NCR AtleosFRA:Y2G 47 Days Payable is 68.02 as of Mar. 2026, which is 27% above its 10-year median of 53.44. GuruFocus rates FRA:Y2G with a GF Score™ of 47/100 and a GF Value™ of €24.73 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,598 Software companies, NCR Atleos ranks better than 55.08% on this metric.
NCR Atleos's average Accounts Payable for the
three
months ended in Mar. 2026 was €522 Mil. NCR Atleos's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €700 Mil.
Hence, NCR Atleos's Days Payable for the
three
months ended in Mar. 2026 was 68.02.
The historical rank and industry rank for NCR Atleos's Days Payable or its related term are showing as below:
FRA:Y2G'
s Days Payable Range Over the Past 10 Years
Min: 41.96 Med: 53.44 Max: 65.45
Current: 62.62
During the past 6 years, NCR Atleos's highest Days Payable was 65.45. The lowest was 41.96. And the median was 53.44.
FRA:Y2G's Days Payable is ranked better than 55.08% of 2598
companies
in the Software industry
Industry Median: 53.595
vs FRA:Y2G: 62.62
NCR Atleos's Days Payable
declined
from Mar. 2025 (68.67) to Mar. 2026 (68.02).
It may suggest that NCR Atleosaccelerated paying its suppliers.
NCR Atleos Days Payable Related Terms
NCR Atleos Days Payable Historical Data
* Premium members only.
The historical data trend for NCR Atleos's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:Y2G vs RNG, QTWO, ADEA: Days Payable Comparison
For the Software - Application subindustry, NCR Atleos's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NCR Atleos Days Payable vs Software Industry
For the Software industry and Technology sector, NCR Atleos's Days Payable distribution charts can be found below:
* The bar in red indicates where NCR Atleos's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
NCR Atleos's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NCR Atleos (FRA:Y2G) has a Days Payable of 68.02 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on NCR Atleos and its competitors. This is 27% above median its historical median of 53.44. Over the past decade, NCR Atleos' Days Payable has ranged from 41.96 to 65.45. According to the industry distribution chart, NCR Atleos ranks #1167 out of 2598 companies in the Software industry, placing it in the top 44.9%.
Is NCR Atleos' Days Payable too high?
NCR Atleos' current Days Payable of 68.02 is 27% above median its 10-year median of 53.44. Over the past 10 years, this metric has ranged from a low of 41.96 to a high of 65.45. The Software industry median Days Payable is 53.60. NCR Atleos' value of 68.02 is 26.9% above this industry median. Based on the distribution chart, NCR Atleos ranks #1167 out of 2598 companies in the Software industry, which is above the industry midpoint. Overall, NCR Atleos has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NCR Atleos' Days Payable compare to RNG and QTWO?
According to the Software industry distribution chart, NCR Atleos ranks #1167 out of 2598 companies for Days Payable. This puts NCR Atleos in the upper half of its industry. The industry median Days Payable is 53.60. NCR Atleos' value of 68.02 is 26.9% above this benchmark. Historically, NCR Atleos' own Days Payable has ranged from 41.96 to 65.45 over the past decade. While the company's 10-year median is 53.44 vs. the industry median of 53.60, NCR Atleos has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.60, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NCR Atleos's current Days Payable of 68.02 is 26.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on NCR Atleos and its competitors. For the Software industry, the median Days Payable is 53.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NCR Atleos's current Days Payable is 68.02, which is 27% above median its own 10-year median of 53.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NCR Atleos stock overvalued right now?
Based on GuruFocus' analysis, NCR Atleos (FRA:Y2G) is currently considered Significantly Overvalued. The stock's GF Value™ is €24.73, compared to a current price of €38.80 — trading 56.9% above its estimated fair value. The current Days Payable is 68.02, which is 27% above median its 10-year median of 53.44 and 26.9% above the Software industry median of 53.60. NCR Atleos' overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For NCR Atleos (FRA:Y2G), the current Days Payable is 68.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NCR Atleos (FRA:Y2G) Overvalued in 2026?
Based on GuruFocus' analysis, NCR Atleos stock appears to be overvalued.
The current stock price of €38.80 is trading 56.9% above its estimated GF Value™ of €24.73.
GuruFocus considers NCR Atleos to be Significantly Overvalued.
Key valuation signals for FRA:Y2G:
Days Payable: 68.02 (27% above median its 10-year median of 53.44)
GF Value™: €24.73 vs. price of €38.80 (56.9% above fair value)
Industry Position: 26.9% above the Software median (#1167 of 2598)
No single metric tells the full story. See the FRA:Y2G stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NCR Atleos Corp is a financial technology company providing self-directed banking solutions to a customer base including financial institutions, merchants, manufacturers, retailers, and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels, all for the same transaction. Their comprehensive solutions enable the acceleration of self-directed banking through ATM and interactive teller machine (ITM) technology, including software, services, hardware, and its proprietary Allpoint network. Atleos manages its operations in the following segments: Self-Service Banking, which generates maximum revenue, Network, and Telecommunications and Technology. Geographically, it derives maximum revenue from the U.S.
47GF Score
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