Izolacja-Jarocin (WAR:IZO) Days Payable: 31.98 (As of Dec. 2025) — Near Median


WAR:IZO Izolacja-Jarocin SA WAR:IZO
66 GF Score
Price zł3.76
GF Value zł2.68
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Izolacja-Jarocin Days Payable?

Izolacja-Jarocin WAR:IZO 66 Days Payable is 31.98 as of Dec. 2025, which is 0% above its 10-year median of 31.93. GuruFocus rates WAR:IZO with a GF Score™ of 66/100 and a GF Value™ of zł2.68 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 395 Building Materials companies, Izolacja-Jarocin ranks worse than 79.49% on this metric.

Izolacja-Jarocin's average Accounts Payable for the six months ended in Dec. 2025 was zł1.75 Mil. Izolacja-Jarocin's Cost of Goods Sold for the six months ended in Dec. 2025 was zł9.97 Mil. Hence, Izolacja-Jarocin's Days Payable for the six months ended in Dec. 2025 was 31.98.

The historical rank and industry rank for Izolacja-Jarocin's Days Payable or its related term are showing as below:

WAR:IZO' s Days Payable Range Over the Past 10 Years
Min: 28.08   Med: 31.93   Max: 47.99
Current: 35.19

During the past 13 years, Izolacja-Jarocin's highest Days Payable was 47.99. The lowest was 28.08. And the median was 31.93.

WAR:IZO's Days Payable is ranked worse than
79.49% of 395 companies
in the Building Materials industry
Industry Median: 69.78 vs WAR:IZO: 35.19

Izolacja-Jarocin's Days Payable declined from Dec. 2024 (33.98) to Dec. 2025 (31.98). It may suggest that Izolacja-Jarocin accelerated paying its suppliers.


Izolacja-Jarocin Days Payable Historical Data

* Premium members only.

The historical data trend for Izolacja-Jarocin's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Izolacja-Jarocin Days Payable Chart

Izolacja-Jarocin Annual Data
Trend Dec15 Dec16 Dec17 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.01 29.57 28.08 32.24 31.61

Izolacja-Jarocin Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.96 36.97 33.98 42.21 31.98

WAR:IZO vs CRH, VMC, MLM: Days Payable Comparison

For the Building Materials subindustry, Izolacja-Jarocin's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Izolacja-Jarocin Days Payable vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Izolacja-Jarocin's Days Payable distribution charts can be found below:

* The bar in red indicates where Izolacja-Jarocin's Days Payable falls into.


WAR:IZO
66GF Score
Izolacja-Jarocin SA WAR:IZO
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Izolacja-Jarocin Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Izolacja-Jarocin's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (2.14 + 1.234) / 2 ) / 19.48*365
=1.687 / 19.48*365
=31.61

Izolacja-Jarocin's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (2.26 + 1.234) / 2 ) / 9.969*365 / 2
=1.747 / 9.969*365 / 2
=31.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 31.98 mean?
Izolacja-Jarocin (WAR:IZO) has a Days Payable of 31.98 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Izolacja-Jarocin and its competitors. This is near median its historical median of 31.93. Over the past decade, Izolacja-Jarocin's Days Payable has ranged from 28.08 to 47.99. According to the industry distribution chart, Izolacja-Jarocin ranks #314 out of 395 companies in the Building Materials industry, placing it in the top 79.5%.
Is Izolacja-Jarocin's Days Payable too high?
Izolacja-Jarocin's current Days Payable of 31.98 is near median its 10-year median of 31.93. Over the past 10 years, this metric has ranged from a low of 28.08 to a high of 47.99. The Building Materials industry median Days Payable is 69.78. Izolacja-Jarocin's value of 31.98 is 54.2% below this industry median. Based on the distribution chart, Izolacja-Jarocin ranks #314 out of 395 companies in the Building Materials industry, which is in the bottom quartile relative to peers. Overall, Izolacja-Jarocin has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Izolacja-Jarocin's Days Payable compare to CRH and VMC?
According to the Building Materials industry distribution chart, Izolacja-Jarocin ranks #314 out of 395 companies for Days Payable. This places Izolacja-Jarocin in the lower half of its industry. The industry median Days Payable is 69.78. Izolacja-Jarocin's value of 31.98 is 54.2% below this benchmark. Historically, Izolacja-Jarocin's own Days Payable has ranged from 28.08 to 47.99 over the past decade. While the company's 10-year median is 31.93 vs. the industry median of 69.78, Izolacja-Jarocin has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Building Materials company?
The median Days Payable among Building Materials companies is 69.78, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Izolacja-Jarocin's current Days Payable of 31.98 is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Izolacja-Jarocin and its competitors. For the Building Materials industry, the median Days Payable is 69.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Izolacja-Jarocin's current Days Payable is 31.98, which is near median its own 10-year median of 31.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Izolacja-Jarocin stock overvalued right now?
Based on GuruFocus' analysis, Izolacja-Jarocin (WAR:IZO) is currently considered Significantly Overvalued. The stock's GF Value™ is zł2.68, compared to a current price of zł3.76 — trading 40.3% above its estimated fair value. The current Days Payable is 31.98, which is near median its 10-year median of 31.93 and 54.2% below the Building Materials industry median of 69.78. Izolacja-Jarocin's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Izolacja-Jarocin (WAR:IZO), the current Days Payable is 31.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Izolacja-Jarocin (WAR:IZO) Overvalued in 2026?

Based on GuruFocus' analysis, Izolacja-Jarocin stock appears to be overvalued. The current stock price of zł3.76 is trading 40.3% above its estimated GF Value™ of zł2.68. GuruFocus considers Izolacja-Jarocin to be Significantly Overvalued.

Key valuation signals for WAR:IZO:

  • Days Payable: 31.98 (near median its 10-year median of 31.93)
  • GF Value™: zł2.68 vs. price of zł3.76 (40.3% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 54.2% below the Building Materials median (#314 of 395)

No single metric tells the full story. See the WAR:IZO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Izolacja-Jarocin Business Description

Address ul. Poznanska 24-26, Jarocin, POL, 63-200
Izolacja-Jarocin SA produces and distributes building materials. It offers waterproofing and sealing products for the construction industry. The products include tarmac asphalt, bulks and bituminous binders, shingles, construction knives and putty, roofing membranes, styrofoam boards taped with tar paper, and products for road engineering.
66GF Score

Get the complete analysis for WAR:IZO

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.76
Price
zł2.68
GF Value