TJXLTS:0LCE -0.92%92 Days Payable is 43.71 as of Apr. 2026, which is 17% above its 10-year median of 37.35. GuruFocus rates LTS:0LCE with a GF Score™ of 92/100 and a GF Value™ of $136.35 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,098 Retail - Cyclical companies, TJX ranks worse than 59.38% on this metric.
TJX's average Accounts Payable for the
three
months ended in Apr. 2026 was $4,715 Mil. TJX's Cost of Goods Sold for the
three
months ended in Apr. 2026 was $9,843 Mil.
Hence, TJX's Days Payable for the
three
months ended in Apr. 2026 was 43.71.
The historical rank and industry rank for TJX's Days Payable or its related term are showing as below:
LTS:0LCE'
s Days Payable Range Over the Past 10 Years
Min: 32.51 Med: 37.35 Max: 55.76
Current: 42.27
During the past 13 years, TJX's highest Days Payable was 55.76. The lowest was 32.51. And the median was 37.35.
LTS:0LCE's Days Payable is ranked worse than 59.38% of 1098
companies
in the Retail - Cyclical industry
Industry Median: 51.625
vs LTS:0LCE: 42.27
TJX's Days Payable
increased
from Apr. 2025 (42.79) to Apr. 2026 (43.71).
It may suggest that TJXdelayed paying its suppliers.
TJX Days Payable Related Terms
TJX Days Payable Historical Data
* Premium members only.
The historical data trend for TJX's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0LCE vs ROST, BURL, LULU: Days Payable Comparison
For the Apparel Retail subindustry, TJX's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TJX Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, TJX's Days Payable distribution charts can be found below:
* The bar in red indicates where TJX's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
TJX's Days Payable for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TJX (LTS:0LCE) has a Days Payable of 43.71 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TJX and its competitors. This is 17% above median its historical median of 37.35. Over the past decade, TJX's Days Payable has ranged from 32.51 to 55.76. According to the industry distribution chart, TJX ranks #652 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 59.4%.
Is TJX's Days Payable too high?
TJX's current Days Payable of 43.71 is 17% above median its 10-year median of 37.35. Over the past 10 years, this metric has ranged from a low of 32.51 to a high of 55.76. The Retail - Cyclical industry median Days Payable is 51.63. TJX's value of 43.71 is 15.3% below this industry median. Based on the distribution chart, TJX ranks #652 out of 1098 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, TJX has a GF Score™ of 92/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TJX's Days Payable compare to ROST and BURL?
According to the Retail - Cyclical industry distribution chart, TJX ranks #652 out of 1098 companies for Days Payable. This places TJX in the lower half of its industry. The industry median Days Payable is 51.63. TJX's value of 43.71 is 15.3% below this benchmark. Historically, TJX's own Days Payable has ranged from 32.51 to 55.76 over the past decade. While the company's 10-year median is 37.35 vs. the industry median of 51.63, TJX has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.63, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TJX's current Days Payable of 43.71 is 15.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TJX and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TJX's current Days Payable is 43.71, which is 17% above median its own 10-year median of 37.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TJX stock overvalued right now?
Based on GuruFocus' analysis, TJX (LTS:0LCE) is currently considered Modestly Overvalued. The stock's GF Value™ is $136.35, compared to a current price of $151.77 — trading 11.3% above its estimated fair value. The current Days Payable is 43.71, which is 17% above median its 10-year median of 37.35 and 15.3% below the Retail - Cyclical industry median of 51.63. TJX's overall GF Score™ is 92/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For TJX (LTS:0LCE), the current Days Payable is 43.71 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TJX (LTS:0LCE) Overvalued in 2026?
Based on GuruFocus' analysis, TJX stock appears to be overvalued.
The current stock price of $151.77 is trading 11.3% above its estimated GF Value™ of $136.35.
GuruFocus considers TJX to be Modestly Overvalued.
Key valuation signals for LTS:0LCE:
Days Payable: 43.71 (17% above median its 10-year median of 37.35)
GF Value™: $136.35 vs. price of $151.77 (11.3% above fair value)
Industry Position: 15.3% below the Retail - Cyclical median (#652 of 1098)
No single metric tells the full story. See the LTS:0LCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1987, TJX Companies is the world's largest off-price apparel and home fashions retailer, operating more than 5,000 stores across nine countries. In fiscal 2026, the company generated roughly $60 billion in sales. TJX operates through four segments: Marmaxx (61% of sales), HomeGoods (17%), TJX Canada (9%), and TJX international (13%). Its off-price model emphasizes branded merchandise at meaningful discounts, driving high traffic and rapid inventory turnover.
92GF Score
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