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IF Bancorp (IF Bancorp) Cyclically Adjusted PS Ratio : 2.09 (As of Apr. 27, 2024)


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What is IF Bancorp Cyclically Adjusted PS Ratio?

As of today (2024-04-27), IF Bancorp's current share price is $16.3959. IF Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $7.83. IF Bancorp's Cyclically Adjusted PS Ratio for today is 2.09.

The historical rank and industry rank for IF Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

IROQ' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.79   Med: 3.08   Max: 4.54
Current: 2.08

During the past years, IF Bancorp's highest Cyclically Adjusted PS Ratio was 4.54. The lowest was 1.79. And the median was 3.08.

IROQ's Cyclically Adjusted PS Ratio is ranked better than
59.21% of 1184 companies
in the Banks industry
Industry Median: 2.38 vs IROQ: 2.08

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

IF Bancorp's adjusted revenue per share data for the three months ended in Dec. 2023 was $1.652. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $7.83 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


IF Bancorp Cyclically Adjusted PS Ratio Historical Data

The historical data trend for IF Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

IF Bancorp Cyclically Adjusted PS Ratio Chart

IF Bancorp Annual Data
Trend Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.03 3.14 3.66 2.63 1.87

IF Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 2.05 1.87 1.90 2.05

Competitive Comparison of IF Bancorp's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, IF Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IF Bancorp's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, IF Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where IF Bancorp's Cyclically Adjusted PS Ratio falls into.



IF Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

IF Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=16.3959/7.83
=2.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IF Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, IF Bancorp's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.652/129.4194*129.4194
=1.652

Current CPI (Dec. 2023) = 129.4194.

IF Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 1.076 99.695 1.397
201406 1.089 100.560 1.402
201409 1.074 100.428 1.384
201412 1.093 99.070 1.428
201503 1.111 99.621 1.443
201506 1.695 100.684 2.179
201509 1.280 100.392 1.650
201512 1.306 99.792 1.694
201603 1.306 100.470 1.682
201606 1.360 101.688 1.731
201609 1.406 101.861 1.786
201612 1.386 101.863 1.761
201703 1.320 102.862 1.661
201706 2.087 103.349 2.613
201709 1.416 104.136 1.760
201712 1.461 104.011 1.818
201803 1.411 105.290 1.734
201806 1.463 106.317 1.781
201809 1.483 106.507 1.802
201812 1.527 105.998 1.864
201903 1.531 107.251 1.847
201906 1.636 108.070 1.959
201909 1.684 108.329 2.012
201912 1.795 108.420 2.143
202003 1.865 108.902 2.216
202006 2.002 108.767 2.382
202009 2.046 109.815 2.411
202012 2.126 109.897 2.504
202103 2.149 111.754 2.489
202106 2.125 114.631 2.399
202109 2.289 115.734 2.560
202112 2.268 117.630 2.495
202203 2.167 121.301 2.312
202206 2.128 125.017 2.203
202209 2.356 125.227 2.435
202212 2.130 125.222 2.201
202303 1.841 127.348 1.871
202306 1.864 128.729 1.874
202309 1.748 129.860 1.742
202312 1.652 129.419 1.652

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


IF Bancorp  (NAS:IROQ) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


IF Bancorp Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of IF Bancorp's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


IF Bancorp (IF Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
201 East Cherry Street, Watseka, IL, USA, 60970
IF Bancorp Inc is a holding company. It is mainly engaged in the business of directing, planning, and coordinating the business activities of Iroquois Federal. The company with the association take deposits from the general public and invest those deposits together with funds generated from operations and borrowings in various loans such as multi-family residential and mortgage loans, commercial real estate loans, home equity lines of credit, consumer loans, others, and also a variety of deposit accounts and alternative delivery channels.
Executives
Thomas J Chamberlain officer: Vice President C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Richard Stenzinger director 201 E CHERRY STREET, WATSEKA IL 60970
Dennis C Wittenborn director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Linda L. Hamilton officer: EVP and COO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Terry W Acree officer: Vice President C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Rodney E Yergler director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Frank J Simutis director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Wayne A Lehmann director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Joseph A Cowan director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Hasselbring Walter H Iii officer: Vice President and COO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Alan D Martin director, officer: President and CEO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Gary Martin director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Pamela J Verkler officer: VP, CFO and Treasurer C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Ardith Heuton director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
John D Martin director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970

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