Euronet Worldwide (STU:EEF) Cyclically Adjusted PS Ratio: 1.18 (As of Jul. 19, 2026) — 56% Below Median

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STU:EEF Euronet Worldwide Inc STU:EEF
77 GF Score
Price €71.16
GF Value €105.90
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Euronet Worldwide Cyclically Adjusted PS Ratio?

Euronet Worldwide STU:EEF +0.14% 77 Cyclically Adjusted PS Ratio is 1.18 as of Jul. 19, 2026, which is 56% below its 10-year median of 2.66. GuruFocus rates STU:EEF with a GF Score™ of 77/100 and a GF Value™ of €105.90 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,592 Software companies, Euronet Worldwide ranks better than 60.18% on this metric.

As of today (2026-07-19), Euronet Worldwide's current share price is €71.16. Euronet Worldwide's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €60.19. Euronet Worldwide's Cyclically Adjusted PS Ratio for today is 1.18.

The historical rank and industry rank for Euronet Worldwide's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:EEF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.91   Med: 2.66   Max: 5.06
Current: 1.16

During the past years, Euronet Worldwide's highest Cyclically Adjusted PS Ratio was 5.06. The lowest was 0.91. And the median was 2.66.

STU:EEF's Cyclically Adjusted PS Ratio is ranked better than
60.18% of 1592 companies
in the Software industry
Industry Median: 1.63 vs STU:EEF: 1.16

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Euronet Worldwide's adjusted revenue per share data for the three months ended in Mar. 2026 was €18.625. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €60.19 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Euronet Worldwide  (STU:EEF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Euronet Worldwide Cyclically Adjusted PS Ratio Related Terms


Euronet Worldwide Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide Cyclically Adjusted PS Ratio Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.70 1.88 1.83 1.68 1.12

Euronet Worldwide Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.69 1.56 1.31 1.12 0.95

STU:EEF vs STNE, PAGS, ATEN: Cyclically Adjusted PS Ratio Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide Cyclically Adjusted PS Ratio vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's Cyclically Adjusted PS Ratio falls into.


STU:EEF
77GF Score
Euronet Worldwide Inc STU:EEF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Euronet Worldwide Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Euronet Worldwide's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=71.16/60.19
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Euronet Worldwide's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=18.625/330.2130*330.2130
=18.625

Current CPI (Mar. 2026) = 330.2130.

Euronet Worldwide Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 7.931 241.018 10.866
201609 8.606 241.428 11.771
201612 9.483 241.432 12.970
201703 8.099 243.801 10.970
201706 8.693 244.955 11.719
201709 9.641 246.819 12.898
201712 9.559 246.524 12.804
201803 8.316 249.554 11.004
201806 10.007 251.989 13.113
201809 11.341 252.439 14.835
201812 10.440 251.233 13.722
201903 9.242 254.202 12.006
201906 11.249 256.143 14.502
201909 12.831 256.759 16.502
201912 11.248 256.974 14.454
202003 9.695 258.115 12.403
202006 9.018 257.797 11.551
202009 10.655 260.280 13.518
202012 11.119 260.474 14.096
202103 10.443 264.877 13.019
202106 11.038 271.696 13.415
202109 12.953 274.310 15.593
202112 13.520 278.802 16.013
202203 12.615 287.504 14.489
202206 14.837 296.311 16.535
202209 17.831 296.808 19.838
202212 15.481 296.797 17.224
202303 13.879 301.836 15.184
202306 16.394 305.109 17.743
202309 18.277 307.789 19.609
202312 17.901 306.746 19.270
202403 16.103 312.332 17.025
202406 18.813 314.175 19.773
202409 20.828 315.301 21.813
202412 21.250 315.605 22.234
202503 18.314 319.799 18.910
202506 21.684 322.561 22.198
202509 21.784 324.800 22.147
202512 19.163 324.054 19.527
202603 18.625 330.213 18.625

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.18 mean?
Euronet Worldwide (STU:EEF) has a Cyclically Adjusted PS Ratio of 1.18 as of Jul. 19, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Euronet Worldwide and its competitors. This is 56% below median its historical median of 2.66. Over the past decade, Euronet Worldwide's Cyclically Adjusted PS Ratio has ranged from 0.91 to 5.06. According to the industry distribution chart, Euronet Worldwide ranks #634 out of 1592 companies in the Software industry, placing it in the top 39.8%.
Is Euronet Worldwide's Cyclically Adjusted PS Ratio too high?
Euronet Worldwide's current Cyclically Adjusted PS Ratio of 1.18 is 56% below median its 10-year median of 2.66. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 5.06. The Software industry median Cyclically Adjusted PS Ratio is 1.63. Euronet Worldwide's value of 1.18 is 27.6% below this industry median. Based on the distribution chart, Euronet Worldwide ranks #634 out of 1592 companies in the Software industry, which is above the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Cyclically Adjusted PS Ratio compare to STNE and PAGS?
According to the Software industry distribution chart, Euronet Worldwide ranks #634 out of 1592 companies for Cyclically Adjusted PS Ratio. This puts Euronet Worldwide in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.63. Euronet Worldwide's value of 1.18 is 27.6% below this benchmark. Historically, Euronet Worldwide's own Cyclically Adjusted PS Ratio has ranged from 0.91 to 5.06 over the past decade. While the company's 10-year median is 2.66 vs. the industry median of 1.63, Euronet Worldwide has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.63, based on 1,592 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current Cyclically Adjusted PS Ratio of 1.18 is 27.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current Cyclically Adjusted PS Ratio is 1.18, which is 56% below median its own 10-year median of 2.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (STU:EEF) is currently considered Significantly Undervalued. The stock's GF Value™ is €105.90, compared to a current price of €71.16 — trading 32.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.18, which is 56% below median its 10-year median of 2.66 and 27.6% below the Software industry median of 1.63. Euronet Worldwide's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Euronet Worldwide (STU:EEF), the current Cyclically Adjusted PS Ratio is 1.18 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (STU:EEF) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of €71.16 is trading 32.8% below its estimated GF Value™ of €105.90. GuruFocus considers Euronet Worldwide to be Significantly Undervalued.

Key valuation signals for STU:EEF:

  • Cyclically Adjusted PS Ratio: 1.18 (56% below median its 10-year median of 2.66)
  • GF Value™: €105.90 vs. price of €71.16 (32.8% below fair value)
  • GF Score™: 77/100 with 2 warning signs
  • Industry Position: 27.6% below the Software median (#634 of 1592)

No single metric tells the full story. See the STU:EEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
77GF Score

Get the complete analysis for STU:EEF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€71.16
Price
€105.90
GF Value