Sep. 2023. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Kuznetsky Bank PJSC and its competitors.
Is Kuznetsky Bank PJSC's Return-on-Tangible-Equity too high?
Kuznetsky Bank PJSC's current Return-on-Tangible-Equity is 10.68%. The Banks industry median Return-on-Tangible-Equity is 11.20. Kuznetsky Bank PJSC's value of 10.68% is 4.6% below this industry median.
How does Kuznetsky Bank PJSC's Return-on-Tangible-Equity compare to competitors?
Kuznetsky Bank PJSC's Return-on-Tangible-Equity of 10.68% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Equity is 11.20. Kuznetsky Bank PJSC's value of 10.68% is 4.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuznetsky Bank PJSC's current Return-on-Tangible-Equity of 10.68% is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Kuznetsky Bank PJSC and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuznetsky Bank PJSC's current Return-on-Tangible-Equity is 10.68%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuznetsky Bank PJSC stock overvalued right now?
Kuznetsky Bank PJSC (MIC:KUZB) has a current Return-on-Tangible-Equity of 10.68%. The current Return-on-Tangible-Equity is 10.68% and 4.6% below the Banks industry median of 11.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Kuznetsky Bank PJSC (MIC:KUZB), the current Return-on-Tangible-Equity is 10.68% as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Kuznetsky Bank PJSC is a financial and credit institution. It provides its clients with various banking products. Some of its services are consumer lending, cash management services, production of plastic cards, rental of safe deposit boxes among others.
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