Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AspialSGX:A30 +1.52%45 Days Payable is 69.50 as of Dec. 2025, which is 573% above its 10-year median of 10.32. GuruFocus rates SGX:A30 with a GF Score™ of 45/100 and a GF Value™ of S$0.11 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,106 Retail - Cyclical companies, Aspial ranks better than 52.08% on this metric.
Aspial's average Accounts Payable for the
six
months ended in Dec. 2025 was S$116.9 Mil. Aspial's Cost of Goods Sold for the
six
months ended in Dec. 2025 was S$306.9 Mil.
Hence, Aspial's Days Payable for the
six
months ended in Dec. 2025 was 69.50.
The historical rank and industry rank for Aspial's Days Payable or its related term are showing as below:
SGX:A30'
s Days Payable Range Over the Past 10 Years
Min: 3.42 Med: 10.32 Max: 53.63
Current: 53.63
During the past 13 years, Aspial's highest Days Payable was 53.63. The lowest was 3.42. And the median was 10.32.
SGX:A30's Days Payable is ranked better than 52.08% of 1106
companies
in the Retail - Cyclical industry
Industry Median: 51.35
vs SGX:A30: 53.63
Aspial's Days Payable
declined
from Dec. 2024 (83.38) to Dec. 2025 (69.50).
It may suggest that Aspialaccelerated paying its suppliers.
The historical data trend for Aspial's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Aspial's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aspial Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Aspial's Days Payable distribution charts can be found below:
* The bar in red indicates where Aspial's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Aspial's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aspial (SGX:A30) has a Days Payable of 69.50 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Aspial and its competitors. This is 573% above median its historical median of 10.32. Over the past decade, Aspial's Days Payable has ranged from 3.42 to 53.63. According to the industry distribution chart, Aspial ranks #530 out of 1106 companies in the Retail - Cyclical industry, placing it in the top 47.9%.
Is Aspial's Days Payable too high?
Aspial's current Days Payable of 69.50 is 573% above median its 10-year median of 10.32. Over the past 10 years, this metric has ranged from a low of 3.42 to a high of 53.63. The Retail - Cyclical industry median Days Payable is 51.35. Aspial's value of 69.50 is 35.3% above this industry median. Based on the distribution chart, Aspial ranks #530 out of 1106 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Aspial has a GF Score™ of 45/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aspial's Days Payable compare to TPR and SIG?
According to the Retail - Cyclical industry distribution chart, Aspial ranks #530 out of 1106 companies for Days Payable. This puts Aspial in the upper half of its industry. The industry median Days Payable is 51.35. Aspial's value of 69.50 is 35.3% above this benchmark. Historically, Aspial's own Days Payable has ranged from 3.42 to 53.63 over the past decade. While the company's 10-year median is 10.32 vs. the industry median of 51.35, Aspial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.35, based on 1,106 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aspial's current Days Payable of 69.50 is 35.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Aspial and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aspial's current Days Payable is 69.50, which is 573% above median its own 10-year median of 10.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspial stock overvalued right now?
Based on GuruFocus' analysis, Aspial (SGX:A30) is currently considered Modestly Overvalued. The stock's GF Value™ is S$0.11, compared to a current price of S$0.13 — trading 21.8% above its estimated fair value. The current Days Payable is 69.50, which is 573% above median its 10-year median of 10.32 and 35.3% above the Retail - Cyclical industry median of 51.35. Aspial's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Aspial (SGX:A30), the current Days Payable is 69.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aspial (SGX:A30) Overvalued in 2026?
Based on GuruFocus' analysis, Aspial stock appears to be overvalued.
The current stock price of S$0.13 is trading 21.8% above its estimated GF Value™ of S$0.11.
GuruFocus considers Aspial to be Modestly Overvalued.
Key valuation signals for SGX:A30:
Days Payable: 69.50 (573% above median its 10-year median of 10.32)
GF Value™: S$0.11 vs. price of S$0.13 (21.8% above fair value)
Industry Position: 35.3% above the Retail - Cyclical median (#530 of 1106)
No single metric tells the full story. See the SGX:A30 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aspial Corp Ltd is an investment holding company. It manages a wide spectrum of businesses, which includes jewelry retail, property development, and financial services. The group operating segment comprises: Financial service business, Real estate business, Retail business, and Others. A majority of its revenue is generated from the Retail business segment, which represents income generated from its jewellery retail business. Geographically, the company generates maximum revenue from Singapore. The firm generates smaller portion of its revenue from Australia, Malaysia, Greater China, and Europe and other regions.
45GF Score
Get the complete analysis for SGX:A30
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SGX:A30 has been successfully added to your 
