Ready Capital (STU:0SZ) Cyclically Adjusted PS Ratio: 0.39 (As of Aug. 16, 2026) — 67% Below Median

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STU:0SZ Ready Capital Corp STU:0SZ
33 GF Score
Price €1.59
! 2 Warning Signs
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What is Ready Capital Cyclically Adjusted PS Ratio?

Ready Capital STU:0SZ +4.18% 33 Cyclically Adjusted PS Ratio is 0.39 as of Aug. 16, 2026, which is 67% below its 10-year median of 1.18. GuruFocus rates STU:0SZ with a GF Score™ of 33/100. The stock has 2 warning signs investors should review. Among 542 REITs companies, Ready Capital ranks better than 97.23% on this metric.

As of today (2026-08-16), Ready Capital's current share price is €1.594. Ready Capital's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €4.07. Ready Capital's Cyclically Adjusted PS Ratio for today is 0.39.

The historical rank and industry rank for Ready Capital's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:0SZ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.31   Med: 1.18   Max: 2.26
Current: 0.4

During the past years, Ready Capital's highest Cyclically Adjusted PS Ratio was 2.26. The lowest was 0.31. And the median was 1.18.

STU:0SZ's Cyclically Adjusted PS Ratio is ranked better than
97.23% of 542 companies
in the REITs industry
Industry Median: 5.775 vs STU:0SZ: 0.40

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ready Capital's adjusted revenue per share data for the three months ended in Jun. 2026 was €-0.079. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €4.07 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ready Capital  (STU:0SZ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Ready Capital Cyclically Adjusted PS Ratio Related Terms


Ready Capital Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Ready Capital's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital Cyclically Adjusted PS Ratio Chart

Ready Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.21 1.49 1.33 1.03 0.45

Ready Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.63 0.45 0.34 0.38

STU:0SZ vs REFI, ACRE, MITT: Cyclically Adjusted PS Ratio Comparison

For the REIT - Mortgage subindustry, Ready Capital's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ready Capital Cyclically Adjusted PS Ratio vs REITs Industry

For the REITs industry and Real Estate sector, Ready Capital's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ready Capital's Cyclically Adjusted PS Ratio falls into.


STU:0SZ
33GF Score
Ready Capital Corp STU:0SZ
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Ready Capital Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Ready Capital's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=1.594/4.07
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ready Capital's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Ready Capital's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-0.079/333.9520*333.9520
=-0.079

Current CPI (Jun. 2026) = 333.9520.

Ready Capital Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.874 241.428 1.209
201612 1.548 241.432 2.141
201703 1.101 243.801 1.508
201706 1.072 244.955 1.461
201709 1.017 246.819 1.376
201712 2.153 246.524 2.917
201803 1.182 249.554 1.582
201806 1.367 251.989 1.812
201809 1.379 252.439 1.824
201812 0.825 251.233 1.097
201903 0.868 254.202 1.140
201906 0.948 256.143 1.236
201909 1.111 256.759 1.445
201912 1.236 256.974 1.606
202003 0.750 258.115 0.970
202006 2.136 257.797 2.767
202009 1.784 260.280 2.289
202012 1.462 260.474 1.874
202103 1.571 264.877 1.981
202106 1.317 271.696 1.619
202109 1.561 274.310 1.900
202112 -0.655 278.802 -0.785
202203 1.261 287.504 1.465
202206 0.818 296.311 0.922
202209 1.117 296.808 1.257
202212 0.004 296.797 0.005
202303 0.617 301.836 0.683
202306 0.626 305.109 0.685
202309 0.548 307.789 0.595
202312 0.638 306.746 0.695
202403 -0.358 312.332 -0.383
202406 -0.138 314.175 -0.147
202409 0.328 315.301 0.347
202412 0.452 315.605 0.478
202503 -0.409 319.799 -0.427
202506 -0.032 322.561 -0.033
202509 0.225 324.800 0.231
202512 0.067 324.054 0.069
202603 -0.417 330.213 -0.422
202606 -0.079 333.952 -0.079

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.39 mean?
Ready Capital (STU:0SZ) has a Cyclically Adjusted PS Ratio of 0.39 as of Aug. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ready Capital and its competitors. This is 67% below median its historical median of 1.18. Over the past decade, Ready Capital's Cyclically Adjusted PS Ratio has ranged from 0.31 to 2.26. According to the industry distribution chart, Ready Capital ranks #15 out of 542 companies in the REITs industry, placing it in the top 2.8%.
Is Ready Capital's Cyclically Adjusted PS Ratio too high?
Ready Capital's current Cyclically Adjusted PS Ratio of 0.39 is 67% below median its 10-year median of 1.18. Over the past 10 years, this metric has ranged from a low of 0.31 to a high of 2.26. The REITs industry median Cyclically Adjusted PS Ratio is 5.78. Ready Capital's value of 0.39 is 93.2% below this industry median. Based on the distribution chart, Ready Capital ranks #15 out of 542 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Ready Capital has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Ready Capital's Cyclically Adjusted PS Ratio compare to REFI and ACRE?
According to the REITs industry distribution chart, Ready Capital ranks #15 out of 542 companies for Cyclically Adjusted PS Ratio. This places Ready Capital in the top 3% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 5.78. Ready Capital's value of 0.39 is 93.2% below this benchmark. Historically, Ready Capital's own Cyclically Adjusted PS Ratio has ranged from 0.31 to 2.26 over the past decade. While the company's 10-year median is 1.18 vs. the industry median of 5.78, Ready Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a REITs company?
The median Cyclically Adjusted PS Ratio among REITs companies is 5.78, based on 542 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ready Capital's current Cyclically Adjusted PS Ratio of 0.39 is 93.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ready Capital and its competitors. For the REITs industry, the median Cyclically Adjusted PS Ratio is 5.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ready Capital's current Cyclically Adjusted PS Ratio is 0.39, which is 67% below median its own 10-year median of 1.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ready Capital stock overvalued right now?
Ready Capital (STU:0SZ) has a current Cyclically Adjusted PS Ratio of 0.39. The current Cyclically Adjusted PS Ratio is 0.39, which is 67% below median its 10-year median of 1.18 and 93.2% below the REITs industry median of 5.78. Ready Capital's overall GF Score™ is 33/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Ready Capital (STU:0SZ), the current Cyclically Adjusted PS Ratio is 0.39 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Ready Capital Business Description

Industry Real EstateREITs
Other Exchanges RCpC.PFD:USARC:USA
Address 1251 Avenue of the Americas, 50th Floor, New York, NY, USA, 10020
Ready Capital Corp is a real estate finance company that originates, acquires, finances, and services LMM loans, SBA loans, construction loans, USDA loans and, to a lesser extent, MBS collateralized mainly by LMM loans or other real estate-related investments. Its loans are used by businesses to purchase real estate used in their operations or by investors seeking to acquire multi-family, office, retail, mixed use or warehouse properties. It operates through two segments: LMM Commercial Real Estate, which originates LMM loans across the life-cycle of an LMM property including construction, bridge, stabilized and agency loan channels, and Small Business Lending, which acquires, originates and services owner-occupied loans guaranteed by the SBA and also originates and services USDA loans.
33GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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