Business Description
Juniata Valley Financial Corp
NAICS : 522110
SIC : 6022
ISIN : US4820161028
Total Employee Number:
146Description
Juniata Valley Financial Corp is a bank holding company providing retail and commercial banking and other financial services. It offers a full range of consumer banking services, including deposit accounts, online and mobile banking, debit cards, and consumer lending products such as mortgages, construction, and secured loans. Its commercial banking services include business checking accounts, online account management, remote deposit, ACH origination, payroll services, and commercial lending products such as lines of credit and letters of credit. The Bank also provides trust, asset management, and estate services, and, through a contractual arrangement with a broker-dealer, offers financial services including annuities, mutual funds, brokerage services, and long-term care insurance.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.42 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.53 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.8 | |||||
3-Year EPS without NRI Growth Rate | 4.2 | |||||
3-Year FCF Growth Rate | -0.3 | |||||
3-Year Book Growth Rate | 17 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 45.59 | |||||
9-Day RSI | 50.65 | |||||
14-Day RSI | 54.36 | |||||
3-1 Month Momentum % | 10.24 | |||||
6-1 Month Momentum % | 11.23 | |||||
12-1 Month Momentum % | 15.69 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.33 | |||||
Dividend Payout Ratio | 0.47 | |||||
Forward Dividend Yield % | 5.33 | |||||
5-Year Yield-on-Cost % | 5.33 | |||||
3-Year Average Share Buyback Ratio | -0.1 | |||||
Shareholder Yield % | 5.57 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 27.71 | |||||
FCF Margin % | 34.36 | |||||
OCF Margin % | 37.91 | |||||
ROE % | 16.32 | |||||
ROA % | 1.05 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.87 | |||||
PE Ratio without NRI | 8.87 | |||||
Shiller PE Ratio | 10.62 | |||||
Price-to-Owner-Earnings | 7.17 | |||||
PS Ratio | 2.46 | |||||
PB Ratio | 1.33 | |||||
Price-to-Tangible-Book | 1.58 | |||||
Price-to-Free-Cash-Flow | 7.15 | |||||
Price-to-Operating-Cash-Flow | 6.48 | |||||
EV-to-Revenue | 3.02 | |||||
EV-to-FCF | 8.78 | |||||
Price-to-GF-Value | 1.09 | |||||
Price-to-Projected-FCF | 0.66 | |||||
Price-to-Median-PS-Value | 0.76 | |||||
Price-to-Graham-Number | 0.79 | |||||
FCF Yield % | 14.01 | |||||
Forward Rate of Return (Yacktman) % | 9.45 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
Juniata Valley Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 33.858 | ||
| EPS (TTM) ($) | 1.86 | ||
| Beta | 0.569 | ||
| 3-Year Sharpe Ratio | 0.15 | ||
| 3-Year Sortino Ratio | 0.22 | ||
| Volatility % | 11.44 | ||
| 14-Day RSI | 54.36 | ||
| 14-Day ATR ($) | 0.234293 | ||
| 20-Day SMA ($) | 16.585125 | ||
| 12-1 Month Momentum % | 15.69 | ||
| 52-Week Range ($) | 13.45 - 16.99 | ||
| Shares Outstanding (Mil) | 5.03 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Juniata Valley Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Juniata Valley Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 158 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 60 days | ||
| USD 0.220000 Cash Dividend | 2026-08-18 | 16.61 (-0.89%) | ||
| Second quarter earnings results for 2026 | 2026-07-22 | 15.85 (+0.32%) | ||
| General meeting for 2026 | 2026-05-19 10:30 | 14.75 (+0.00%) | ||
| USD 0.220000 Cash Dividend | 2026-05-18 | 14.55 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-22 | 13.88 (+0.00%) | ||
| Annual report for 2025 | 2026-03-25 | 13.70 (-0.36%) | ||
| USD 0.220000 Cash Dividend | 2026-02-13 | 14.15 (+1.07%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 13.57 (-0.51%) |
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Juniata Valley Financial Corp Frequently Asked Questions
What is Juniata Valley Financial Corp(JUVF)'s stock price today?
The current price of JUVF is $16.50. The 52 week high of JUVF is $16.99 and 52 week low is $13.45.
When is next earnings date of Juniata Valley Financial Corp(JUVF)?
The next earnings date of Juniata Valley Financial Corp(JUVF) is 2026-10-23 Est..
Does Juniata Valley Financial Corp(JUVF) pay dividends? If so, how much?
The Dividend Yield %  of Juniata Valley Financial Corp(JUVF) is 5.33% (As of Today), Highest Dividend Payout Ratio of Juniata Valley Financial Corp(JUVF) was 0.86. The lowest was 0.47. And the median was 0.71. The  Forward Dividend Yield % of Juniata Valley Financial Corp(JUVF) is 5.33%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Juniata Valley Financial Corp
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