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SM InvestmentsSVTMF 79 Days Payable is 89.63 as of Mar. 2026, which is 21% below its 10-year median of 113.71. GuruFocus rates SVTMF with a GF Score™ of 79/100 and a GF Value™ of $16.38 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,099 Retail - Cyclical companies, SM Investments ranks better than 81.16% on this metric.
The historical rank and industry rank for SM Investments's Days Payable or its related term are showing as below:
SVTMF'
s Days Payable Range Over the Past 10 Years
Min: 90.16 Med: 113.71 Max: 181.01
Current: 110.71
During the past 13 years, SM Investments's highest Days Payable was 181.01. The lowest was 90.16. And the median was 113.71.
SVTMF's Days Payable is ranked better than 81.16% of 1099
companies
in the Retail - Cyclical industry
Industry Median: 51.88
vs SVTMF: 110.71
SM Investments's Days Payable
declined
from Mar. 2025 (92.43) to Mar. 2026 (89.63).
It may suggest that SM Investmentsaccelerated paying its suppliers.
SM Investments Days Payable Related Terms
SM Investments Days Payable Historical Data
* Premium members only.
The historical data trend for SM Investments's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, SM Investments's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SM Investments Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, SM Investments's Days Payable distribution charts can be found below:
* The bar in red indicates where SM Investments's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
SM Investments's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SM Investments (SVTMF) has a Days Payable of 89.63 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SM Investments and its competitors. This is 21% below median its historical median of 113.71. Over the past decade, SM Investments' Days Payable has ranged from 90.16 to 181.01. According to the industry distribution chart, SM Investments ranks #207 out of 1099 companies in the Retail - Cyclical industry, placing it in the top 18.8%.
Is SM Investments' Days Payable too high?
SM Investments' current Days Payable of 89.63 is 21% below median its 10-year median of 113.71. Over the past 10 years, this metric has ranged from a low of 90.16 to a high of 181.01. The Retail - Cyclical industry median Days Payable is 51.88. SM Investments' value of 89.63 is 72.8% above this industry median. Based on the distribution chart, SM Investments ranks #207 out of 1099 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, SM Investments has a GF Score™ of 79/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does SM Investments' Days Payable compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, SM Investments ranks #207 out of 1099 companies for Days Payable. This places SM Investments in the top 19% of its industry — outperforming the majority of peers. The industry median Days Payable is 51.88. SM Investments' value of 89.63 is 72.8% above this benchmark. Historically, SM Investments' own Days Payable has ranged from 90.16 to 181.01 over the past decade. While the company's 10-year median is 113.71 vs. the industry median of 51.88, SM Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.88, based on 1,099 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SM Investments's current Days Payable of 89.63 is 72.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on SM Investments and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SM Investments's current Days Payable is 89.63, which is 21% below median its own 10-year median of 113.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SM Investments stock overvalued right now?
Based on GuruFocus' analysis, SM Investments (SVTMF) is currently considered Possible Value Trap. The stock's GF Value™ is $16.38, compared to a current price of $10.15 — trading 38% below its estimated fair value. The current Days Payable is 89.63, which is 21% below median its 10-year median of 113.71 and 72.8% above the Retail - Cyclical industry median of 51.88. SM Investments' overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For SM Investments (SVTMF), the current Days Payable is 89.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SM Investments (SVTMF) Overvalued in 2026?
Based on GuruFocus' analysis, SM Investments stock appears to be undervalued.
The current stock price of $10.15 is trading 38% below its estimated GF Value™ of $16.38.
GuruFocus considers SM Investments to be Possible Value Trap.
Key valuation signals for SVTMF:
Days Payable: 89.63 (21% below median its 10-year median of 113.71)
GF Value™: $16.38 vs. price of $10.15 (38% below fair value)
Industry Position: 72.8% above the Retail - Cyclical median (#207 of 1099)
No single metric tells the full story. See the SVTMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SM Investments Corp is a Philippines conglomerate with operations in retail, banking, property, and Portfolio investments. The retail division operates department stores and food retail stores. The property division is mainly present in Southeast Asia and is focused on malls, residences, office buildings, resorts, hotels, and convention centers. SM Banking provides financial services through BDO Unibank and China Banking Corporation. China Banking Corporation is servicing emerging companies and small- and medium-scale enterprises. BDO has diverse operations from credit cards, insurance, and leasing to investment banking, and asset management. The majority of its revenue comes from the retail segment that engages in the trading of merchandise such as dry goods, wearing apparel, and others.
79GF Score
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