Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Touchmark BancsharesTMAK 50 Cyclically Adjusted PS Ratio is 3.29 as of Jul. 16, 2026, which is at its 10-year median of 3.29. GuruFocus rates TMAK with a GF Score™ of 50/100 and a GF Value™ of $7.68 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,303 Banks companies, Touchmark Bancshares ranks better than 52.19% on this metric.
The historical rank and industry rank for Touchmark Bancshares's Cyclically Adjusted PS Ratio or its related term are showing as below:
TMAK'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.19 Med: 3.29 Max: 3.43
Current: 3.25
During the past years, Touchmark Bancshares's highest Cyclically Adjusted PS Ratio was 3.43. The lowest was 3.19. And the median was 3.29.
TMAK's Cyclically Adjusted PS Ratio is ranked better than 52.19% of 1303
companies
in the Banks industry
Industry Median: 3.35
vs TMAK: 3.25
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Touchmark Bancshares's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.475. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $2.84 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Touchmark Bancshares (OTCPK:TMAK) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Touchmark Bancshares Cyclically Adjusted PS Ratio Related Terms
Touchmark Bancshares Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Touchmark Bancshares's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Touchmark Bancshares Cyclically Adjusted PS Ratio Chart
TMAK vs SOUB, ESBS, SCYT: Cyclically Adjusted PS Ratio Comparison
For the Banks - Regional subindustry, Touchmark Bancshares's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Touchmark Bancshares Cyclically Adjusted PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Touchmark Bancshares's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Touchmark Bancshares's Cyclically Adjusted PS Ratio falls into.
Touchmark Bancshares Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 3.29 mean?
Touchmark Bancshares (TMAK) has a Cyclically Adjusted PS Ratio of 3.29 as of Jul. 16, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Touchmark Bancshares and its competitors. This is near median its historical median of 3.29. Over the past decade, Touchmark Bancshares' Cyclically Adjusted PS Ratio has ranged from 3.19 to 3.43. According to the industry distribution chart, Touchmark Bancshares ranks #623 out of 1303 companies in the Banks industry, placing it in the top 47.8%.
Is Touchmark Bancshares' Cyclically Adjusted PS Ratio too high?
Touchmark Bancshares' current Cyclically Adjusted PS Ratio of 3.29 is near median its 10-year median of 3.29. Over the past 10 years, this metric has ranged from a low of 3.19 to a high of 3.43. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. Touchmark Bancshares' value of 3.29 is 1.8% below this industry median. Based on the distribution chart, Touchmark Bancshares ranks #623 out of 1303 companies in the Banks industry, which is above the industry midpoint. Overall, Touchmark Bancshares has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Touchmark Bancshares' Cyclically Adjusted PS Ratio compare to SOUB and ESBS?
According to the Banks industry distribution chart, Touchmark Bancshares ranks #623 out of 1303 companies for Cyclically Adjusted PS Ratio. This puts Touchmark Bancshares in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.35. Touchmark Bancshares' value of 3.29 is 1.8% below this benchmark. Historically, Touchmark Bancshares' own Cyclically Adjusted PS Ratio has ranged from 3.19 to 3.43 over the past decade. While the company's 10-year median is 3.29 vs. the industry median of 3.35, Touchmark Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Touchmark Bancshares's current Cyclically Adjusted PS Ratio of 3.29 is 1.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Touchmark Bancshares and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Touchmark Bancshares's current Cyclically Adjusted PS Ratio is 3.29, which is near median its own 10-year median of 3.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Touchmark Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Touchmark Bancshares (TMAK) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.68, compared to a current price of $9.35 — trading 21.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.29, which is near median its 10-year median of 3.29 and 1.8% below the Banks industry median of 3.35. Touchmark Bancshares' overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Touchmark Bancshares (TMAK), the current Cyclically Adjusted PS Ratio is 3.29 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Touchmark Bancshares (TMAK) Overvalued in 2026?
Based on GuruFocus' analysis, Touchmark Bancshares stock appears to be overvalued.
The current stock price of $9.35 is trading 21.7% above its estimated GF Value™ of $7.68.
GuruFocus considers Touchmark Bancshares to be Modestly Overvalued.
Key valuation signals for TMAK:
Cyclically Adjusted PS Ratio: 3.29 (near median its 10-year median of 3.29)
GF Value™: $7.68 vs. price of $9.35 (21.7% above fair value)
Industry Position: 1.8% below the Banks median (#623 of 1303)
No single metric tells the full story. See the TMAK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Touchmark Bancshares Inc, through its banking subsidiary, Touchmark National Bank, provides banking services to small- to mid-sized commercial, professional, and service companies and consumers. It offers services including Online banking, Personal banking, Business banking, and SBA. Its sources of revenue are derived from the Bank's loans to customers and its investment portfolio.
50GF Score
Get the complete analysis for TMAK
Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TMAK has been successfully added to your 
