Confinvest Oro SpA (MIL:CFV) Days Payable: 3.21 (As of Dec. 2025) — 49% Above Median


MIL:CFV Confinvest Oro SpA MIL:CFV
65 GF Score
Price €2.14
GF Value €2.84
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Confinvest Oro SpA Days Payable?

Confinvest Oro SpA MIL:CFV +0.94% 65 Days Payable is 3.21 as of Dec. 2025, which is 49% above its 10-year median of 2.15. GuruFocus rates MIL:CFV with a GF Score™ of 65/100 and a GF Value™ of €2.84 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 538 Capital Markets companies, Confinvest Oro SpA ranks worse than 92.19% on this metric.

Confinvest Oro SpA's average Accounts Payable for the six months ended in Dec. 2025 was €0.55 Mil. Confinvest Oro SpA's Cost of Goods Sold for the six months ended in Dec. 2025 was €31.11 Mil. Hence, Confinvest Oro SpA's Days Payable for the six months ended in Dec. 2025 was 3.21.

The historical rank and industry rank for Confinvest Oro SpA's Days Payable or its related term are showing as below:

MIL:CFV' s Days Payable Range Over the Past 10 Years
Min: 1.65   Med: 2.15   Max: 4.63
Current: 2.02

During the past 9 years, Confinvest Oro SpA's highest Days Payable was 4.63. The lowest was 1.65. And the median was 2.15.

MIL:CFV's Days Payable is ranked worse than
92.19% of 538 companies
in the Capital Markets industry
Industry Median: 91.345 vs MIL:CFV: 2.02

Confinvest Oro SpA's Days Payable increased from Dec. 2024 (1.91) to Dec. 2025 (3.21). It may suggest that Confinvest Oro SpA delayed paying its suppliers.


Confinvest Oro SpA Days Payable Historical Data

* Premium members only.

The historical data trend for Confinvest Oro SpA's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Confinvest Oro SpA Days Payable Chart

Confinvest Oro SpA Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only 2.31 1.65 3.64 4.63 2.15

Confinvest Oro SpA Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.21 4.26 1.91 1.11 3.21

MIL:CFV vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Confinvest Oro SpA's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Confinvest Oro SpA Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Confinvest Oro SpA's Days Payable distribution charts can be found below:

* The bar in red indicates where Confinvest Oro SpA's Days Payable falls into.


MIL:CFV
65GF Score
Confinvest Oro SpA MIL:CFV
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Confinvest Oro SpA Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Confinvest Oro SpA's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.185 + 0.722) / 2 ) / 77.03*365
=0.4535 / 77.03*365
=2.15

Confinvest Oro SpA's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.374 + 0.722) / 2 ) / 31.11*365 / 2
=0.548 / 31.11*365 / 2
=3.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 3.21 mean?
Confinvest Oro SpA (MIL:CFV) has a Days Payable of 3.21 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Confinvest Oro SpA and its competitors. This is 49% above median its historical median of 2.15. Over the past decade, Confinvest Oro SpA's Days Payable has ranged from 1.65 to 4.63. According to the industry distribution chart, Confinvest Oro SpA ranks #496 out of 538 companies in the Capital Markets industry, placing it in the top 92.2%.
Is Confinvest Oro SpA's Days Payable too high?
Confinvest Oro SpA's current Days Payable of 3.21 is 49% above median its 10-year median of 2.15. Over the past 10 years, this metric has ranged from a low of 1.65 to a high of 4.63. The Capital Markets industry median Days Payable is 91.35. Confinvest Oro SpA's value of 3.21 is 96.5% below this industry median. Based on the distribution chart, Confinvest Oro SpA ranks #496 out of 538 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Confinvest Oro SpA has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Confinvest Oro SpA's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Confinvest Oro SpA ranks #496 out of 538 companies for Days Payable. This places Confinvest Oro SpA in the lower half of its industry. The industry median Days Payable is 91.35. Confinvest Oro SpA's value of 3.21 is 96.5% below this benchmark. Historically, Confinvest Oro SpA's own Days Payable has ranged from 1.65 to 4.63 over the past decade. While the company's 10-year median is 2.15 vs. the industry median of 91.35, Confinvest Oro SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.35, based on 538 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Confinvest Oro SpA's current Days Payable of 3.21 is 96.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Confinvest Oro SpA and its competitors. For the Capital Markets industry, the median Days Payable is 91.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Confinvest Oro SpA's current Days Payable is 3.21, which is 49% above median its own 10-year median of 2.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Confinvest Oro SpA stock overvalued right now?
Based on GuruFocus' analysis, Confinvest Oro SpA (MIL:CFV) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.84, compared to a current price of €2.14 — trading 24.6% below its estimated fair value. The current Days Payable is 3.21, which is 49% above median its 10-year median of 2.15 and 96.5% below the Capital Markets industry median of 91.35. Confinvest Oro SpA's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Confinvest Oro SpA (MIL:CFV), the current Days Payable is 3.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Confinvest Oro SpA (MIL:CFV) Overvalued in 2026?

Based on GuruFocus' analysis, Confinvest Oro SpA stock appears to be undervalued. The current stock price of €2.14 is trading 24.6% below its estimated GF Value™ of €2.84. GuruFocus considers Confinvest Oro SpA to be Modestly Undervalued.

Key valuation signals for MIL:CFV:

  • Days Payable: 3.21 (49% above median its 10-year median of 2.15)
  • GF Value™: €2.84 vs. price of €2.14 (24.6% below fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 96.5% below the Capital Markets median (#496 of 538)

No single metric tells the full story. See the MIL:CFV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Confinvest Oro SpA Business Description

Address Via della Posta, 8, Piazza Affari, opposite the Stock Exchange Building, Milan, ITA, 20123
Confinvest Oro SpA operates as a dealer of physical investment gold, engaging in the buying and selling of coins and bars that comply with international standards. The Company operates on both a national and international scale, serving both retail and wholesale markets, and utilizes insured logistics services for delivery, collection, and custody. It has developed CONTO LINGOTTO, a digital platform that, via a dedicated app, enables users to buy and sell fractional amounts of physical gold without taking physical possession of the asset.
65GF Score

Get the complete analysis for MIL:CFV

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.14
Price
€2.84
GF Value