Banc of California (STU:FPB) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

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STU:FPB Banc of California Inc STU:FPB
68 GF Score
Price €15.96
GF Value €14.55
! 4 Warning Signs
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What is Banc of California Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Banc of California  (STU:FPB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banc of California Cyclically Adjusted PS Ratio Related Terms


Banc of California Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banc of California's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banc of California Cyclically Adjusted PS Ratio Chart

Banc of California Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.29 1.62 1.46 1.81 2.21

Banc of California Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.74 2.10 2.56 2.36 2.83

STU:FPB vs FBK, BOH, PFS: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Banc of California's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banc of California Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banc of California's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banc of California's Cyclically Adjusted PS Ratio falls into.


STU:FPB
68GF Score
Banc of California Inc STU:FPB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banc of California Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banc of California's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Banc of California's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.091/333.9520*333.9520
=0.091

Current CPI (Jun. 2026) = 333.9520.

Banc of California Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.841 241.428 2.547
201612 2.035 241.432 2.815
201703 1.763 243.801 2.415
201706 1.449 244.955 1.975
201709 1.560 246.819 2.111
201712 1.316 246.524 1.783
201803 1.280 249.554 1.713
201806 1.331 251.989 1.764
201809 1.284 252.439 1.699
201812 1.317 251.233 1.751
201903 1.288 254.202 1.692
201906 1.259 256.143 1.641
201909 1.100 256.759 1.431
201912 1.092 256.974 1.419
202003 1.002 258.115 1.296
202006 1.116 257.797 1.446
202009 1.029 260.280 1.320
202012 1.140 260.474 1.462
202103 1.024 264.877 1.291
202106 1.062 271.696 1.305
202109 1.138 274.310 1.385
202112 1.122 278.802 1.344
202203 1.165 287.504 1.353
202206 1.301 296.311 1.466
202209 1.396 296.808 1.571
202212 3.853 296.797 4.335
202303 1.274 301.836 1.410
202306 1.198 305.109 1.311
202309 2.047 307.789 2.221
202312 -2.142 306.746 -2.332
202403 1.441 312.332 1.541
202406 1.430 314.175 1.520
202409 1.170 315.301 1.239
202412 1.458 315.605 1.543
202503 1.492 319.799 1.558
202506 1.519 322.561 1.573
202509 1.548 324.800 1.592
202512 1.572 324.054 1.620
202603 1.525 330.213 1.542
202606 0.091 333.952 0.091

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Banc of California (STU:FPB) Overvalued in 2026?

Based on GuruFocus' analysis, Banc of California stock appears to be overvalued. The current stock price of €15.96 is trading 9.7% above its estimated GF Value™ of €14.55.

Key valuation signals for STU:FPB:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €14.55 vs. price of €15.96 (9.7% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the STU:FPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banc of California Business Description

Other Exchanges BANC:USAFPB:Germany
Address 11611 San Vicente Boulevard, Suite 500, Los Angeles, CA, USA, 90049
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
68GF Score

Get the complete analysis for STU:FPB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.96
Price
€14.55
GF Value