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GeneraliMIL:G +0.55%55 Cyclically Adjusted PS Ratio is 0.85 as of Sep. 17, 2026. GuruFocus rates MIL:G with a GF Score™ of 55/100 and a GF Value™ of €42.39 (Fairly Valued). The stock has 2 warning signs investors should review. Among 407 Insurance companies, Generali ranks worse than 245700% on this metric.
The historical rank and industry rank for Generali's Cyclically Adjusted PS Ratio or its related term are showing as below:
MIL:G's Cyclically Adjusted PS Ratio is not ranked *
in the Insurance industry.
Industry Median: 1.25 * Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Generali's adjusted revenue per share data of for the fiscal year that ended in Dec25 was €44.616. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €54.13 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Generali (MIL:G) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Generali Cyclically Adjusted PS Ratio Related Terms
Generali Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Generali's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:G vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison
For the Insurance - Diversified subindustry, Generali's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Generali Cyclically Adjusted PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Generali's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Generali's Cyclically Adjusted PS Ratio falls into.
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
Generali's Cyclically Adjusted PS Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 0.85 mean?
Generali (MIL:G) has a Cyclically Adjusted PS Ratio of 0.85 as of Sep. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Generali and its competitors. According to the industry distribution chart, Generali ranks #999999 out of 407 companies in the Insurance industry.
Is Generali's Cyclically Adjusted PS Ratio too high?
Generali's current Cyclically Adjusted PS Ratio is 0.85. The Insurance industry median Cyclically Adjusted PS Ratio is 1.25. Generali's value of 0.85 is 32% below this industry median. Based on the distribution chart, Generali ranks #999999 out of 407 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Generali has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Generali's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Generali ranks #999999 out of 407 companies for Cyclically Adjusted PS Ratio. This places Generali in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.25. Generali's value of 0.85 is 32% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.25, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Generali's current Cyclically Adjusted PS Ratio of 0.85 is 32% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Generali and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Generali's current Cyclically Adjusted PS Ratio is 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generali stock overvalued right now?
Based on GuruFocus' analysis, Generali (MIL:G) is currently considered Fairly Valued. The stock's GF Value™ is €42.39, compared to a current price of €45.88 — trading 8.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.85 and 32% below the Insurance industry median of 1.25. Generali's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Generali (MIL:G), the current Cyclically Adjusted PS Ratio is 0.85 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Generali (MIL:G) Overvalued in 2026?
Based on GuruFocus' analysis, Generali stock appears to be overvalued.
The current stock price of €45.88 is trading 8.2% above its estimated GF Value™ of €42.39.
GuruFocus considers Generali to be Fairly Valued.
Key valuation signals for MIL:G:
Cyclically Adjusted PS Ratio: 0.85
GF Value™: €42.39 vs. price of €45.88 (8.2% above fair value)
Industry Position: 32% below the Insurance median (#999999 of 407)
No single metric tells the full story. See the MIL:G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade, Generali sought to expand throughout Italy, but growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. After World War I, Trieste was handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. To this day, Generali remains quite a diversified company, with its core operations remaining in the historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. France is also an important contributor to life and savings.
55GF Score
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