Lovisa Holdings (ASX:LOV) Days Payable: 147.09 (As of Dec. 2025) — 127% Above Median


ASX:LOV Lovisa Holdings Ltd ASX:LOV
97 GF Score
Price A$23.25
GF Value A$39.35
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Lovisa Holdings Days Payable?

Lovisa Holdings ASX:LOV +0.69% 97 Days Payable is 147.09 as of Dec. 2025, which is 127% above its 10-year median of 64.80. GuruFocus rates ASX:LOV with a GF Score™ of 97/100 and a GF Value™ of A$39.35 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,098 Retail - Cyclical companies, Lovisa Holdings ranks better than 87.43% on this metric.

Lovisa Holdings's average Accounts Payable for the six months ended in Dec. 2025 was A$71.7 Mil. Lovisa Holdings's Cost of Goods Sold for the six months ended in Dec. 2025 was A$89.0 Mil. Hence, Lovisa Holdings's Days Payable for the six months ended in Dec. 2025 was 147.09.

The historical rank and industry rank for Lovisa Holdings's Days Payable or its related term are showing as below:

ASX:LOV' s Days Payable Range Over the Past 10 Years
Min: 41.02   Med: 64.8   Max: 159.25
Current: 159.25

During the past 11 years, Lovisa Holdings's highest Days Payable was 159.25. The lowest was 41.02. And the median was 64.80.

ASX:LOV's Days Payable is ranked better than
87.43% of 1098 companies
in the Retail - Cyclical industry
Industry Median: 51.625 vs ASX:LOV: 159.25

Lovisa Holdings's Days Payable increased from Dec. 2024 (128.83) to Dec. 2025 (147.09). It may suggest that Lovisa Holdings delayed paying its suppliers.


Lovisa Holdings Days Payable Historical Data

* Premium members only.

The historical data trend for Lovisa Holdings's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lovisa Holdings Days Payable Chart

Lovisa Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 69.79 67.04 62.56 71.62 102.28

Lovisa Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 97.46 135.78 128.83 145.16 147.09

ASX:LOV vs CASY, WSM, DKS: Days Payable Comparison

For the Specialty Retail subindustry, Lovisa Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lovisa Holdings Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Lovisa Holdings's Days Payable distribution charts can be found below:

* The bar in red indicates where Lovisa Holdings's Days Payable falls into.


ASX:LOV
97GF Score
Lovisa Holdings Ltd ASX:LOV
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Lovisa Holdings Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Lovisa Holdings's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (33.071 + 47.329) / 2 ) / 143.463*365
=40.2 / 143.463*365
=102.28

Lovisa Holdings's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (47.329 + 96.147) / 2 ) / 89.009*365 / 2
=71.738 / 89.009*365 / 2
=147.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 147.09 mean?
Lovisa Holdings (ASX:LOV) has a Days Payable of 147.09 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lovisa Holdings and its competitors. This is 127% above median its historical median of 64.80. Over the past decade, Lovisa Holdings' Days Payable has ranged from 41.02 to 159.25. According to the industry distribution chart, Lovisa Holdings ranks #138 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 12.6%.
Is Lovisa Holdings' Days Payable too high?
Lovisa Holdings' current Days Payable of 147.09 is 127% above median its 10-year median of 64.80. Over the past 10 years, this metric has ranged from a low of 41.02 to a high of 159.25. The Retail - Cyclical industry median Days Payable is 51.63. Lovisa Holdings' value of 147.09 is 184.9% above this industry median. Based on the distribution chart, Lovisa Holdings ranks #138 out of 1098 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Lovisa Holdings has a GF Score™ of 97/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lovisa Holdings' Days Payable compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Lovisa Holdings ranks #138 out of 1098 companies for Days Payable. This places Lovisa Holdings in the top 13% of its industry — outperforming the majority of peers. The industry median Days Payable is 51.63. Lovisa Holdings' value of 147.09 is 184.9% above this benchmark. Historically, Lovisa Holdings' own Days Payable has ranged from 41.02 to 159.25 over the past decade. While the company's 10-year median is 64.80 vs. the industry median of 51.63, Lovisa Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.63, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lovisa Holdings's current Days Payable of 147.09 is 184.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lovisa Holdings and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lovisa Holdings's current Days Payable is 147.09, which is 127% above median its own 10-year median of 64.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lovisa Holdings stock overvalued right now?
Based on GuruFocus' analysis, Lovisa Holdings (ASX:LOV) is currently considered Significantly Undervalued. The stock's GF Value™ is A$39.35, compared to a current price of A$23.25 — trading 40.9% below its estimated fair value. The current Days Payable is 147.09, which is 127% above median its 10-year median of 64.80 and 184.9% above the Retail - Cyclical industry median of 51.63. Lovisa Holdings' overall GF Score™ is 97/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Lovisa Holdings (ASX:LOV), the current Days Payable is 147.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lovisa Holdings (ASX:LOV) Overvalued in 2026?

Based on GuruFocus' analysis, Lovisa Holdings stock appears to be undervalued. The current stock price of A$23.25 is trading 40.9% below its estimated GF Value™ of A$39.35. GuruFocus considers Lovisa Holdings to be Significantly Undervalued.

Key valuation signals for ASX:LOV:

  • Days Payable: 147.09 (127% above median its 10-year median of 64.80)
  • GF Value™: A$39.35 vs. price of A$23.25 (40.9% below fair value)
  • GF Score™: 97/100 with 2 warning signs
  • Industry Position: 184.9% above the Retail - Cyclical median (#138 of 1098)

No single metric tells the full story. See the ASX:LOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lovisa Holdings Business Description

Other Exchanges LO7:Germany
Address 818-820 Glenferrie Road, Level 1, Hawthorn, Melbourne, VIC, AUS, 3122
Lovisa is a global fast-fashion retailer specializing in jewelry. A vertically integrated supply chain allows it to develop, source, and merchandise its exclusive products. Its target customer base is millennials seeking affordable and fashionable jewelry or receiving it as gifts. Lovisa's global network of own-operated and franchised stores span across more than 30 countries. Lovisa's sales growth record is largely underpinned by global store rollouts. The store format and offering is standardized globally, with stores typically in shopping centers and malls with relatively high foot traffic and sales per square meter. Lovisa also operates online stores and in-store piercing services in all its jurisdictions.
97GF Score

Get the complete analysis for ASX:LOV

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$23.25
Price
A$39.35
GF Value