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Village Bank and Trust Financial (Village Bank and Trust Financial) Cyclically Adjusted PS Ratio : 1.49 (As of Apr. 27, 2024)


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What is Village Bank and Trust Financial Cyclically Adjusted PS Ratio?

As of today (2024-04-27), Village Bank and Trust Financial's current share price is $42.35. Village Bank and Trust Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $28.47. Village Bank and Trust Financial's Cyclically Adjusted PS Ratio for today is 1.49.

The historical rank and industry rank for Village Bank and Trust Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

VBFC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.14   Med: 0.43   Max: 1.55
Current: 1.49

During the past years, Village Bank and Trust Financial's highest Cyclically Adjusted PS Ratio was 1.55. The lowest was 0.14. And the median was 0.43.

VBFC's Cyclically Adjusted PS Ratio is ranked better than
74.66% of 1184 companies
in the Banks industry
Industry Median: 2.38 vs VBFC: 1.49

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Village Bank and Trust Financial's adjusted revenue per share data for the three months ended in Dec. 2023 was $5.265. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $28.47 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Village Bank and Trust Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Village Bank and Trust Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Village Bank and Trust Financial Cyclically Adjusted PS Ratio Chart

Village Bank and Trust Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.57 0.63 1.23 1.36 1.40

Village Bank and Trust Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.36 1.55 1.30 1.49 1.40

Competitive Comparison of Village Bank and Trust Financial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Village Bank and Trust Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Village Bank and Trust Financial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Village Bank and Trust Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Village Bank and Trust Financial's Cyclically Adjusted PS Ratio falls into.



Village Bank and Trust Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Village Bank and Trust Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=42.35/28.47
=1.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Village Bank and Trust Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Village Bank and Trust Financial's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=5.265/129.4194*129.4194
=5.265

Current CPI (Dec. 2023) = 129.4194.

Village Bank and Trust Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 14.449 99.695 18.757
201406 14.386 100.560 18.515
201409 14.659 100.428 18.891
201412 16.889 99.070 22.063
201503 11.735 99.621 15.245
201506 3.915 100.684 5.032
201509 3.944 100.392 5.084
201512 3.348 99.792 4.342
201603 3.671 100.470 4.729
201606 4.103 101.688 5.222
201609 4.025 101.861 5.114
201612 4.118 101.863 5.232
201703 3.602 102.862 4.532
201706 3.697 103.349 4.630
201709 3.731 104.136 4.637
201712 3.969 104.011 4.939
201803 3.732 105.290 4.587
201806 4.108 106.317 5.001
201809 4.343 106.507 5.277
201812 4.106 105.998 5.013
201903 4.170 107.251 5.032
201906 4.517 108.070 5.409
201909 4.878 108.329 5.828
201912 4.472 108.420 5.338
202003 4.461 108.902 5.301
202006 5.336 108.767 6.349
202009 6.123 109.815 7.216
202012 7.112 109.897 8.375
202103 7.189 111.754 8.325
202106 6.297 114.631 7.109
202109 6.327 115.734 7.075
202112 5.956 117.630 6.553
202203 5.140 121.301 5.484
202206 5.592 125.017 5.789
202209 5.613 125.227 5.801
202212 5.580 125.222 5.767
202303 5.135 127.348 5.219
202306 4.943 128.729 4.970
202309 1.646 129.860 1.640
202312 5.265 129.419 5.265

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Village Bank and Trust Financial  (NAS:VBFC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Village Bank and Trust Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Village Bank and Trust Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Village Bank and Trust Financial (Village Bank and Trust Financial) Business Description

Traded in Other Exchanges
N/A
Address
13319 Midlothian Turnpike, Midlothian, VA, USA, 23113
Village Bank and Trust Financial Corp is a bank holding company. The bank is the primary operating business of the company. It offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate, and consumer loans, primarily in the Richmond, Virginia and Williamsburg, Virginia metropolitan areas. Its operating segment includes Commercial Banking and Mortgage Banking. The company generates maximum revenue from the Commercial Banking segment.
Executives
Selena Trudy Sanderson director 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113
Ronald L. Carey director 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113
Jennifer J. Church director P.O. BOX 330, MIDLOTHIAN VA 23113
Mary Margaret Kastelberg director P.O. BOX 330, MIDLOTHIAN VA 23113
Christy Quesenbery officer: EVP-Operations 11730 HULL STREET ROAD, MIDLOTHIAN VA 23112
Roy I Barzel officer: EVP-CCO 11730 HULL STREET ROAD, MIDLOTHIAN VA 23112
Kenneth R Lehman 10 percent owner 122 N GORDON ROAD, FT LAUDERDALE FL 33301
Craig D Bell director PO BOX 330, MIDLOTHIAN VA 23113
Jenkins Frank E. Jr. director PO BOX 330, MIDLOTHIAN VA 23113
Avery Raymond Thomas Iii director PO BOX 330, MIDLOTHIAN VA 23113
Michael A Katzen director 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113
William G Foster officer: Senior Vice President 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113
Hendricks James E Jr officer: EVP-Chief Credit Officer C/O VILLAGE BANK, P.O. BOX 330, MIDLOTHIAN VA 23113
Charles E Walton director 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113
Kaloski Donald M. Jr. officer: EVP-CFO 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113

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