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PNB GiltsBOM:532366 +1.16%81 Days Payable is 9.10 as of Jun. 2026, which is 37% below its 10-year median of 14.38. GuruFocus rates BOM:532366 with a GF Score™ of 81/100 and a GF Value™ of ₹99.06 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 536 Capital Markets companies, PNB Gilts ranks worse than 82.84% on this metric.
PNB Gilts's average Accounts Payable for the
three
months ended in Jun. 2026 was ₹11 Mil. PNB Gilts's Cost of Goods Sold for the
three
months ended in Jun. 2026 was ₹112 Mil.
Hence, PNB Gilts's Days Payable for the
three
months ended in Jun. 2026 was 9.10.
The historical rank and industry rank for PNB Gilts's Days Payable or its related term are showing as below:
BOM:532366'
s Days Payable Range Over the Past 10 Years
Min: 6.93 Med: 14.38 Max: 18.16
Current: 9.28
During the past 13 years, PNB Gilts's highest Days Payable was 18.16. The lowest was 6.93. And the median was 14.38.
BOM:532366's Days Payable is ranked worse than 82.84% of 536
companies
in the Capital Markets industry
Industry Median: 94.575
vs BOM:532366: 9.28
PNB Gilts's Days Payable
increased
from Jun. 2025 (4.65) to Jun. 2026 (9.10).
It may suggest that PNB Giltsdelayed paying its suppliers.
The historical data trend for PNB Gilts's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532366 vs MS, GS, SCHW: Days Payable Comparison
For the Capital Markets subindustry, PNB Gilts's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNB Gilts Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, PNB Gilts's Days Payable distribution charts can be found below:
* The bar in red indicates where PNB Gilts's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PNB Gilts's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PNB Gilts (BOM:532366) has a Days Payable of 9.10 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PNB Gilts and its competitors. This is 37% below median its historical median of 14.38. Over the past decade, PNB Gilts' Days Payable has ranged from 6.93 to 18.16. According to the industry distribution chart, PNB Gilts ranks #444 out of 536 companies in the Capital Markets industry, placing it in the top 82.8%.
Is PNB Gilts' Days Payable too high?
PNB Gilts' current Days Payable of 9.10 is 37% below median its 10-year median of 14.38. Over the past 10 years, this metric has ranged from a low of 6.93 to a high of 18.16. The Capital Markets industry median Days Payable is 94.58. PNB Gilts' value of 9.10 is 90.4% below this industry median. Based on the distribution chart, PNB Gilts ranks #444 out of 536 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, PNB Gilts has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PNB Gilts' Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, PNB Gilts ranks #444 out of 536 companies for Days Payable. This places PNB Gilts in the lower half of its industry. The industry median Days Payable is 94.58. PNB Gilts' value of 9.10 is 90.4% below this benchmark. Historically, PNB Gilts' own Days Payable has ranged from 6.93 to 18.16 over the past decade. While the company's 10-year median is 14.38 vs. the industry median of 94.58, PNB Gilts has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 94.58, based on 536 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNB Gilts's current Days Payable of 9.10 is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PNB Gilts and its competitors. For the Capital Markets industry, the median Days Payable is 94.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNB Gilts's current Days Payable is 9.10, which is 37% below median its own 10-year median of 14.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNB Gilts stock overvalued right now?
Based on GuruFocus' analysis, PNB Gilts (BOM:532366) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹99.06, compared to a current price of ₹80.45 — trading 18.8% below its estimated fair value. The current Days Payable is 9.10, which is 37% below median its 10-year median of 14.38 and 90.4% below the Capital Markets industry median of 94.58. PNB Gilts' overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PNB Gilts (BOM:532366), the current Days Payable is 9.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNB Gilts (BOM:532366) Overvalued in 2026?
Based on GuruFocus' analysis, PNB Gilts stock appears to be undervalued.
The current stock price of ₹80.45 is trading 18.8% below its estimated GF Value™ of ₹99.06.
GuruFocus considers PNB Gilts to be Modestly Undervalued.
Key valuation signals for BOM:532366:
Days Payable: 9.10 (37% below median its 10-year median of 14.38)
GF Value™: ₹99.06 vs. price of ₹80.45 (18.8% below fair value)
Industry Position: 90.4% below the Capital Markets median (#444 of 536)
No single metric tells the full story. See the BOM:532366 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNB Gilts Ltd is engaged in the activities of supporting government borrowing program via underwriting of government securities issuances and trade in a gamut of fixed income instruments such as Government securities, Treasury Bills, State Development Loans, Corporate Bonds, Interest Rate Swaps and various money market instruments such as Certificates of Deposits, Commercial Papers, and Others. Its services are Gilts account, Debt capital Market, and Retailing.
81GF Score
Get the complete analysis for BOM:532366
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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