Lowe'sMIL:1LOW 57 Days Payable is 63.71 as of Apr. 2026, which is 8% above its 10-year median of 58.98. GuruFocus rates MIL:1LOW with a GF Score™ of 57/100 and a GF Value™ of €206.80 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,095 Retail - Cyclical companies, Lowe's ranks better than 59.73% on this metric.
Lowe's's average Accounts Payable for the
three
months ended in Apr. 2026 was €9,273 Mil. Lowe's's Cost of Goods Sold for the
three
months ended in Apr. 2026 was €13,282 Mil.
Hence, Lowe's's Days Payable for the
three
months ended in Apr. 2026 was 63.71.
The historical rank and industry rank for Lowe's's Days Payable or its related term are showing as below:
MIL:1LOW'
s Days Payable Range Over the Past 10 Years
Min: 51.72 Med: 58.98 Max: 65.24
Current: 65.24
During the past 13 years, Lowe's's highest Days Payable was 65.24. The lowest was 51.72. And the median was 58.98.
MIL:1LOW's Days Payable is ranked better than 59.73% of 1095
companies
in the Retail - Cyclical industry
Industry Median: 51.85
vs MIL:1LOW: 65.24
Lowe's's Days Payable
declined
from Apr. 2025 (69.75) to Apr. 2026 (63.71).
It may suggest that Lowe'saccelerated paying its suppliers.
Lowe's Days Payable Related Terms
Lowe's Days Payable Historical Data
* Premium members only.
The historical data trend for Lowe's's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIL:1LOW vs FND, HVT, TTSH: Days Payable Comparison
For the Home Improvement Retail subindustry, Lowe's's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lowe's Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Lowe's's Days Payable distribution charts can be found below:
* The bar in red indicates where Lowe's's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Lowe's's Days Payable for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lowe's (MIL:1LOW) has a Days Payable of 63.71 as of Apr. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lowe's and its competitors. This is near median its historical median of 58.98. Over the past decade, Lowe's' Days Payable has ranged from 51.72 to 65.24. According to the industry distribution chart, Lowe's ranks #441 out of 1095 companies in the Retail - Cyclical industry, placing it in the top 40.3%.
Is Lowe's' Days Payable too high?
Lowe's' current Days Payable of 63.71 is near median its 10-year median of 58.98. Over the past 10 years, this metric has ranged from a low of 51.72 to a high of 65.24. The Retail - Cyclical industry median Days Payable is 51.85. Lowe's' value of 63.71 is 22.9% above this industry median. Based on the distribution chart, Lowe's ranks #441 out of 1095 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Lowe's has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lowe's' Days Payable compare to FND and HVT?
According to the Retail - Cyclical industry distribution chart, Lowe's ranks #441 out of 1095 companies for Days Payable. This puts Lowe's in the upper half of its industry. The industry median Days Payable is 51.85. Lowe's' value of 63.71 is 22.9% above this benchmark. Historically, Lowe's' own Days Payable has ranged from 51.72 to 65.24 over the past decade. While the company's 10-year median is 58.98 vs. the industry median of 51.85, Lowe's has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.85, based on 1,095 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lowe's's current Days Payable of 63.71 is 22.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lowe's and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lowe's's current Days Payable is 63.71, which is near median its own 10-year median of 58.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lowe's stock overvalued right now?
Based on GuruFocus' analysis, Lowe's (MIL:1LOW) is currently considered Modestly Undervalued. The stock's GF Value™ is €206.80, compared to a current price of €188.30 — trading 8.9% below its estimated fair value. The current Days Payable is 63.71, which is near median its 10-year median of 58.98 and 22.9% above the Retail - Cyclical industry median of 51.85. Lowe's' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Lowe's (MIL:1LOW), the current Days Payable is 63.71 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lowe's (MIL:1LOW) Overvalued in 2026?
Based on GuruFocus' analysis, Lowe's stock appears to be undervalued.
The current stock price of €188.30 is trading 8.9% below its estimated GF Value™ of €206.80.
GuruFocus considers Lowe's to be Modestly Undervalued.
Key valuation signals for MIL:1LOW:
Days Payable: 63.71 (near median its 10-year median of 58.98)
GF Value™: €206.80 vs. price of €188.30 (8.9% below fair value)
Industry Position: 22.9% above the Retail - Cyclical median (#441 of 1095)
No single metric tells the full story. See the MIL:1LOW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lowe's is the second-largest home improvement retailer globally, with 1,759 stores in the US, after the 2023 divestiture of its Canadian locations. The firm's stores offer products and services for home decorating, maintenance, repair, and remodeling, with maintenance and repair accounting for two-thirds of products sold. Lowe's primarily targets retail do-it-yourself (around 70% of sales) and do-it-for-me customers, but has expanded its professional business clients to 30% from less than 20% in the past seven years (set to expand further with the acquisition of FBM). We estimate Lowe's captures a high-single-digit share of the domestic home improvement market, based on US Census data and management's market size estimates.
57GF Score
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