Finatext HoldingsTSE:4419 -2.24%55 Days Payable is 4.14 as of Mar. 2026, which is 44% below its 10-year median of 7.41. GuruFocus rates TSE:4419 with a GF Score™ of 55/100 and a GF Value™ of 円1,811.01 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,598 Software companies, Finatext Holdings ranks worse than 96.77% on this metric.
The historical rank and industry rank for Finatext Holdings's Days Payable or its related term are showing as below:
TSE:4419'
s Days Payable Range Over the Past 10 Years
Min: 4.04 Med: 7.41 Max: 93.88
Current: 4.17
During the past 7 years, Finatext Holdings's highest Days Payable was 93.88. The lowest was 4.04. And the median was 7.41.
TSE:4419's Days Payable is ranked worse than 96.77% of 2598
companies
in the Software industry
Industry Median: 53.675
vs TSE:4419: 4.17
Finatext Holdings's Days Payable
declined
from Mar. 2025 (4.67) to Mar. 2026 (4.14).
It may suggest that Finatext Holdingsaccelerated paying its suppliers.
Finatext Holdings Days Payable Related Terms
Finatext Holdings Days Payable Historical Data
* Premium members only.
The historical data trend for Finatext Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:4419 vs MSFT, ORCL, PLTR: Days Payable Comparison
For the Software - Infrastructure subindustry, Finatext Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finatext Holdings Days Payable vs Software Industry
For the Software industry and Technology sector, Finatext Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Finatext Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Finatext Holdings's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finatext Holdings (TSE:4419) has a Days Payable of 4.14 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Finatext Holdings and its competitors. This is 44% below median its historical median of 7.41. Over the past decade, Finatext Holdings' Days Payable has ranged from 4.04 to 93.88. According to the industry distribution chart, Finatext Holdings ranks #2514 out of 2598 companies in the Software industry, placing it in the top 96.8%.
Is Finatext Holdings' Days Payable too high?
Finatext Holdings' current Days Payable of 4.14 is 44% below median its 10-year median of 7.41. Over the past 10 years, this metric has ranged from a low of 4.04 to a high of 93.88. The Software industry median Days Payable is 53.68. Finatext Holdings' value of 4.14 is 92.3% below this industry median. Based on the distribution chart, Finatext Holdings ranks #2514 out of 2598 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Finatext Holdings has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Finatext Holdings' Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Finatext Holdings ranks #2514 out of 2598 companies for Days Payable. This places Finatext Holdings in the lower half of its industry. The industry median Days Payable is 53.68. Finatext Holdings' value of 4.14 is 92.3% below this benchmark. Historically, Finatext Holdings' own Days Payable has ranged from 4.04 to 93.88 over the past decade. While the company's 10-year median is 7.41 vs. the industry median of 53.68, Finatext Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.68, based on 2,598 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finatext Holdings's current Days Payable of 4.14 is 92.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Finatext Holdings and its competitors. For the Software industry, the median Days Payable is 53.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finatext Holdings's current Days Payable is 4.14, which is 44% below median its own 10-year median of 7.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finatext Holdings stock overvalued right now?
Based on GuruFocus' analysis, Finatext Holdings (TSE:4419) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,811.01, compared to a current price of 円1,482.00 — trading 18.2% below its estimated fair value. The current Days Payable is 4.14, which is 44% below median its 10-year median of 7.41 and 92.3% below the Software industry median of 53.68. Finatext Holdings' overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Finatext Holdings (TSE:4419), the current Days Payable is 4.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finatext Holdings (TSE:4419) Overvalued in 2026?
Based on GuruFocus' analysis, Finatext Holdings stock appears to be undervalued.
The current stock price of 円1,482.00 is trading 18.2% below its estimated GF Value™ of 円1,811.01.
GuruFocus considers Finatext Holdings to be Modestly Undervalued.
Key valuation signals for TSE:4419:
Days Payable: 4.14 (44% below median its 10-year median of 7.41)
GF Value™: 円1,811.01 vs. price of 円1,482.00 (18.2% below fair value)
Industry Position: 92.3% below the Software median (#2514 of 2598)
No single metric tells the full story. See the TSE:4419 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finatext Holdings Ltd is engaged in providing cloud native infrastructure for wealthmanagement/insurance providers, and support data analysis development.
55GF Score
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