Credito Emiliano (LTS:0K93) Cyclically Adjusted Revenue per Share: €7.13 (As of Jun. 2026)

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LTS:0K93 Credito Emiliano LTS:0K93
55 GF Score
Price €20.73
GF Value €11.18
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Credito Emiliano Cyclically Adjusted Revenue per Share?

Credito Emiliano LTS:0K93 55 Cyclically Adjusted Revenue per Share is €7.13 as of Jun. 2026. GuruFocus rates LTS:0K93 with a GF Score™ of 55/100 and a GF Value™ of €11.18 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Credito Emiliano's adjusted revenue per share for the three months ended in Jun. 2026 was €2.351. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €7.13 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Credito Emiliano's average Cyclically Adjusted Revenue Growth Rate was 7.20% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.20% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Credito Emiliano was 8.90% per year. The lowest was 2.60% per year. And the median was 6.40% per year.

As of today (2026-09-16), Credito Emiliano's current stock price is €20.73. Credito Emiliano's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €7.13. Credito Emiliano's Cyclically Adjusted PS Ratio of today is 2.91.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credito Emiliano was 3.79. The lowest was 0.92. And the median was 1.58.


Credito Emiliano  (LTS:0K93) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Credito Emiliano's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=20.73/7.13
=2.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Credito Emiliano was 3.79. The lowest was 0.92. And the median was 1.58.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Credito Emiliano Cyclically Adjusted Revenue per Share Related Terms


Credito Emiliano Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Credito Emiliano's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito Emiliano Cyclically Adjusted Revenue per Share Chart

Credito Emiliano Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.62 6.26 6.33 6.35 6.41

Credito Emiliano Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.85 6.88 6.88 6.95 7.13

Credito Emiliano Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito Emiliano Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's Cyclically Adjusted PS Ratio falls into.


LTS:0K93
55GF Score
Credito Emiliano LTS:0K93
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credito Emiliano Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credito Emiliano's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.351/126.4000*126.4000
=2.351

Current CPI (Jun. 2026) = 126.4000.

Credito Emiliano Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 1.285 100.100 1.623
201612 1.538 100.300 1.938
201703 1.290 101.000 1.614
201706 1.370 101.100 1.713
201709 1.269 101.200 1.585
201712 1.524 101.200 1.903
201803 1.464 101.800 1.818
201806 1.413 102.400 1.744
201809 1.287 102.600 1.586
201812 1.344 102.300 1.661
201903 1.337 102.800 1.644
201906 1.296 103.100 1.589
201909 1.242 102.900 1.526
201912 1.442 102.800 1.773
202003 1.418 102.900 1.742
202006 1.553 102.900 1.908
202009 1.445 102.300 1.785
202012 1.124 102.600 1.385
202103 1.602 103.700 1.953
202106 1.510 104.200 1.832
202109 1.812 104.900 2.183
202112 1.285 106.600 1.524
202203 1.304 110.400 1.493
202206 1.714 112.500 1.926
202209 1.239 114.200 1.371
202212 1.503 119.000 1.596
202303 1.719 118.800 1.829
202306 1.738 119.700 1.835
202309 1.650 120.300 1.734
202312 1.882 119.700 1.987
202403 1.913 120.200 2.012
202406 1.827 120.700 1.913
202409 1.823 121.200 1.901
202412 1.814 121.200 1.892
202503 2.008 122.500 2.072
202506 1.794 122.700 1.848
202509 1.829 123.100 1.878
202512 1.748 122.600 1.802
202603 1.802 124.560 1.829
202606 2.351 126.400 2.351

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €7.13 mean?
Credito Emiliano (LTS:0K93) has a Cyclically Adjusted Revenue per Share of €7.13 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credito Emiliano and its competitors.
Is Credito Emiliano's Cyclically Adjusted Revenue per Share too high?
Credito Emiliano's current Cyclically Adjusted Revenue per Share is €7.13. Overall, Credito Emiliano has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's Cyclically Adjusted Revenue per Share compare to competitors?
Credito Emiliano's Cyclically Adjusted Revenue per Share of €7.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Credito Emiliano and its competitors. Credito Emiliano's current Cyclically Adjusted Revenue per Share is €7.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Based on GuruFocus' analysis, Credito Emiliano (LTS:0K93) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.18, compared to a current price of €20.73 — trading 85.4% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €7.13. Credito Emiliano's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Credito Emiliano (LTS:0K93), the current Cyclically Adjusted Revenue per Share is €7.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (LTS:0K93) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of €20.73 is trading 85.4% above its estimated GF Value™ of €11.18. GuruFocus considers Credito Emiliano to be Significantly Overvalued.

Key valuation signals for LTS:0K93:

  • Cyclically Adjusted Revenue per Share: €7.13
  • GF Value™: €11.18 vs. price of €20.73 (85.4% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the LTS:0K93 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credito Emiliano Business Description

Other Exchanges CE:ItalyEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
55GF Score

Get the complete analysis for LTS:0K93

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.73
Price
€11.18
GF Value