Swarnsarita Jewels IndiaBOM:526365 +3.18%72 Days Payable is 3.12 as of Mar. 2026, which is 35% above its 10-year median of 2.31. GuruFocus rates BOM:526365 with a GF Score™ of 72/100 and a GF Value™ of ₹36.19 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,095 Retail - Cyclical companies, Swarnsarita Jewels India ranks worse than 97.08% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Swarnsarita Jewels India's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swarnsarita Jewels India Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Swarnsarita Jewels India's Days Payable distribution charts can be found below:
* The bar in red indicates where Swarnsarita Jewels India's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Swarnsarita Jewels India's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swarnsarita Jewels India (BOM:526365) has a Days Payable of 3.12 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Swarnsarita Jewels India and its competitors. This is 35% above median its historical median of 2.31. Over the past decade, Swarnsarita Jewels India's Days Payable has ranged from 0.88 to 8.64. According to the industry distribution chart, Swarnsarita Jewels India ranks #1063 out of 1095 companies in the Retail - Cyclical industry, placing it in the top 97.1%.
Is Swarnsarita Jewels India's Days Payable too high?
Swarnsarita Jewels India's current Days Payable of 3.12 is 35% above median its 10-year median of 2.31. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 8.64. The Retail - Cyclical industry median Days Payable is 52.33. Swarnsarita Jewels India's value of 3.12 is 94% below this industry median. Based on the distribution chart, Swarnsarita Jewels India ranks #1063 out of 1095 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Swarnsarita Jewels India has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swarnsarita Jewels India's Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, Swarnsarita Jewels India ranks #1063 out of 1095 companies for Days Payable. This places Swarnsarita Jewels India in the lower half of its industry. The industry median Days Payable is 52.33. Swarnsarita Jewels India's value of 3.12 is 94% below this benchmark. Historically, Swarnsarita Jewels India's own Days Payable has ranged from 0.88 to 8.64 over the past decade. While the company's 10-year median is 2.31 vs. the industry median of 52.33, Swarnsarita Jewels India has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 52.33, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swarnsarita Jewels India's current Days Payable of 3.12 is 94% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Swarnsarita Jewels India and its competitors. For the Retail - Cyclical industry, the median Days Payable is 52.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swarnsarita Jewels India's current Days Payable is 3.12, which is 35% above median its own 10-year median of 2.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swarnsarita Jewels India stock overvalued right now?
Based on GuruFocus' analysis, Swarnsarita Jewels India (BOM:526365) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹36.19, compared to a current price of ₹31.50 — trading 13% below its estimated fair value. The current Days Payable is 3.12, which is 35% above median its 10-year median of 2.31 and 94% below the Retail - Cyclical industry median of 52.33. Swarnsarita Jewels India's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Swarnsarita Jewels India (BOM:526365), the current Days Payable is 3.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swarnsarita Jewels India (BOM:526365) Overvalued in 2026?
Based on GuruFocus' analysis, Swarnsarita Jewels India stock appears to be undervalued.
The current stock price of ₹31.50 is trading 13% below its estimated GF Value™ of ₹36.19.
GuruFocus considers Swarnsarita Jewels India to be Modestly Undervalued.
Key valuation signals for BOM:526365:
Days Payable: 3.12 (35% above median its 10-year median of 2.31)
GF Value™: ₹36.19 vs. price of ₹31.50 (13% below fair value)
Industry Position: 94% below the Retail - Cyclical median (#1063 of 1095)
No single metric tells the full story. See the BOM:526365 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swarnsarita Jewels India Ltd is principally engaged in manufacturing, trading, exports-imports, wholesale, and retail marketing of Polished Diamonds, Gems, and Jewellery. It offers products such as diamond studded rings, bracelets, pendants, diamond necklaces, earrings, etc.
72GF Score
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