Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Instant Group AG's Days Payable or its related term are showing as below:
During the past 10 years, Instant Group AG's highest Days Payable was 181.23. The lowest was 4.40. And the median was 129.42.
FRA:CCB's Days Payable is not ranked *
in the Capital Markets industry.
Industry Median: 92.28 * Ranked among companies with meaningful Days Payable only.
Instant Group AG's Days Payable
stayed the same
from Dec. 2024 (0.00) to Dec. 2025 (0.00).
Instant Group AG Days Payable Related Terms
Instant Group AG Days Payable Historical Data
* Premium members only.
The historical data trend for Instant Group AG's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Instant Group AG's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Instant Group AG Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Instant Group AG's Days Payable distribution charts can be found below:
* The bar in red indicates where Instant Group AG's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Instant Group AG's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Instant Group AG (FRA:CCB) has a Days Payable of 0.00 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Instant Group AG and its competitors. Over the past decade, Instant Group AG's Days Payable has ranged from 4.40 to 181.23. According to the industry distribution chart, Instant Group AG ranks #999999 out of 540 companies in the Capital Markets industry.
Is Instant Group AG's Days Payable too high?
Instant Group AG's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 4.40 to a high of 181.23. Based on the distribution chart, Instant Group AG ranks #999999 out of 540 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Instant Group AG has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Instant Group AG's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Instant Group AG ranks #999999 out of 540 companies for Days Payable. This places Instant Group AG in the lower half of its industry. The industry median Days Payable is 92.28. Historically, Instant Group AG's own Days Payable has ranged from 4.40 to 181.23 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 92.28, based on 540 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Instant Group AG and its competitors. For the Capital Markets industry, the median Days Payable is 92.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Instant Group AG's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Instant Group AG stock overvalued right now?
Based on GuruFocus' analysis, Instant Group AG (FRA:CCB) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.00, compared to a current price of €1.70 — trading 70% above its estimated fair value. The current Days Payable is 0.00. Instant Group AG's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Instant Group AG (FRA:CCB), the current Days Payable is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Instant Group AG (FRA:CCB) Overvalued in 2026?
Based on GuruFocus' analysis, Instant Group AG stock appears to be overvalued.
The current stock price of €1.70 is trading 70% above its estimated GF Value™ of €1.00.
GuruFocus considers Instant Group AG to be Significantly Overvalued.
Key valuation signals for FRA:CCB:
Days Payable: 0.00
GF Value™: €1.00 vs. price of €1.70 (70% above fair value)
No single metric tells the full story. See the FRA:CCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Instant Group AG is a holding company. It enables an alternative path of going public without the long-winded, complicated proceedings of the traditional IPO process. It offers companies advice and implementation of IPOs and IPOs via stock market transactions. Its other services include capital market services, company valuations, dual listing, and brochure builds.
37GF Score
Get the complete analysis for FRA:CCB
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:CCB has been successfully added to your 
