MercadoLibreSTU:MLB1 -0.17%80 Days Payable is 86.82 as of Mar. 2026, which is 0% below its 10-year median of 87.09. GuruFocus rates STU:MLB1 with a GF Score™ of 80/100 and a GF Value™ of €3,111.59 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,098 Retail - Cyclical companies, MercadoLibre ranks better than 71.13% on this metric.
The historical rank and industry rank for MercadoLibre's Days Payable or its related term are showing as below:
STU:MLB1'
s Days Payable Range Over the Past 10 Years
Min: 79.22 Med: 87.09 Max: 108.82
Current: 85.03
During the past 13 years, MercadoLibre's highest Days Payable was 108.82. The lowest was 79.22. And the median was 87.09.
STU:MLB1's Days Payable is ranked better than 71.13% of 1098
companies
in the Retail - Cyclical industry
Industry Median: 51.755
vs STU:MLB1: 85.03
MercadoLibre's Days Payable
declined
from Mar. 2025 (95.60) to Mar. 2026 (86.82).
It may suggest that MercadoLibreaccelerated paying its suppliers.
MercadoLibre Days Payable Related Terms
MercadoLibre Days Payable Historical Data
* Premium members only.
The historical data trend for MercadoLibre's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:MLB1 vs DASH, PDD, SE: Days Payable Comparison
For the Internet Retail subindustry, MercadoLibre's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MercadoLibre Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, MercadoLibre's Days Payable distribution charts can be found below:
* The bar in red indicates where MercadoLibre's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
MercadoLibre's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MercadoLibre (STU:MLB1) has a Days Payable of 86.82 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on MercadoLibre and its competitors. This is near median its historical median of 87.09. Over the past decade, MercadoLibre's Days Payable has ranged from 79.22 to 108.82. According to the industry distribution chart, MercadoLibre ranks #317 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 28.9%.
Is MercadoLibre's Days Payable too high?
MercadoLibre's current Days Payable of 86.82 is near median its 10-year median of 87.09. Over the past 10 years, this metric has ranged from a low of 79.22 to a high of 108.82. The Retail - Cyclical industry median Days Payable is 51.76. MercadoLibre's value of 86.82 is 67.8% above this industry median. Based on the distribution chart, MercadoLibre ranks #317 out of 1098 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, MercadoLibre has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MercadoLibre's Days Payable compare to DASH and PDD?
According to the Retail - Cyclical industry distribution chart, MercadoLibre ranks #317 out of 1098 companies for Days Payable. This puts MercadoLibre in the upper half of its industry. The industry median Days Payable is 51.76. MercadoLibre's value of 86.82 is 67.8% above this benchmark. Historically, MercadoLibre's own Days Payable has ranged from 79.22 to 108.82 over the past decade. While the company's 10-year median is 87.09 vs. the industry median of 51.76, MercadoLibre has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.76, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MercadoLibre's current Days Payable of 86.82 is 67.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on MercadoLibre and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MercadoLibre's current Days Payable is 86.82, which is near median its own 10-year median of 87.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MercadoLibre stock overvalued right now?
Based on GuruFocus' analysis, MercadoLibre (STU:MLB1) is currently considered Significantly Undervalued. The stock's GF Value™ is €3,111.59, compared to a current price of €1,538.40 — trading 50.6% below its estimated fair value. The current Days Payable is 86.82, which is near median its 10-year median of 87.09 and 67.8% above the Retail - Cyclical industry median of 51.76. MercadoLibre's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For MercadoLibre (STU:MLB1), the current Days Payable is 86.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MercadoLibre (STU:MLB1) Overvalued in 2026?
Based on GuruFocus' analysis, MercadoLibre stock appears to be undervalued.
The current stock price of €1,538.40 is trading 50.6% below its estimated GF Value™ of €3,111.59.
GuruFocus considers MercadoLibre to be Significantly Undervalued.
Key valuation signals for STU:MLB1:
Days Payable: 86.82 (near median its 10-year median of 87.09)
GF Value™: €3,111.59 vs. price of €1,538.40 (50.6% below fair value)
Industry Position: 67.8% above the Retail - Cyclical median (#317 of 1098)
No single metric tells the full story. See the STU:MLB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MercadoLibre is the largest e-commerce marketplace in Latin America, with more than 120 million unique active buyers and 1 million active sellers at the end of 2025. The company is roughly split between its e-commerce business, which includes its fulfillment and advertising services, and its fintech segment, which comprises its rapidly expanding payment and digital wallet platform (Mercado Pago) and its lending business (Mercado Credito). While the company operates in 18 countries, its primary markets are Brazil, Argentina, and Mexico, which account for more than 95% of its revenue.
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