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DLocalDLO +5.79%92 Days Payable is 447.26 as of Jun. 2026, which is 20% below its 10-year median of 559.36. GuruFocus rates DLO with a GF Score™ of 92/100 and a GF Value™ of $20.21 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,611 Software companies, DLocal ranks better than 91.31% on this metric.
DLocal's average Accounts Payable for the
three
months ended in Jun. 2026 was $1,336 Mil. DLocal's Cost of Goods Sold for the
three
months ended in Jun. 2026 was $273 Mil.
Hence, DLocal's Days Payable for the
three
months ended in Jun. 2026 was 447.26.
The historical rank and industry rank for DLocal's Days Payable or its related term are showing as below:
DLO'
s Days Payable Range Over the Past 10 Years
Min: 363.41 Med: 559.36 Max: 955.73
Current: 408.98
During the past 7 years, DLocal's highest Days Payable was 955.73. The lowest was 363.41. And the median was 559.36.
DLO's Days Payable is ranked better than 91.31% of 2611
companies
in the Software industry
Industry Median: 51.93
vs DLO: 408.98
DLocal's Days Payable
increased
from Jun. 2025 (377.92) to Jun. 2026 (447.26).
It may suggest that DLocaldelayed paying its suppliers.
The historical data trend for DLocal's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, DLocal's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DLocal Days Payable vs Software Industry
For the Software industry and Technology sector, DLocal's Days Payable distribution charts can be found below:
* The bar in red indicates where DLocal's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
DLocal's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DLocal (DLO) has a Days Payable of 447.26 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on DLocal and its competitors. This is 20% below median its historical median of 559.36. Over the past decade, DLocal's Days Payable has ranged from 363.41 to 955.73. According to the industry distribution chart, DLocal ranks #227 out of 2611 companies in the Software industry, placing it in the top 8.7%.
Is DLocal's Days Payable too high?
DLocal's current Days Payable of 447.26 is 20% below median its 10-year median of 559.36. Over the past 10 years, this metric has ranged from a low of 363.41 to a high of 955.73. The Software industry median Days Payable is 51.93. DLocal's value of 447.26 is 761.3% above this industry median. Based on the distribution chart, DLocal ranks #227 out of 2611 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, DLocal has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does DLocal's Days Payable compare to BOX and NTSK?
According to the Software industry distribution chart, DLocal ranks #227 out of 2611 companies for Days Payable. This places DLocal in the top 9% of its industry — outperforming the majority of peers. The industry median Days Payable is 51.93. DLocal's value of 447.26 is 761.3% above this benchmark. Historically, DLocal's own Days Payable has ranged from 363.41 to 955.73 over the past decade. While the company's 10-year median is 559.36 vs. the industry median of 51.93, DLocal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 51.93, based on 2,611 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DLocal's current Days Payable of 447.26 is 761.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on DLocal and its competitors. For the Software industry, the median Days Payable is 51.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DLocal's current Days Payable is 447.26, which is 20% below median its own 10-year median of 559.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DLocal stock overvalued right now?
Based on GuruFocus' analysis, DLocal (DLO) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.21, compared to a current price of $15.17 — trading 24.9% below its estimated fair value. The current Days Payable is 447.26, which is 20% below median its 10-year median of 559.36 and 761.3% above the Software industry median of 51.93. DLocal's overall GF Score™ is 92/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For DLocal (DLO), the current Days Payable is 447.26 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DLocal (DLO) Overvalued in 2026?
Based on GuruFocus' analysis, DLocal stock appears to be undervalued.
The current stock price of $15.17 is trading 24.9% below its estimated GF Value™ of $20.21.
GuruFocus considers DLocal to be Modestly Undervalued.
Key valuation signals for DLO:
Days Payable: 447.26 (20% below median its 10-year median of 559.36)
GF Value™: $20.21 vs. price of $15.17 (24.9% below fair value)
Industry Position: 761.3% above the Software median (#227 of 2611)
No single metric tells the full story. See the DLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DLocal Ltd is focused on making the complex simple, redefining the online payment experience in emerging markets. Through its technology platform, One dLocal, the company enables world-wide enterprise merchants to get paid (pay-in) and to make payments (pay-out) online in a safe and efficient manner. The company earns revenue from fees charged to merchants in connection with payment processing services for cross-border and local payment transactions. The company operates in a single operating segment, which is payment processing. The company's geographical segments include Latin America and Non-Latin America, with a majority of its revenue being generated from Brazil in the Latin America region.
92GF Score
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