Jumbo (STU:5JB) Days Payable: 6.34 (As of Dec. 2025) — 41% Below Median


STU:5JB Jumbo SA STU:5JB
87 GF Score
Price €23.32
GF Value €30.34
Valuation Modestly Undervalued
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What is Jumbo Days Payable?

Jumbo STU:5JB +0.95% 87 Days Payable is 6.34 as of Dec. 2025, which is 41% below its 10-year median of 10.73. GuruFocus rates STU:5JB with a GF Score™ of 87/100 and a GF Value™ of €30.34 (Modestly Undervalued). Among 1,098 Retail - Cyclical companies, Jumbo ranks worse than 93.99% on this metric.

Jumbo's average Accounts Payable for the six months ended in Dec. 2025 was €11 Mil. Jumbo's Cost of Goods Sold for the six months ended in Dec. 2025 was €329 Mil. Hence, Jumbo's Days Payable for the six months ended in Dec. 2025 was 6.34.

The historical rank and industry rank for Jumbo's Days Payable or its related term are showing as below:

STU:5JB' s Days Payable Range Over the Past 10 Years
Min: 5.05   Med: 10.73   Max: 14.18
Current: 6.19

During the past 13 years, Jumbo's highest Days Payable was 14.18. The lowest was 5.05. And the median was 10.73.

STU:5JB's Days Payable is ranked worse than
93.99% of 1098 companies
in the Retail - Cyclical industry
Industry Median: 51.755 vs STU:5JB: 6.19

Jumbo's Days Payable increased from Dec. 2024 (5.53) to Dec. 2025 (6.34). It may suggest that Jumbo delayed paying its suppliers.


Jumbo Days Payable Historical Data

* Premium members only.

The historical data trend for Jumbo's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jumbo Days Payable Chart

Jumbo Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.35 14.18 12.58 6.51 5.05

Jumbo Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.01 11.32 5.53 7.35 6.34

STU:5JB vs CASY, WSM, DKS: Days Payable Comparison

For the Specialty Retail subindustry, Jumbo's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jumbo Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Jumbo's Days Payable distribution charts can be found below:

* The bar in red indicates where Jumbo's Days Payable falls into.


STU:5JB
87GF Score
Jumbo SA STU:5JB
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Jumbo Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Jumbo's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (5.552 + 9.905) / 2 ) / 558.316*365
=7.7285 / 558.316*365
=5.05

Jumbo's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (12.935 + 9.905) / 2 ) / 328.883*365 / 2
=11.42 / 328.883*365 / 2
=6.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 6.34 mean?
Jumbo (STU:5JB) has a Days Payable of 6.34 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Jumbo and its competitors. This is 41% below median its historical median of 10.73. Over the past decade, Jumbo's Days Payable has ranged from 5.05 to 14.18. According to the industry distribution chart, Jumbo ranks #1032 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 94%.
Is Jumbo's Days Payable too high?
Jumbo's current Days Payable of 6.34 is 41% below median its 10-year median of 10.73. Over the past 10 years, this metric has ranged from a low of 5.05 to a high of 14.18. The Retail - Cyclical industry median Days Payable is 51.76. Jumbo's value of 6.34 is 87.7% below this industry median. Based on the distribution chart, Jumbo ranks #1032 out of 1098 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Jumbo has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jumbo's Days Payable compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Jumbo ranks #1032 out of 1098 companies for Days Payable. This places Jumbo in the lower half of its industry. The industry median Days Payable is 51.76. Jumbo's value of 6.34 is 87.7% below this benchmark. Historically, Jumbo's own Days Payable has ranged from 5.05 to 14.18 over the past decade. While the company's 10-year median is 10.73 vs. the industry median of 51.76, Jumbo has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.76, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jumbo's current Days Payable of 6.34 is 87.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Jumbo and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jumbo's current Days Payable is 6.34, which is 41% below median its own 10-year median of 10.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jumbo stock overvalued right now?
Based on GuruFocus' analysis, Jumbo (STU:5JB) is currently considered Modestly Undervalued. The stock's GF Value™ is €30.34, compared to a current price of €23.32 — trading 23.1% below its estimated fair value. The current Days Payable is 6.34, which is 41% below median its 10-year median of 10.73 and 87.7% below the Retail - Cyclical industry median of 51.76. Jumbo's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Jumbo (STU:5JB), the current Days Payable is 6.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jumbo (STU:5JB) Overvalued in 2026?

Based on GuruFocus' analysis, Jumbo stock appears to be undervalued. The current stock price of €23.32 is trading 23.1% below its estimated GF Value™ of €30.34. GuruFocus considers Jumbo to be Modestly Undervalued.

Key valuation signals for STU:5JB:

  • Days Payable: 6.34 (41% below median its 10-year median of 10.73)
  • GF Value™: €30.34 vs. price of €23.32 (23.1% below fair value)
  • GF Score™: 87/100
  • Industry Position: 87.7% below the Retail - Cyclical median (#1032 of 1098)

No single metric tells the full story. See the STU:5JB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jumbo Business Description

Other Exchanges JUMSY:USABELA:Greece0LRI:UK
Address 9 Cyprus and Hydras street, Moschato, Attikis, Athens, GRC, 183 46
Jumbo SA is a Greek retailer of toys, giftware, household products, and stationery. The company operates stores across Greece, Cyprus, Bulgaria, and Romania under the Jumbo brand name, in addition to the e-jumbo online store. The company derives the majority of its revenue domestically. Jumbo reports its sales across seven product types: toys, baby products, stationery, seasonal, home products, haberdashery, and others. The three product types--home products, seasonal, and toys--collectively contribute the vast majority of revenue, followed by stationery and baby products.
87GF Score

Get the complete analysis for STU:5JB

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.32
Price
€30.34
GF Value