Flatexdegiro SE (XSWX:FTK) Days Payable: 23.80 (As of Dec. 2025) — 39% Above Median


XSWX:FTK Flatexdegiro SE XSWX:FTK
83 GF Score
Price CHF33.98
GF Value CHF18.70
! 2 Warning Signs
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What is Flatexdegiro SE Days Payable?

Flatexdegiro SE XSWX:FTK 83 Days Payable is 23.80 as of Dec. 2025, which is 39% above its 10-year median of 17.14. GuruFocus rates XSWX:FTK with a GF Score™ of 83/100 and a GF Value™ of CHF18.70. The stock has 2 warning signs investors should review. Among 538 Capital Markets companies, Flatexdegiro SE ranks worse than 75.84% on this metric.

Flatexdegiro SE's average Accounts Payable for the six months ended in Dec. 2025 was CHF8.4 Mil. Flatexdegiro SE's Cost of Goods Sold for the six months ended in Dec. 2025 was CHF64.4 Mil. Hence, Flatexdegiro SE's Days Payable for the six months ended in Dec. 2025 was 23.80.

The historical rank and industry rank for Flatexdegiro SE's Days Payable or its related term are showing as below:

XSWX:FTK' s Days Payable Range Over the Past 10 Years
Min: 11.19   Med: 17.14   Max: 77.91
Current: 17.84

During the past 13 years, Flatexdegiro SE's highest Days Payable was 77.91. The lowest was 11.19. And the median was 17.14.

XSWX:FTK's Days Payable is ranked worse than
75.84% of 538 companies
in the Capital Markets industry
Industry Median: 91.345 vs XSWX:FTK: 17.84

Flatexdegiro SE's Days Payable increased from Dec. 2024 (12.48) to Dec. 2025 (23.80). It may suggest that Flatexdegiro SE delayed paying its suppliers.


Flatexdegiro SE Days Payable Historical Data

* Premium members only.

The historical data trend for Flatexdegiro SE's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flatexdegiro SE Days Payable Chart

Flatexdegiro SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.38 11.49 13.74 12.72 16.12

Flatexdegiro SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.59 12.71 12.48 14.65 23.80

XSWX:FTK vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Flatexdegiro SE's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flatexdegiro SE Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Flatexdegiro SE's Days Payable distribution charts can be found below:

* The bar in red indicates where Flatexdegiro SE's Days Payable falls into.


XSWX:FTK
83GF Score
Flatexdegiro SE XSWX:FTK
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Flatexdegiro SE Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Flatexdegiro SE's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (4.481 + 8.305) / 2 ) / 144.73*365
=6.393 / 144.73*365
=16.12

Flatexdegiro SE's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (8.485 + 8.305) / 2 ) / 64.37*365 / 2
=8.395 / 64.37*365 / 2
=23.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 23.80 mean?
Flatexdegiro SE (XSWX:FTK) has a Days Payable of 23.80 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Flatexdegiro SE and its competitors. This is 39% above median its historical median of 17.14. Over the past decade, Flatexdegiro SE's Days Payable has ranged from 11.19 to 77.91. According to the industry distribution chart, Flatexdegiro SE ranks #408 out of 538 companies in the Capital Markets industry, placing it in the top 75.8%.
Is Flatexdegiro SE's Days Payable too high?
Flatexdegiro SE's current Days Payable of 23.80 is 39% above median its 10-year median of 17.14. Over the past 10 years, this metric has ranged from a low of 11.19 to a high of 77.91. The Capital Markets industry median Days Payable is 91.35. Flatexdegiro SE's value of 23.80 is 73.9% below this industry median. Based on the distribution chart, Flatexdegiro SE ranks #408 out of 538 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Flatexdegiro SE has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Flatexdegiro SE's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Flatexdegiro SE ranks #408 out of 538 companies for Days Payable. This places Flatexdegiro SE in the lower half of its industry. The industry median Days Payable is 91.35. Flatexdegiro SE's value of 23.80 is 73.9% below this benchmark. Historically, Flatexdegiro SE's own Days Payable has ranged from 11.19 to 77.91 over the past decade. While the company's 10-year median is 17.14 vs. the industry median of 91.35, Flatexdegiro SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 91.35, based on 538 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Flatexdegiro SE's current Days Payable of 23.80 is 73.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Flatexdegiro SE and its competitors. For the Capital Markets industry, the median Days Payable is 91.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Flatexdegiro SE's current Days Payable is 23.80, which is 39% above median its own 10-year median of 17.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Flatexdegiro SE stock overvalued right now?
Flatexdegiro SE (XSWX:FTK) has a current Days Payable of 23.80. The stock's GF Value™ is CHF18.70, compared to a current price of CHF33.98 — trading 81.7% above its estimated fair value. The current Days Payable is 23.80, which is 39% above median its 10-year median of 17.14 and 73.9% below the Capital Markets industry median of 91.35. Flatexdegiro SE's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Flatexdegiro SE (XSWX:FTK), the current Days Payable is 23.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Flatexdegiro SE (XSWX:FTK) Overvalued in 2026?

Based on GuruFocus' analysis, Flatexdegiro SE stock appears to be overvalued. The current stock price of CHF33.98 is trading 81.7% above its estimated GF Value™ of CHF18.70.

Key valuation signals for XSWX:FTK:

  • Days Payable: 23.80 (39% above median its 10-year median of 17.14)
  • GF Value™: CHF18.70 vs. price of CHF33.98 (81.7% above fair value)
  • GF Score™: 83/100 with 2 warning signs
  • Industry Position: 73.9% below the Capital Markets median (#408 of 538)

No single metric tells the full story. See the XSWX:FTK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Flatexdegiro SE Business Description

Address Omniturm, Grosse Gallusstrasse 16-18, Frankfurt, HE, DEU, 60312
Flatexdegiro SE is an independent online broker. The firm operates a proprietary securities trading platform under the brands flatex and DEGIRO and services more than a million European retail customers in European countries. The company also offers brokerage services and administration to corporate and institutional clients. The segments of the company are flatex and Degiro. It derives maximum revenue from Degiro segment.
83GF Score

Get the complete analysis for XSWX:FTK

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.98
Price
CHF18.70
GF Value