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Swvl HoldingsFRA:J9F +28.54%31 Days Payable is 52.85 as of Dec. 2025, which is 54% below its 10-year median of 115.32. GuruFocus rates FRA:J9F with a GF Score™ of 31/100 and a GF Value™ of €2.63 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 975 Transportation companies, Swvl Holdings ranks better than 84.41% on this metric.
The historical data trend for Swvl Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Railroads subindustry, Swvl Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swvl Holdings Days Payable vs Transportation Industry
For the Transportation industry and Industrials sector, Swvl Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Swvl Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Swvl Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swvl Holdings (FRA:J9F) has a Days Payable of 52.85 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Swvl Holdings and its competitors. This is 54% below median its historical median of 115.32. Over the past decade, Swvl Holdings' Days Payable has ranged from 22.96 to 350.28. According to the industry distribution chart, Swvl Holdings ranks #152 out of 975 companies in the Transportation industry, placing it in the top 15.6%.
Is Swvl Holdings' Days Payable too high?
Swvl Holdings' current Days Payable of 52.85 is 54% below median its 10-year median of 115.32. Over the past 10 years, this metric has ranged from a low of 22.96 to a high of 350.28. The Transportation industry median Days Payable is 38.16. Swvl Holdings' value of 52.85 is 38.5% above this industry median. Based on the distribution chart, Swvl Holdings ranks #152 out of 975 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, Swvl Holdings has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swvl Holdings' Days Payable compare to ?
According to the Transportation industry distribution chart, Swvl Holdings ranks #152 out of 975 companies for Days Payable. This places Swvl Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median Days Payable is 38.16. Swvl Holdings' value of 52.85 is 38.5% above this benchmark. Historically, Swvl Holdings' own Days Payable has ranged from 22.96 to 350.28 over the past decade. While the company's 10-year median is 115.32 vs. the industry median of 38.16, Swvl Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Transportation company?
The median Days Payable among Transportation companies is 38.16, based on 975 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swvl Holdings's current Days Payable of 52.85 is 38.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Swvl Holdings and its competitors. For the Transportation industry, the median Days Payable is 38.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swvl Holdings's current Days Payable is 52.85, which is 54% below median its own 10-year median of 115.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swvl Holdings stock overvalued right now?
Based on GuruFocus' analysis, Swvl Holdings (FRA:J9F) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.63, compared to a current price of €5.36 — trading 103.8% above its estimated fair value. The current Days Payable is 52.85, which is 54% below median its 10-year median of 115.32 and 38.5% above the Transportation industry median of 38.16. Swvl Holdings' overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Swvl Holdings (FRA:J9F), the current Days Payable is 52.85 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swvl Holdings (FRA:J9F) Overvalued in 2026?
Based on GuruFocus' analysis, Swvl Holdings stock appears to be overvalued.
The current stock price of €5.36 is trading 103.8% above its estimated GF Value™ of €2.63.
GuruFocus considers Swvl Holdings to be Significantly Overvalued.
Key valuation signals for FRA:J9F:
Days Payable: 52.85 (54% below median its 10-year median of 115.32)
GF Value™: €2.63 vs. price of €5.36 (103.8% above fair value)
Industry Position: 38.5% above the Transportation median (#152 of 975)
No single metric tells the full story. See the FRA:J9F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swvl Holdings Corp is a technology-driven mobility company providing mass transit solutions. It currently has two offerings: business-to-consumer (B2C) and B2B (marketed as Swvl Business). The company's B2C business utilizes its platform to provide riders with a network of minibuses and other vehicles that operate on fixed and semi-fixed routes throughout and between different cities. Riders can book available seats on vehicles to commute within a city. The Swvl Business caters to corporate customers (as well as schools and municipalities), providing them with transportation solutions for their employees and students. This business also offers transportation management software to clients who operate their own fleet. Geographically, the company generates maximum revenue from Egypt.
31GF Score
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