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SwarmerSTU:Z4B +5.50%14 Days Payable is 223.45 as of Dec. 2025, which is 97% above its 10-year median of 113.29. GuruFocus rates STU:Z4B with a GF Score™ of 14/100. The stock has 2 warning signs investors should review. Among 2,611 Software companies, Swarmer ranks better than 85.22% on this metric.
Swarmer's average Accounts Payable for the
six
months ended in Dec. 2025 was €0.10 Mil. Swarmer's Cost of Goods Sold for the
six
months ended in Dec. 2025 was €0.16 Mil.
Hence, Swarmer's Days Payable for the
six
months ended in Dec. 2025 was 111.72.
The historical rank and industry rank for Swarmer's Days Payable or its related term are showing as below:
STU:Z4B'
s Days Payable Range Over the Past 10 Years
Min: 1.95 Med: 113.29 Max: 224.62
Current: 224.62
During the past 2 years, Swarmer's highest Days Payable was 224.62. The lowest was 1.95. And the median was 113.29.
STU:Z4B's Days Payable is ranked better than 85.22% of 2611
companies
in the Software industry
Industry Median: 52.12
vs STU:Z4B: 224.62
Swarmer's Days Payable
increased
from . 20 (0.00) to Dec. 2025 (223.45).
It may suggest that Swarmerdelayed paying its suppliers.
The historical data trend for Swarmer's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swarmer Days Payable Chart
Swarmer Annual Data
Trend
Dec24
Dec25
Days Payable
2.05
223.45
Swarmer Semi-Annual Data
Dec24
Dec25
Days Payable
2.05
223.45
STU:Z4B vs PSFE, CINT, IIIV: Days Payable Comparison
For the Software - Infrastructure subindustry, Swarmer's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swarmer Days Payable vs Software Industry
For the Software industry and Technology sector, Swarmer's Days Payable distribution charts can be found below:
* The bar in red indicates where Swarmer's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Swarmer's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swarmer (STU:Z4B) has a Days Payable of 223.45 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Swarmer and its competitors. This is 97% above median its historical median of 113.29. Over the past decade, Swarmer's Days Payable has ranged from 1.95 to 224.62. According to the industry distribution chart, Swarmer ranks #386 out of 2611 companies in the Software industry, placing it in the top 14.8%.
Is Swarmer's Days Payable too high?
Swarmer's current Days Payable of 223.45 is 97% above median its 10-year median of 113.29. Over the past 10 years, this metric has ranged from a low of 1.95 to a high of 224.62. The Software industry median Days Payable is 52.12. Swarmer's value of 223.45 is 328.7% above this industry median. Based on the distribution chart, Swarmer ranks #386 out of 2611 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Swarmer has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Swarmer's Days Payable compare to PSFE and CINT?
According to the Software industry distribution chart, Swarmer ranks #386 out of 2611 companies for Days Payable. This places Swarmer in the top 15% of its industry — outperforming the majority of peers. The industry median Days Payable is 52.12. Swarmer's value of 223.45 is 328.7% above this benchmark. Historically, Swarmer's own Days Payable has ranged from 1.95 to 224.62 over the past decade. While the company's 10-year median is 113.29 vs. the industry median of 52.12, Swarmer has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.12, based on 2,611 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swarmer's current Days Payable of 223.45 is 328.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Swarmer and its competitors. For the Software industry, the median Days Payable is 52.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swarmer's current Days Payable is 223.45, which is 97% above median its own 10-year median of 113.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swarmer stock overvalued right now?
Swarmer (STU:Z4B) has a current Days Payable of 223.45. The current Days Payable is 223.45, which is 97% above median its 10-year median of 113.29 and 328.7% above the Software industry median of 52.12. Swarmer's overall GF Score™ is 14/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Swarmer (STU:Z4B), the current Days Payable is 223.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Swarmer Inc is a provider of autonomous drone swarm software and AI solutions, specializing in vendor-agnostic technologies. It develops software platforms and artificial intelligence systems for defence applications, enabling military organisations to deploy and coordinate large-scale unmanned and autonomous systems. Its offerings include swarm coordination software, multi-domain unmanned systems integration, collaborative autonomy solutions, and command-and-control software for distributed robotic operations. Its key software and AI systems include: i) STYX AI Command & Control System, ii) MINAS Autonomy and Collaboration AI and iii) TRIDENT Embedded Drone Operating System. The company generates revenue through software license sales.
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