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NetcapitalNCPL -4.39%34 Days Payable is 134,320.00 as of Jan. 2026, which is 4157% above its 10-year median of 3,155.35. GuruFocus rates NCPL with a GF Score™ of 34/100 and a GF Value™ of $0.07 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 539 Capital Markets companies, Netcapital ranks better than 99.63% on this metric.
Netcapital's average Accounts Payable for the
three
months ended in Jan. 2026 was $1.47 Mil. Netcapital's Cost of Goods Sold for the
three
months ended in Jan. 2026 was $0.00 Mil.
Hence, Netcapital's Days Payable for the
three
months ended in Jan. 2026 was 134,320.00.
The historical rank and industry rank for Netcapital's Days Payable or its related term are showing as below:
NCPL'
s Days Payable Range Over the Past 10 Years
Min: 141.38 Med: 3155.35 Max: 56047.15
Current: 56047.15
During the past 8 years, Netcapital's highest Days Payable was 56047.15. The lowest was 141.38. And the median was 3155.35.
NCPL's Days Payable is ranked better than 99.63% of 539
companies
in the Capital Markets industry
Industry Median: 88.46
vs NCPL: 56047.15
Netcapital's Days Payable
increased
from Jan. 2025 (25,921.52) to Jan. 2026 (134,320.00).
It may suggest that Netcapitaldelayed paying its suppliers.
Netcapital Days Payable Related Terms
Netcapital Days Payable Historical Data
* Premium members only.
The historical data trend for Netcapital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Netcapital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Netcapital Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Netcapital's Days Payable distribution charts can be found below:
* The bar in red indicates where Netcapital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Netcapital's Days Payable for the fiscal year that ended in Apr. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Netcapital (NCPL) has a Days Payable of 134,320.00 as of Jan. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Netcapital and its competitors. This is 4157% above median its historical median of 3,155.35. Over the past decade, Netcapital's Days Payable has ranged from 141.38 to 56,047.15. According to the industry distribution chart, Netcapital ranks #2 out of 539 companies in the Capital Markets industry, placing it in the top 0.40000000000001%.
Is Netcapital's Days Payable too high?
Netcapital's current Days Payable of 134,320.00 is 4157% above median its 10-year median of 3,155.35. Over the past 10 years, this metric has ranged from a low of 141.38 to a high of 56,047.15. The Capital Markets industry median Days Payable is 88.46. Netcapital's value of 134,320.00 is 151742.6% above this industry median. Based on the distribution chart, Netcapital ranks #2 out of 539 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Netcapital has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Netcapital's Days Payable compare to WAI and ITEX?
According to the Capital Markets industry distribution chart, Netcapital ranks #2 out of 539 companies for Days Payable. This places Netcapital in the top 0% of its industry — outperforming the majority of peers. The industry median Days Payable is 88.46. Netcapital's value of 134,320.00 is 151742.6% above this benchmark. Historically, Netcapital's own Days Payable has ranged from 141.38 to 56,047.15 over the past decade. While the company's 10-year median is 3,155.35 vs. the industry median of 88.46, Netcapital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 88.46, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Netcapital's current Days Payable of 134,320.00 is 151742.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Netcapital and its competitors. For the Capital Markets industry, the median Days Payable is 88.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Netcapital's current Days Payable is 134,320.00, which is 4157% above median its own 10-year median of 3,155.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Netcapital stock overvalued right now?
Based on GuruFocus' analysis, Netcapital (NCPL) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.07, compared to a current price of $0.41 — trading 488.7% above its estimated fair value. The current Days Payable is 134,320.00, which is 4157% above median its 10-year median of 3,155.35 and 151742.6% above the Capital Markets industry median of 88.46. Netcapital's overall GF Score™ is 34/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Netcapital (NCPL), the current Days Payable is 134,320.00 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Netcapital (NCPL) Overvalued in 2026?
Based on GuruFocus' analysis, Netcapital stock appears to be overvalued.
The current stock price of $0.41 is trading 488.7% above its estimated GF Value™ of $0.07.
GuruFocus considers Netcapital to be Significantly Overvalued.
Key valuation signals for NCPL:
Days Payable: 134,320.00 (4157% above median its 10-year median of 3,155.35)
GF Value™: $0.07 vs. price of $0.41 (488.7% above fair value)
Industry Position: 151742.6% above the Capital Markets median (#2 of 539)
No single metric tells the full story. See the NCPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Netcapital Inc is a financial technology company. The company facilitates the growth of private companies by providing fundraising services and other consulting services. The company's online private investment platform connects entrepreneurs and investors, enabling companies to raise capital digitally. The Company operates in a single operating segment, which is the provision of fintech services.
34GF Score
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