Directa Sim SpA (MIL:D) Days Payable: 386.51 (As of Dec. 2025) — 26% Below Median


MIL:D Directa Sim SpA MIL:D
44 GF Score
Price €6.80
GF Value €5.45
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Directa Sim SpA Days Payable?

Directa Sim SpA MIL:D -2.02% 44 Days Payable is 386.51 as of Dec. 2025, which is 26% below its 10-year median of 523.14. GuruFocus rates MIL:D with a GF Score™ of 44/100 and a GF Value™ of €5.45 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 541 Capital Markets companies, Directa Sim SpA ranks better than 72.09% on this metric.

Directa Sim SpA's average Accounts Payable for the six months ended in Dec. 2025 was €16.04 Mil. Directa Sim SpA's Cost of Goods Sold for the six months ended in Dec. 2025 was €7.58 Mil. Hence, Directa Sim SpA's Days Payable for the six months ended in Dec. 2025 was 386.51.

The historical rank and industry rank for Directa Sim SpA's Days Payable or its related term are showing as below:

MIL:D' s Days Payable Range Over the Past 10 Years
Min: 19.94   Med: 523.14   Max: 757.93
Current: 463.93

During the past 7 years, Directa Sim SpA's highest Days Payable was 757.93. The lowest was 19.94. And the median was 523.14.

MIL:D's Days Payable is ranked better than
72.09% of 541 companies
in the Capital Markets industry
Industry Median: 92.89 vs MIL:D: 463.93

Directa Sim SpA's Days Payable declined from Dec. 2024 (597.53) to Dec. 2025 (386.51). It may suggest that Directa Sim SpA accelerated paying its suppliers.


Directa Sim SpA Days Payable Historical Data

* Premium members only.

The historical data trend for Directa Sim SpA's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Directa Sim SpA Days Payable Chart

Directa Sim SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 523.14 685.75 757.93 673.56 496.09

Directa Sim SpA Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 729.71 819.08 597.53 530.77 386.51

MIL:D vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Directa Sim SpA's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Directa Sim SpA Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Directa Sim SpA's Days Payable distribution charts can be found below:

* The bar in red indicates where Directa Sim SpA's Days Payable falls into.


MIL:D
44GF Score
Directa Sim SpA MIL:D
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Directa Sim SpA Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Directa Sim SpA's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (18.179 + 17.651) / 2 ) / 13.181*365
=17.915 / 13.181*365
=496.09

Directa Sim SpA's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (14.435 + 17.651) / 2 ) / 7.575*365 / 2
=16.043 / 7.575*365 / 2
=386.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 386.51 mean?
Directa Sim SpA (MIL:D) has a Days Payable of 386.51 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Directa Sim SpA and its competitors. This is 26% below median its historical median of 523.14. Over the past decade, Directa Sim SpA's Days Payable has ranged from 19.94 to 757.93. According to the industry distribution chart, Directa Sim SpA ranks #151 out of 541 companies in the Capital Markets industry, placing it in the top 27.9%.
Is Directa Sim SpA's Days Payable too high?
Directa Sim SpA's current Days Payable of 386.51 is 26% below median its 10-year median of 523.14. Over the past 10 years, this metric has ranged from a low of 19.94 to a high of 757.93. The Capital Markets industry median Days Payable is 92.89. Directa Sim SpA's value of 386.51 is 316.1% above this industry median. Based on the distribution chart, Directa Sim SpA ranks #151 out of 541 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Directa Sim SpA has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Directa Sim SpA's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Directa Sim SpA ranks #151 out of 541 companies for Days Payable. This puts Directa Sim SpA in the upper half of its industry. The industry median Days Payable is 92.89. Directa Sim SpA's value of 386.51 is 316.1% above this benchmark. Historically, Directa Sim SpA's own Days Payable has ranged from 19.94 to 757.93 over the past decade. While the company's 10-year median is 523.14 vs. the industry median of 92.89, Directa Sim SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 92.89, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Directa Sim SpA's current Days Payable of 386.51 is 316.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Directa Sim SpA and its competitors. For the Capital Markets industry, the median Days Payable is 92.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Directa Sim SpA's current Days Payable is 386.51, which is 26% below median its own 10-year median of 523.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Directa Sim SpA stock overvalued right now?
Based on GuruFocus' analysis, Directa Sim SpA (MIL:D) is currently considered Modestly Overvalued. The stock's GF Value™ is €5.45, compared to a current price of €6.80 — trading 24.8% above its estimated fair value. The current Days Payable is 386.51, which is 26% below median its 10-year median of 523.14 and 316.1% above the Capital Markets industry median of 92.89. Directa Sim SpA's overall GF Score™ is 44/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Directa Sim SpA (MIL:D), the current Days Payable is 386.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Directa Sim SpA (MIL:D) Overvalued in 2026?

Based on GuruFocus' analysis, Directa Sim SpA stock appears to be overvalued. The current stock price of €6.80 is trading 24.8% above its estimated GF Value™ of €5.45. GuruFocus considers Directa Sim SpA to be Modestly Overvalued.

Key valuation signals for MIL:D:

  • Days Payable: 386.51 (26% below median its 10-year median of 523.14)
  • GF Value™: €5.45 vs. price of €6.80 (24.8% above fair value)
  • GF Score™: 44/100 with 3 warning signs
  • Industry Position: 316.1% above the Capital Markets median (#151 of 541)

No single metric tells the full story. See the MIL:D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Directa Sim SpA Business Description

Other Exchanges ZP7:Germany
Address Via Bruno Buozzi, 5, Torino, ITA, 10121
Directa Sim SpA is an online brokerage firm that allows private investors to operate directly on financial markets. The financial products of the company include Stocks, Bonds, Futures, Funds, Options, and Certificates & CW, among others.
44GF Score

Get the complete analysis for MIL:D

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.80
Price
€5.45
GF Value