Luckin Coffee (STU:LC0A) Days Payable: 14.04 (As of Mar. 2026) — 13% Below Median

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STU:LC0A Luckin Coffee Inc STU:LC0A
74 GF Score
Price €28.20
GF Value €43.38
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Luckin Coffee Days Payable?

Luckin Coffee STU:LC0A +3.68% 74 Days Payable is 14.04 as of Mar. 2026, which is 13% below its 10-year median of 16.16. GuruFocus rates STU:LC0A with a GF Score™ of 74/100 and a GF Value™ of €43.38 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 352 Restaurants companies, Luckin Coffee ranks worse than 94.03% on this metric.

Luckin Coffee's average Accounts Payable for the three months ended in Mar. 2026 was €153 Mil. Luckin Coffee's Cost of Goods Sold for the three months ended in Mar. 2026 was €993 Mil. Hence, Luckin Coffee's Days Payable for the three months ended in Mar. 2026 was 14.04.

The historical rank and industry rank for Luckin Coffee's Days Payable or its related term are showing as below:

STU:LC0A' s Days Payable Range Over the Past 10 Years
Min: 10.58   Med: 16.16   Max: 58.19
Current: 12.06

During the past 9 years, Luckin Coffee's highest Days Payable was 58.19. The lowest was 10.58. And the median was 16.16.

STU:LC0A's Days Payable is ranked worse than
94.03% of 352 companies
in the Restaurants industry
Industry Median: 35.46 vs STU:LC0A: 12.06

Luckin Coffee's Days Payable increased from Mar. 2025 (12.37) to Mar. 2026 (14.04). It may suggest that Luckin Coffee delayed paying its suppliers.


Luckin Coffee Days Payable Historical Data

* Premium members only.

The historical data trend for Luckin Coffee's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luckin Coffee Days Payable Chart

Luckin Coffee Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only 15.53 15.89 13.82 11.82 11.08

Luckin Coffee Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.37 11.92 11.77 10.93 14.04

STU:LC0A vs EAT, CAVA, BROS: Days Payable Comparison

For the Restaurants subindustry, Luckin Coffee's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Luckin Coffee Days Payable vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Luckin Coffee's Days Payable distribution charts can be found below:

* The bar in red indicates where Luckin Coffee's Days Payable falls into.


STU:LC0A
74GF Score
Luckin Coffee Inc STU:LC0A
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Luckin Coffee Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Luckin Coffee's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (96.891 + 133.834) / 2 ) / 3801.365*365
=115.3625 / 3801.365*365
=11.08

Luckin Coffee's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (133.834 + 171.924) / 2 ) / 993.359*365 / 4
=152.879 / 993.359*365 / 4
=14.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 14.04 mean?
Luckin Coffee (STU:LC0A) has a Days Payable of 14.04 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Luckin Coffee and its competitors. This is 13% below median its historical median of 16.16. Over the past decade, Luckin Coffee's Days Payable has ranged from 10.58 to 58.19. According to the industry distribution chart, Luckin Coffee ranks #331 out of 352 companies in the Restaurants industry, placing it in the top 94%.
Is Luckin Coffee's Days Payable too high?
Luckin Coffee's current Days Payable of 14.04 is 13% below median its 10-year median of 16.16. Over the past 10 years, this metric has ranged from a low of 10.58 to a high of 58.19. The Restaurants industry median Days Payable is 35.46. Luckin Coffee's value of 14.04 is 60.4% below this industry median. Based on the distribution chart, Luckin Coffee ranks #331 out of 352 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Luckin Coffee has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Luckin Coffee's Days Payable compare to EAT and CAVA?
According to the Restaurants industry distribution chart, Luckin Coffee ranks #331 out of 352 companies for Days Payable. This places Luckin Coffee in the lower half of its industry. The industry median Days Payable is 35.46. Luckin Coffee's value of 14.04 is 60.4% below this benchmark. Historically, Luckin Coffee's own Days Payable has ranged from 10.58 to 58.19 over the past decade. While the company's 10-year median is 16.16 vs. the industry median of 35.46, Luckin Coffee has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Restaurants company?
The median Days Payable among Restaurants companies is 35.46, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luckin Coffee's current Days Payable of 14.04 is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Luckin Coffee and its competitors. For the Restaurants industry, the median Days Payable is 35.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luckin Coffee's current Days Payable is 14.04, which is 13% below median its own 10-year median of 16.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luckin Coffee stock overvalued right now?
Based on GuruFocus' analysis, Luckin Coffee (STU:LC0A) is currently considered Significantly Undervalued. The stock's GF Value™ is €43.38, compared to a current price of €28.20 — trading 35% below its estimated fair value. The current Days Payable is 14.04, which is 13% below median its 10-year median of 16.16 and 60.4% below the Restaurants industry median of 35.46. Luckin Coffee's overall GF Score™ is 74/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Luckin Coffee (STU:LC0A), the current Days Payable is 14.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Luckin Coffee (STU:LC0A) Overvalued in 2026?

Based on GuruFocus' analysis, Luckin Coffee stock appears to be undervalued. The current stock price of €28.20 is trading 35% below its estimated GF Value™ of €43.38. GuruFocus considers Luckin Coffee to be Significantly Undervalued.

Key valuation signals for STU:LC0A:

  • Days Payable: 14.04 (13% below median its 10-year median of 16.16)
  • GF Value™: €43.38 vs. price of €28.20 (35% below fair value)
  • GF Score™: 74/100 with 1 warning sign
  • Industry Position: 60.4% below the Restaurants median (#331 of 352)

No single metric tells the full story. See the STU:LC0A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Luckin Coffee Business Description

Other Exchanges LKNCY:USA0A6U:UK
Address 1-3 Taibei Road, 28th Floor, Building T3, Haixi Jingu Plaza, Siming District, Fujian, Xiamen, CHN, 361008
Luckin Coffee Inc operates a coffee network in China, providing retail services for freshly brewed drinks and pre-made food and beverage items. Its technology-driven model is built on mobile apps and a store network, offering a cashier-less purchase experience with features such as store selection, advance ordering, multiple payment options, and real-time order tracking. The company mainly operates self-operated pick-up stores in high-demand locations, enabling rapid and cost-efficient expansion, and also uses partnership and franchise models. It offers multiple products, including coffee, tea drinks, snacks, and light meals, with recipes tailored to local preferences, supported by sourcing and proprietary technology for operations and supply chain management.
74GF Score

Get the complete analysis for STU:LC0A

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.20
Price
€43.38
GF Value