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Explicit FinanceBOM:530571 +2.56%44 Days Payable is 1.45 as of Mar. 2026, which is 7% below its 10-year median of 1.56. GuruFocus rates BOM:530571 with a GF Score™ of 44/100 and a GF Value™ of ₹2.49 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 539 Capital Markets companies, Explicit Finance ranks worse than 94.43% on this metric.
The historical data trend for Explicit Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530571 vs MS, GS, SCHW: Days Payable Comparison
For the Capital Markets subindustry, Explicit Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Explicit Finance Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Explicit Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where Explicit Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Explicit Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Explicit Finance (BOM:530571) has a Days Payable of 1.45 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Explicit Finance and its competitors. This is near median its historical median of 1.56. Over the past decade, Explicit Finance's Days Payable has ranged from 0.36 to 7.01. According to the industry distribution chart, Explicit Finance ranks #509 out of 539 companies in the Capital Markets industry, placing it in the top 94.4%.
Is Explicit Finance's Days Payable too high?
Explicit Finance's current Days Payable of 1.45 is near median its 10-year median of 1.56. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 7.01. The Capital Markets industry median Days Payable is 91.67. Explicit Finance's value of 1.45 is 98.4% below this industry median. Based on the distribution chart, Explicit Finance ranks #509 out of 539 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Explicit Finance has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Explicit Finance's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Explicit Finance ranks #509 out of 539 companies for Days Payable. This places Explicit Finance in the lower half of its industry. The industry median Days Payable is 91.67. Explicit Finance's value of 1.45 is 98.4% below this benchmark. Historically, Explicit Finance's own Days Payable has ranged from 0.36 to 7.01 over the past decade. While the company's 10-year median is 1.56 vs. the industry median of 91.67, Explicit Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.67, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Explicit Finance's current Days Payable of 1.45 is 98.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Explicit Finance and its competitors. For the Capital Markets industry, the median Days Payable is 91.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Explicit Finance's current Days Payable is 1.45, which is near median its own 10-year median of 1.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Explicit Finance stock overvalued right now?
Based on GuruFocus' analysis, Explicit Finance (BOM:530571) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹2.49, compared to a current price of ₹8.00 — trading 221.3% above its estimated fair value. The current Days Payable is 1.45, which is near median its 10-year median of 1.56 and 98.4% below the Capital Markets industry median of 91.67. Explicit Finance's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Explicit Finance (BOM:530571), the current Days Payable is 1.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Explicit Finance (BOM:530571) Overvalued in 2026?
Based on GuruFocus' analysis, Explicit Finance stock appears to be overvalued.
The current stock price of ₹8.00 is trading 221.3% above its estimated GF Value™ of ₹2.49.
GuruFocus considers Explicit Finance to be Significantly Overvalued.
Key valuation signals for BOM:530571:
Days Payable: 1.45 (near median its 10-year median of 1.56)
GF Value™: ₹2.49 vs. price of ₹8.00 (221.3% above fair value)
Industry Position: 98.4% below the Capital Markets median (#509 of 539)
No single metric tells the full story. See the BOM:530571 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Explicit Finance Ltd is an Indian non-banking financial company engaged in secondary capital market activities (mainly trading and financing), and also provides a wide range of services, including individual and corporate finance, loans against shares and securities, loans against property, and financial consultancy services. The company generates the majority of its revenue from the sale of shares.
44GF Score
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