Usha Martin Education & Solutions (BOM:532398) Days Payable: 6.46 (As of Mar. 2026) — 97% Below Median

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BOM:532398 Usha Martin Education & Solutions Ltd BOM:532398
72 GF Score
Price ₹5.46
GF Value ₹8.52
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Usha Martin Education & Solutions Days Payable?

Usha Martin Education & Solutions BOM:532398 -9.00% 72 Days Payable is 6.46 as of Mar. 2026, which is 97% below its 10-year median of 216.52. GuruFocus rates BOM:532398 with a GF Score™ of 72/100 and a GF Value™ of ₹8.52 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 210 Education companies, Usha Martin Education & Solutions ranks worse than 70.48% on this metric.

Usha Martin Education & Solutions's average Accounts Payable for the three months ended in Mar. 2026 was ₹0.04 Mil. Usha Martin Education & Solutions's Cost of Goods Sold for the three months ended in Mar. 2026 was ₹0.61 Mil. Hence, Usha Martin Education & Solutions's Days Payable for the three months ended in Mar. 2026 was 6.46.

The historical rank and industry rank for Usha Martin Education & Solutions's Days Payable or its related term are showing as below:

BOM:532398' s Days Payable Range Over the Past 10 Years
Min: 10.17   Med: 216.52   Max: 364.35
Current: 15.52

During the past 13 years, Usha Martin Education & Solutions's highest Days Payable was 364.35. The lowest was 10.17. And the median was 216.52.

BOM:532398's Days Payable is ranked worse than
70.48% of 210 companies
in the Education industry
Industry Median: 35.95 vs BOM:532398: 15.52

Usha Martin Education & Solutions's Days Payable declined from Mar. 2025 (14.03) to Mar. 2026 (6.46). It may suggest that Usha Martin Education & Solutions accelerated paying its suppliers.


Usha Martin Education & Solutions Days Payable Related Terms


Usha Martin Education & Solutions Days Payable Historical Data

* Premium members only.

The historical data trend for Usha Martin Education & Solutions's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Usha Martin Education & Solutions Days Payable Chart

Usha Martin Education & Solutions Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 216.52 0.00 60.57 34.03 10.17

Usha Martin Education & Solutions Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.03 13.84 26.43 26.43 6.46

BOM:532398 vs EDU, TAL, LAUR: Days Payable Comparison

For the Education & Training Services subindustry, Usha Martin Education & Solutions's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Usha Martin Education & Solutions Days Payable vs Education Industry

For the Education industry and Consumer Defensive sector, Usha Martin Education & Solutions's Days Payable distribution charts can be found below:

* The bar in red indicates where Usha Martin Education & Solutions's Days Payable falls into.


BOM:532398
72GF Score
Usha Martin Education & Solutions Ltd BOM:532398
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Usha Martin Education & Solutions Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Usha Martin Education & Solutions's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (0.089 + 0.043) / 2 ) / 2.368*365
=0.066 / 2.368*365
=10.17

Usha Martin Education & Solutions's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 0.043) / 1 ) / 0.607*365 / 4
=0.043 / 0.607*365 / 4
=6.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 6.46 mean?
Usha Martin Education & Solutions (BOM:532398) has a Days Payable of 6.46 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Usha Martin Education & Solutions and its competitors. This is 97% below median its historical median of 216.52. Over the past decade, Usha Martin Education & Solutions' Days Payable has ranged from 10.17 to 364.35. According to the industry distribution chart, Usha Martin Education & Solutions ranks #148 out of 210 companies in the Education industry, placing it in the top 70.5%.
Is Usha Martin Education & Solutions' Days Payable too high?
Usha Martin Education & Solutions' current Days Payable of 6.46 is 97% below median its 10-year median of 216.52. Over the past 10 years, this metric has ranged from a low of 10.17 to a high of 364.35. The Education industry median Days Payable is 35.95. Usha Martin Education & Solutions' value of 6.46 is 82% below this industry median. Based on the distribution chart, Usha Martin Education & Solutions ranks #148 out of 210 companies in the Education industry, which is below the industry midpoint. Overall, Usha Martin Education & Solutions has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Usha Martin Education & Solutions' Days Payable compare to EDU and TAL?
According to the Education industry distribution chart, Usha Martin Education & Solutions ranks #148 out of 210 companies for Days Payable. This places Usha Martin Education & Solutions in the lower half of its industry. The industry median Days Payable is 35.95. Usha Martin Education & Solutions' value of 6.46 is 82% below this benchmark. Historically, Usha Martin Education & Solutions' own Days Payable has ranged from 10.17 to 364.35 over the past decade. While the company's 10-year median is 216.52 vs. the industry median of 35.95, Usha Martin Education & Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Education company?
The median Days Payable among Education companies is 35.95, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Usha Martin Education & Solutions's current Days Payable of 6.46 is 82% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Usha Martin Education & Solutions and its competitors. For the Education industry, the median Days Payable is 35.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Usha Martin Education & Solutions's current Days Payable is 6.46, which is 97% below median its own 10-year median of 216.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Usha Martin Education & Solutions stock overvalued right now?
Based on GuruFocus' analysis, Usha Martin Education & Solutions (BOM:532398) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹8.52, compared to a current price of ₹5.46 — trading 35.9% below its estimated fair value. The current Days Payable is 6.46, which is 97% below median its 10-year median of 216.52 and 82% below the Education industry median of 35.95. Usha Martin Education & Solutions' overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Usha Martin Education & Solutions (BOM:532398), the current Days Payable is 6.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Usha Martin Education & Solutions (BOM:532398) Overvalued in 2026?

Based on GuruFocus' analysis, Usha Martin Education & Solutions stock appears to be undervalued. The current stock price of ₹5.46 is trading 35.9% below its estimated GF Value™ of ₹8.52. GuruFocus considers Usha Martin Education & Solutions to be Significantly Undervalued.

Key valuation signals for BOM:532398:

  • Days Payable: 6.46 (97% below median its 10-year median of 216.52)
  • GF Value™: ₹8.52 vs. price of ₹5.46 (35.9% below fair value)
  • GF Score™: 72/100 with 1 warning sign
  • Industry Position: 82% below the Education median (#148 of 210)

No single metric tells the full story. See the BOM:532398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Usha Martin Education & Solutions Business Description

Other Exchanges UMESLTD:India
Address Godrej Waterside, Block-DP, Tower-2, 12th Floor, Sector-V, Salt lake City, Kolkata, WB, IND, 700 091
Usha Martin Education & Solutions Ltd is an India-based company that provides educational support services. The company is an authorized SAP education partner imparting training to fresher and experienced professionals in different modules of SAP. The company's services include ERP certification courses, Big data analytics, Hybris, Industry Connect, University Connect, and Career development programs.
72GF Score

Get the complete analysis for BOM:532398

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹5.46
Price
₹8.52
GF Value