Cashbuild (JSE:CSB) Days Payable: 102.52 (As of Dec. 2025) — 56% Above Median


JSE:CSB Cashbuild Ltd JSE:CSB
75 GF Score
Price R116.00
GF Value R182.42
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Cashbuild Days Payable?

Cashbuild JSE:CSB +0.87% 75 Days Payable is 102.52 as of Dec. 2025, which is 56% above its 10-year median of 65.60. GuruFocus rates JSE:CSB with a GF Score™ of 75/100 and a GF Value™ of R182.42 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,102 Retail - Cyclical companies, Cashbuild ranks better than 82.94% on this metric.

Cashbuild's average Accounts Payable for the six months ended in Dec. 2025 was R2,654 Mil. Cashbuild's Cost of Goods Sold for the six months ended in Dec. 2025 was R4,725 Mil. Hence, Cashbuild's Days Payable for the six months ended in Dec. 2025 was 102.52.

The historical rank and industry rank for Cashbuild's Days Payable or its related term are showing as below:

JSE:CSB' s Days Payable Range Over the Past 10 Years
Min: 52.93   Med: 65.6   Max: 119.77
Current: 119.77

During the past 13 years, Cashbuild's highest Days Payable was 119.77. The lowest was 52.93. And the median was 65.60.

JSE:CSB's Days Payable is ranked better than
82.94% of 1102 companies
in the Retail - Cyclical industry
Industry Median: 51.215 vs JSE:CSB: 119.77

Cashbuild's Days Payable increased from Dec. 2024 (83.71) to Dec. 2025 (102.52). It may suggest that Cashbuild delayed paying its suppliers.


Cashbuild Days Payable Historical Data

* Premium members only.

The historical data trend for Cashbuild's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cashbuild Days Payable Chart

Cashbuild Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.96 73.44 70.18 53.41 54.55

Cashbuild Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 94.02 87.22 83.71 112.37 102.52

JSE:CSB vs HD, LOW, FND: Days Payable Comparison

For the Home Improvement Retail subindustry, Cashbuild's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cashbuild Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Cashbuild's Days Payable distribution charts can be found below:

* The bar in red indicates where Cashbuild's Days Payable falls into.


JSE:CSB
75GF Score
Cashbuild Ltd JSE:CSB
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Cashbuild Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Cashbuild's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (929.834 + 1650.383) / 2 ) / 8632.851*365
=1290.1085 / 8632.851*365
=54.55

Cashbuild's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (1650.383 + 3658.604) / 2 ) / 4725.296*365 / 2
=2654.4935 / 4725.296*365 / 2
=102.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 102.52 mean?
Cashbuild (JSE:CSB) has a Days Payable of 102.52 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cashbuild and its competitors. This is 56% above median its historical median of 65.60. Over the past decade, Cashbuild's Days Payable has ranged from 52.93 to 119.77. According to the industry distribution chart, Cashbuild ranks #188 out of 1102 companies in the Retail - Cyclical industry, placing it in the top 17.1%.
Is Cashbuild's Days Payable too high?
Cashbuild's current Days Payable of 102.52 is 56% above median its 10-year median of 65.60. Over the past 10 years, this metric has ranged from a low of 52.93 to a high of 119.77. The Retail - Cyclical industry median Days Payable is 51.22. Cashbuild's value of 102.52 is 100.2% above this industry median. Based on the distribution chart, Cashbuild ranks #188 out of 1102 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Cashbuild has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cashbuild's Days Payable compare to HD and LOW?
According to the Retail - Cyclical industry distribution chart, Cashbuild ranks #188 out of 1102 companies for Days Payable. This places Cashbuild in the top 17% of its industry — outperforming the majority of peers. The industry median Days Payable is 51.22. Cashbuild's value of 102.52 is 100.2% above this benchmark. Historically, Cashbuild's own Days Payable has ranged from 52.93 to 119.77 over the past decade. While the company's 10-year median is 65.60 vs. the industry median of 51.22, Cashbuild has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.22, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cashbuild's current Days Payable of 102.52 is 100.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cashbuild and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cashbuild's current Days Payable is 102.52, which is 56% above median its own 10-year median of 65.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cashbuild stock overvalued right now?
Based on GuruFocus' analysis, Cashbuild (JSE:CSB) is currently considered Significantly Undervalued. The stock's GF Value™ is R182.42, compared to a current price of R116.00 — trading 36.4% below its estimated fair value. The current Days Payable is 102.52, which is 56% above median its 10-year median of 65.60 and 100.2% above the Retail - Cyclical industry median of 51.22. Cashbuild's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cashbuild (JSE:CSB), the current Days Payable is 102.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cashbuild (JSE:CSB) Overvalued in 2026?

Based on GuruFocus' analysis, Cashbuild stock appears to be undervalued. The current stock price of R116.00 is trading 36.4% below its estimated GF Value™ of R182.42. GuruFocus considers Cashbuild to be Significantly Undervalued.

Key valuation signals for JSE:CSB:

  • Days Payable: 102.52 (56% above median its 10-year median of 65.60)
  • GF Value™: R182.42 vs. price of R116.00 (36.4% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 100.2% above the Retail - Cyclical median (#188 of 1102)

No single metric tells the full story. See the JSE:CSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cashbuild Business Description

Address 2 Handel Road, Ormonde, Johannesburg, GT, ZAF, 2001
Cashbuild Ltd is a South Africa-based retailer of building materials and related products. The Group's reportable segments include Cashbuild (South Africa), P&L Hardware (South Africa), Cashbuild common monetary operations (Eswatini, Lesotho, Namibia), and non-common monetary operations (Botswana, Malawi, Zambia). Its stores operate across towns, townships, rural areas, and metropolitan locations. Products include cement, roofing, timber, bricks, decorative items, plumbing, hardware, ceilings, electrical goods, and tools, with a portion being cement-related. Customers range from homebuilders, contractors, farmers, and traders to construction companies and government-linked developers. The Cashbuild (South Africa) segment generates the majority of the Group's revenue.
75GF Score

Get the complete analysis for JSE:CSB

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R116.00
Price
R182.42
GF Value