CumminsXTER:CUM 84 Days Payable is 60.67 as of Mar. 2026, which is 6% above its 10-year median of 57.21. GuruFocus rates XTER:CUM with a GF Score™ of 84/100 and a GF Value™ of €287.00 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 2,986 Industrial Products companies, Cummins ranks worse than 62.39% on this metric.
Cummins's average Accounts Payable for the
three
months ended in Mar. 2026 was €3,540 Mil. Cummins's Cost of Goods Sold for the
three
months ended in Mar. 2026 was €5,324 Mil.
Hence, Cummins's Days Payable for the
three
months ended in Mar. 2026 was 60.67.
The historical rank and industry rank for Cummins's Days Payable or its related term are showing as below:
XTER:CUM'
s Days Payable Range Over the Past 10 Years
Min: 49.78 Med: 57.21 Max: 65.5
Current: 59.21
During the past 13 years, Cummins's highest Days Payable was 65.50. The lowest was 49.78. And the median was 57.21.
XTER:CUM's Days Payable is ranked worse than 62.39% of 2986
companies
in the Industrial Products industry
Industry Median: 78.065
vs XTER:CUM: 59.21
Cummins's Days Payable
declined
from Mar. 2025 (63.60) to Mar. 2026 (60.67).
It may suggest that Cumminsaccelerated paying its suppliers.
Cummins Days Payable Related Terms
Cummins Days Payable Historical Data
* Premium members only.
The historical data trend for Cummins's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Specialty Industrial Machinery subindustry, Cummins's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cummins Days Payable vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Cummins's Days Payable distribution charts can be found below:
* The bar in red indicates where Cummins's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Cummins's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cummins (XTER:CUM) has a Days Payable of 60.67 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cummins and its competitors. This is near median its historical median of 57.21. Over the past decade, Cummins' Days Payable has ranged from 49.78 to 65.50. According to the industry distribution chart, Cummins ranks #1863 out of 2986 companies in the Industrial Products industry, placing it in the top 62.4%.
Is Cummins' Days Payable too high?
Cummins' current Days Payable of 60.67 is near median its 10-year median of 57.21. Over the past 10 years, this metric has ranged from a low of 49.78 to a high of 65.50. The Industrial Products industry median Days Payable is 78.07. Cummins' value of 60.67 is 22.3% below this industry median. Based on the distribution chart, Cummins ranks #1863 out of 2986 companies in the Industrial Products industry, which is below the industry midpoint. Overall, Cummins has a GF Score™ of 84/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cummins' Days Payable compare to EMR and ITW?
According to the Industrial Products industry distribution chart, Cummins ranks #1863 out of 2986 companies for Days Payable. This places Cummins in the lower half of its industry. The industry median Days Payable is 78.07. Cummins' value of 60.67 is 22.3% below this benchmark. Historically, Cummins' own Days Payable has ranged from 49.78 to 65.50 over the past decade. While the company's 10-year median is 57.21 vs. the industry median of 78.07, Cummins has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Industrial Products company?
The median Days Payable among Industrial Products companies is 78.07, based on 2,986 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cummins's current Days Payable of 60.67 is 22.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Cummins and its competitors. For the Industrial Products industry, the median Days Payable is 78.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cummins's current Days Payable is 60.67, which is near median its own 10-year median of 57.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cummins stock overvalued right now?
Based on GuruFocus' analysis, Cummins (XTER:CUM) is currently considered Significantly Overvalued. The stock's GF Value™ is €287.00, compared to a current price of €581.60 — trading 102.6% above its estimated fair value. The current Days Payable is 60.67, which is near median its 10-year median of 57.21 and 22.3% below the Industrial Products industry median of 78.07. Cummins' overall GF Score™ is 84/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Cummins (XTER:CUM), the current Days Payable is 60.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cummins (XTER:CUM) Overvalued in 2026?
Based on GuruFocus' analysis, Cummins stock appears to be overvalued.
The current stock price of €581.60 is trading 102.6% above its estimated GF Value™ of €287.00.
GuruFocus considers Cummins to be Significantly Overvalued.
Key valuation signals for XTER:CUM:
Days Payable: 60.67 (near median its 10-year median of 57.21)
GF Value™: €287.00 vs. price of €581.60 (102.6% above fair value)
Industry Position: 22.3% below the Industrial Products median (#1863 of 2986)
No single metric tells the full story. See the XTER:CUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cummins is a leading manufacturer of diesel and other engines used in heavy- and medium-duty commercial trucks, off-highway equipment, and locomotives, in addition to prime power and standby generators. The company also sells powertrain components, which include filtration products, transmissions, turbochargers, aftertreatment systems, and fuel systems. Sales are approximately 60% US and Canada and 40% rest of the world. Much of Cummins' foreign sales (China, India, and so forth) are through joint ventures. The company operates 650 distributors and over 19,000 dealer locations across 190 countries. Cummins' business model is unique as it competes with many of its heavy-duty truck manufacturer customers, which also make their own engines.
84GF Score
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