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IsbTSE:9702 +0.25%80 Days Payable is 20.75 as of Jun. 2026, which is 28% below its 10-year median of 29.02. GuruFocus rates TSE:9702 with a GF Score™ of 80/100 and a GF Value™ of 円1,723.74 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,608 Software companies, Isb ranks worse than 71.82% on this metric.
Isb's average Accounts Payable for the
three
months ended in Jun. 2026 was 円1,588 Mil. Isb's Cost of Goods Sold for the
three
months ended in Jun. 2026 was 円6,983 Mil.
Hence, Isb's Days Payable for the
three
months ended in Jun. 2026 was 20.75.
The historical rank and industry rank for Isb's Days Payable or its related term are showing as below:
TSE:9702'
s Days Payable Range Over the Past 10 Years
Min: 17.64 Med: 29.02 Max: 31.32
Current: 25.08
During the past 13 years, Isb's highest Days Payable was 31.32. The lowest was 17.64. And the median was 29.02.
TSE:9702's Days Payable is ranked worse than 71.82% of 2608
companies
in the Software industry
Industry Median: 51.715
vs TSE:9702: 25.08
Isb's Days Payable
declined
from Jun. 2025 (32.33) to Jun. 2026 (20.75).
It may suggest that Isbaccelerated paying its suppliers.
The historical data trend for Isb's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:9702 vs QH, SHOP, UBER: Days Payable Comparison
For the Software - Application subindustry, Isb's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Isb Days Payable vs Software Industry
For the Software industry and Technology sector, Isb's Days Payable distribution charts can be found below:
* The bar in red indicates where Isb's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Isb's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Isb (TSE:9702) has a Days Payable of 20.75 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Isb and its competitors. This is 28% below median its historical median of 29.02. Over the past decade, Isb's Days Payable has ranged from 17.64 to 31.32. According to the industry distribution chart, Isb ranks #1873 out of 2608 companies in the Software industry, placing it in the top 71.8%.
Is Isb's Days Payable too high?
Isb's current Days Payable of 20.75 is 28% below median its 10-year median of 29.02. Over the past 10 years, this metric has ranged from a low of 17.64 to a high of 31.32. The Software industry median Days Payable is 51.72. Isb's value of 20.75 is 59.9% below this industry median. Based on the distribution chart, Isb ranks #1873 out of 2608 companies in the Software industry, which is below the industry midpoint. Overall, Isb has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Isb's Days Payable compare to QH and SHOP?
According to the Software industry distribution chart, Isb ranks #1873 out of 2608 companies for Days Payable. This places Isb in the lower half of its industry. The industry median Days Payable is 51.72. Isb's value of 20.75 is 59.9% below this benchmark. Historically, Isb's own Days Payable has ranged from 17.64 to 31.32 over the past decade. While the company's 10-year median is 29.02 vs. the industry median of 51.72, Isb has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 51.72, based on 2,608 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Isb's current Days Payable of 20.75 is 59.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Isb and its competitors. For the Software industry, the median Days Payable is 51.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Isb's current Days Payable is 20.75, which is 28% below median its own 10-year median of 29.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Isb stock overvalued right now?
Based on GuruFocus' analysis, Isb (TSE:9702) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,723.74, compared to a current price of 円2,440.00 — trading 41.6% above its estimated fair value. The current Days Payable is 20.75, which is 28% below median its 10-year median of 29.02 and 59.9% below the Software industry median of 51.72. Isb's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Isb (TSE:9702), the current Days Payable is 20.75 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Isb (TSE:9702) Overvalued in 2026?
Based on GuruFocus' analysis, Isb stock appears to be overvalued.
The current stock price of 円2,440.00 is trading 41.6% above its estimated GF Value™ of 円1,723.74.
GuruFocus considers Isb to be Significantly Overvalued.
Key valuation signals for TSE:9702:
Days Payable: 20.75 (28% below median its 10-year median of 29.02)
GF Value™: 円1,723.74 vs. price of 円2,440.00 (41.6% above fair value)
Industry Position: 59.9% below the Software median (#1873 of 2608)
No single metric tells the full story. See the TSE:9702 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Isb Corp develops software for mobile phones, embedded software for medical, consumer electronics and automobile use, mobile infrastructure devices, software for government, public and autonomous community use, mission-critical systems and software for bank, security and private company use, and provides Internet protocol (IP) solutions and others. It is also engaged in the sale of equipment related to software development, and provision of information processing service.
80GF Score
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