SpareBank 1 Sor Norge ASA (STU:B4M1) Cyclically Adjusted PS Ratio: 7.49 (As of Aug. 20, 2026) — 45% Above Median

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STU:B4M1 SpareBank 1 Sor Norge ASA STU:B4M1
77 GF Score
Price €19.86
GF Value €15.95
Valuation Modestly Overvalued
! 9 Warning Signs
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What is SpareBank 1 Sor Norge ASA Cyclically Adjusted PS Ratio?

SpareBank 1 Sor Norge ASA STU:B4M1 -0.95% 77 Cyclically Adjusted PS Ratio is 7.49 as of Aug. 20, 2026, which is 45% above its 10-year median of 5.16. GuruFocus rates STU:B4M1 with a GF Score™ of 77/100 and a GF Value™ of €15.95 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,301 Banks companies, SpareBank 1 Sor Norge ASA ranks worse than 92.01% on this metric.

As of today (2026-08-20), SpareBank 1 Sor Norge ASA's current share price is €19.86. SpareBank 1 Sor Norge ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €2.65. SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio for today is 7.49.

The historical rank and industry rank for SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:B4M1' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.59   Med: 5.16   Max: 7.36
Current: 7.24

During the past years, SpareBank 1 Sor Norge ASA's highest Cyclically Adjusted PS Ratio was 7.36. The lowest was 2.59. And the median was 5.16.

STU:B4M1's Cyclically Adjusted PS Ratio is ranked worse than
92.01% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs STU:B4M1: 7.24

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

SpareBank 1 Sor Norge ASA's adjusted revenue per share data for the three months ended in Jun. 2026 was €0.757. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €2.65 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


SpareBank 1 Sor Norge ASA  (STU:B4M1) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


SpareBank 1 Sor Norge ASA Cyclically Adjusted PS Ratio Related Terms


SpareBank 1 Sor Norge ASA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Sor Norge ASA Cyclically Adjusted PS Ratio Chart

SpareBank 1 Sor Norge ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.28 5.22 5.12 5.47 6.85

SpareBank 1 Sor Norge ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.62 6.24 6.85 7.09 6.45

SpareBank 1 Sor Norge ASA Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Sor Norge ASA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio falls into.


STU:B4M1
77GF Score
SpareBank 1 Sor Norge ASA STU:B4M1
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Sor Norge ASA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=19.86/2.65
=7.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Sor Norge ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, SpareBank 1 Sor Norge ASA's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.757/141.5800*141.5800
=0.757

Current CPI (Jun. 2026) = 141.5800.

SpareBank 1 Sor Norge ASA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.518 104.200 0.704
201612 0.495 104.400 0.671
201703 0.490 105.000 0.661
201706 0.513 105.800 0.686
201709 0.536 105.900 0.717
201712 0.491 106.100 0.655
201803 0.502 107.300 0.662
201806 0.546 108.500 0.712
201809 0.531 109.500 0.687
201812 0.491 109.800 0.633
201903 0.572 110.400 0.734
201906 0.594 110.600 0.760
201909 0.539 111.100 0.687
201912 0.557 111.300 0.709
202003 0.400 111.200 0.509
202006 0.556 112.100 0.702
202009 0.513 112.900 0.643
202012 0.546 112.900 0.685
202103 0.581 114.600 0.718
202106 0.579 115.300 0.711
202109 0.567 117.500 0.683
202112 0.610 118.900 0.726
202203 0.626 119.800 0.740
202206 0.603 122.600 0.696
202209 0.629 125.600 0.709
202212 0.673 125.900 0.757
202303 0.636 127.600 0.706
202306 0.669 130.400 0.726
202309 0.702 129.800 0.766
202312 0.706 131.900 0.758
202403 0.728 132.600 0.777
202406 0.763 133.800 0.807
202409 0.675 133.700 0.715
202412 0.676 134.800 0.710
202503 0.761 136.100 0.792
202506 0.755 137.800 0.776
202509 0.748 138.500 0.765
202512 0.717 139.100 0.730
202603 0.760 141.030 0.763
202606 0.757 141.580 0.757

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 7.49 mean?
SpareBank 1 Sor Norge ASA (STU:B4M1) has a Cyclically Adjusted PS Ratio of 7.49 as of Aug. 20, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on SpareBank 1 Sor Norge ASA and its competitors. This is 45% above median its historical median of 5.16. Over the past decade, SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio has ranged from 2.59 to 7.36. According to the industry distribution chart, SpareBank 1 Sor Norge ASA ranks #1197 out of 1301 companies in the Banks industry, placing it in the top 92%.
Is SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio too high?
SpareBank 1 Sor Norge ASA's current Cyclically Adjusted PS Ratio of 7.49 is 45% above median its 10-year median of 5.16. Over the past 10 years, this metric has ranged from a low of 2.59 to a high of 7.36. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. SpareBank 1 Sor Norge ASA's value of 7.49 is 118.4% above this industry median. Based on the distribution chart, SpareBank 1 Sor Norge ASA ranks #1197 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Sor Norge ASA has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Sor Norge ASA's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Sor Norge ASA ranks #1197 out of 1301 companies for Cyclically Adjusted PS Ratio. This places SpareBank 1 Sor Norge ASA in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. SpareBank 1 Sor Norge ASA's value of 7.49 is 118.4% above this benchmark. Historically, SpareBank 1 Sor Norge ASA's own Cyclically Adjusted PS Ratio has ranged from 2.59 to 7.36 over the past decade. While the company's 10-year median is 5.16 vs. the industry median of 3.43, SpareBank 1 Sor Norge ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Sor Norge ASA's current Cyclically Adjusted PS Ratio of 7.49 is 118.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on SpareBank 1 Sor Norge ASA and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Sor Norge ASA's current Cyclically Adjusted PS Ratio is 7.49, which is 45% above median its own 10-year median of 5.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Sor Norge ASA stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA (STU:B4M1) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.95, compared to a current price of €19.86 — trading 24.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 7.49, which is 45% above median its 10-year median of 5.16 and 118.4% above the Banks industry median of 3.43. SpareBank 1 Sor Norge ASA's overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For SpareBank 1 Sor Norge ASA (STU:B4M1), the current Cyclically Adjusted PS Ratio is 7.49 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Sor Norge ASA (STU:B4M1) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Sor Norge ASA stock appears to be overvalued. The current stock price of €19.86 is trading 24.5% above its estimated GF Value™ of €15.95. GuruFocus considers SpareBank 1 Sor Norge ASA to be Modestly Overvalued.

Key valuation signals for STU:B4M1:

  • Cyclically Adjusted PS Ratio: 7.49 (45% above median its 10-year median of 5.16)
  • GF Value™: €15.95 vs. price of €19.86 (24.5% above fair value)
  • GF Score™: 77/100 with 9 warning signs
  • Industry Position: 118.4% above the Banks median (#1197 of 1301)

No single metric tells the full story. See the STU:B4M1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Sor Norge ASA Business Description

Address Christen Tranes Gate 35, Stavanger, NOR, 4007
SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, including investment services, leasing, estate agency, and accounting services. The company's reportable segments are Retail market, which generates maximum revenue, Corporate market, SME and agriculture, and Other.
77GF Score

Get the complete analysis for STU:B4M1

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.86
Price
€15.95
GF Value