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Novus LoyaltyBOM:544735 21 Days Payable is 0.51 as of Mar. 2026, which is 86% below its 10-year median of 3.68. GuruFocus rates BOM:544735 with a GF Score™ of 21/100. Among 2,611 Software companies, Novus Loyalty ranks worse than 99.73% on this metric.
The historical rank and industry rank for Novus Loyalty's Days Payable or its related term are showing as below:
BOM:544735'
s Days Payable Range Over the Past 10 Years
Min: 0.42 Med: 3.68 Max: 14.36
Current: 0.42
During the past 4 years, Novus Loyalty's highest Days Payable was 14.36. The lowest was 0.42. And the median was 3.68.
BOM:544735's Days Payable is ranked worse than 99.73% of 2611
companies
in the Software industry
Industry Median: 52.78
vs BOM:544735: 0.42
Novus Loyalty's Days Payable
increased
from Mar. 2025 (0.00) to Mar. 2026 (0.51).
It may suggest that Novus Loyaltydelayed paying its suppliers.
Novus Loyalty Days Payable Related Terms
Novus Loyalty Days Payable Historical Data
* Premium members only.
The historical data trend for Novus Loyalty's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novus Loyalty Days Payable Chart
Novus Loyalty Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
Days Payable
14.36
6.77
0.59
0.50
Novus Loyalty Semi-Annual Data
Mar23
Mar24
Mar25
Sep25
Mar26
Days Payable
0.00
0.00
0.00
0.27
0.51
BOM:544735 vs UBER, SHOP, CRM: Days Payable Comparison
For the Software - Application subindustry, Novus Loyalty's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Novus Loyalty Days Payable vs Software Industry
For the Software industry and Technology sector, Novus Loyalty's Days Payable distribution charts can be found below:
* The bar in red indicates where Novus Loyalty's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Novus Loyalty's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novus Loyalty (BOM:544735) has a Days Payable of 0.51 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Novus Loyalty and its competitors. This is 86% below median its historical median of 3.68. Over the past decade, Novus Loyalty's Days Payable has ranged from 0.42 to 14.36. According to the industry distribution chart, Novus Loyalty ranks #2604 out of 2611 companies in the Software industry, placing it in the top 99.7%.
Is Novus Loyalty's Days Payable too high?
Novus Loyalty's current Days Payable of 0.51 is 86% below median its 10-year median of 3.68. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 14.36. The Software industry median Days Payable is 52.78. Novus Loyalty's value of 0.51 is 99% below this industry median. Based on the distribution chart, Novus Loyalty ranks #2604 out of 2611 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Novus Loyalty has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Novus Loyalty's Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, Novus Loyalty ranks #2604 out of 2611 companies for Days Payable. This places Novus Loyalty in the lower half of its industry. The industry median Days Payable is 52.78. Novus Loyalty's value of 0.51 is 99% below this benchmark. Historically, Novus Loyalty's own Days Payable has ranged from 0.42 to 14.36 over the past decade. While the company's 10-year median is 3.68 vs. the industry median of 52.78, Novus Loyalty has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.78, based on 2,611 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novus Loyalty's current Days Payable of 0.51 is 99% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Novus Loyalty and its competitors. For the Software industry, the median Days Payable is 52.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novus Loyalty's current Days Payable is 0.51, which is 86% below median its own 10-year median of 3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novus Loyalty stock overvalued right now?
Novus Loyalty (BOM:544735) has a current Days Payable of 0.51. The current Days Payable is 0.51, which is 86% below median its 10-year median of 3.68 and 99% below the Software industry median of 52.78. Novus Loyalty's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Novus Loyalty (BOM:544735), the current Days Payable is 0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Novus Loyalty Ltd is a technology company engaged in providing loyalty and reward solutions to various industries such as Fintech, E-commerce, Software, Finance, Banking, FMCG and Real Estate. The company's operations involve the development, customization, installation, and implementation of loyalty and reward applications, together with post-implementation support, monitoring, and maintenance services. Its platform provides both customizable and ready-to-use program models, including point-based rewards, event-triggered campaigns, cashback systems, purchase-linked promotions, and digital vouchers. Its business verticals include: Technology, Redemptions, Merchant Promotions, and Digital Vouchers, with the majority of revenue deriving from Digital Vouchers.
21GF Score
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