Seven Bank (TSE:8410) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8410 Seven Bank Ltd TSE:8410
73 GF Score
Price 円342.60
GF Value 円333.46
Valuation Fairly Valued
! 7 Warning Signs
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What is Seven Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Seven Bank  (TSE:8410) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Seven Bank Cyclically Adjusted PS Ratio Related Terms


Seven Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Seven Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven Bank Cyclically Adjusted PS Ratio Chart

Seven Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 2.31 2.37 2.06 1.83

Seven Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.89 2.05 2.08 1.81 1.86

Seven Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Seven Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Seven Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Seven Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8410
73GF Score
Seven Bank Ltd TSE:8410
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Seven Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Seven Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Seven Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=47.705/113.6000*113.6000
=47.705

Current CPI (Jun. 2026) = 113.6000.

Seven Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 25.538 98.000 29.603
201612 25.825 98.400 29.814
201703 24.272 98.100 28.107
201706 25.771 98.500 29.722
201709 26.098 98.800 30.007
201712 26.780 99.400 30.606
201803 27.311 99.200 31.276
201806 29.877 99.200 34.214
201809 30.993 99.900 35.243
201812 31.495 99.700 35.886
201903 29.836 99.700 33.996
201906 30.783 99.800 35.040
201909 31.751 100.100 36.033
201912 31.867 100.500 36.021
202003 30.333 100.300 34.355
202006 27.733 99.900 31.536
202009 29.125 99.900 33.119
202012 30.064 99.300 34.393
202103 27.766 99.900 31.574
202106 28.109 99.500 32.092
202109 28.480 100.100 32.321
202112 30.079 100.100 34.136
202203 28.293 101.100 31.791
202206 30.320 101.800 33.834
202209 32.073 103.100 35.339
202212 34.091 104.100 37.202
202303 33.113 104.400 36.031
202306 34.469 105.200 37.221
202309 42.737 106.200 45.715
202312 44.273 106.800 47.092
202403 43.639 107.200 46.244
202406 43.501 108.200 45.672
202409 44.435 108.900 46.353
202412 44.933 110.700 46.110
202503 46.166 111.100 47.205
202506 45.732 111.700 46.510
202509 53.677 112.000 54.444
202512 59.927 113.000 60.245
202603 46.530 112.700 46.902
202606 47.705 113.600 47.705

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Seven Bank (TSE:8410) Overvalued in 2026?

Based on GuruFocus' analysis, Seven Bank stock appears to be overvalued. The current stock price of 円342.60 is trading 2.7% above its estimated GF Value™ of 円333.46. GuruFocus considers Seven Bank to be Fairly Valued.

Key valuation signals for TSE:8410:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: 円333.46 vs. price of 円342.60 (2.7% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the TSE:8410 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seven Bank Business Description

Other Exchanges SVNBY:USA0S7:Germany
Address 6-1 Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Seven Bank Ltd is a Japan-based business bank. It operates a network of ATMs in partnership with financial institutions across Japan. The company's business segments include the ATM Services segment and the Financial Services segment. The ATM Services segment, provides deposits, withdrawals, and bank transfers at more than 22,000 Seven Bank ATMs nationwide using the cards of more than 590 partner institutions. The Financial Services segment provides convenient account-related services, such as ordinary deposits, time deposits, personal loans and international money transfers, which are accessible from not only Seven Bank ATMs but also personal computers and smartphones. Also, the company provides ATM services overseas and back-office support on commission through its subsidiaries.
73GF Score

Get the complete analysis for TSE:8410

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円342.60
Price
円333.46
GF Value