St James's Place (LSE:STJ) Payments of Debt: £-312 Mil (TTM As of Dec. 2025)

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LSE:STJ St James's Place PLC LSE:STJ
52 GF Score
Price £11.55
GF Value £6.19
Valuation Significantly Overvalued
! 4 Warning Signs
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What is St James's Place Payments of Debt?

St James's Place LSE:STJ +1.32% 52 Payments of Debt is £-312 Mil as of Dec. 2025. GuruFocus rates LSE:STJ with a GF Score™ of 52/100 and a GF Value™ of £6.19 (Significantly Overvalued). The stock has 4 warning signs investors should review.

St James's Place's Payments of Debt for the six months ended in Dec. 2025 was £-47 Mil.

St James's Place's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was £-312 Mil.

St James's Place Payments of Debt Related Terms

St James's Place Payments of Debt Historical Data

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The historical data trend for St James's Place's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

St James's Place Payments of Debt Chart

St James's Place Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -486.10 -475.30 -144.80 -208.10 -311.70

St James's Place Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -111.80 -173.60 -34.50 -264.70 -47.00
LSE:STJ
52GF Score
St James's Place PLC LSE:STJ
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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St James's Place Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £-312 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of £-312 Mil mean?
St James's Place (LSE:STJ) has a Payments of Debt of £-312 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on St James's Place and its competitors.
Is St James's Place's Payments of Debt too high?
St James's Place's current Payments of Debt is £-312 Mil. Overall, St James's Place has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does St James's Place's Payments of Debt compare to BLK and BX?
St James's Place's Payments of Debt of £-312 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for an Asset Management company?
A good Payments of Debt depends on the Asset Management industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on St James's Place and its competitors. St James's Place's current Payments of Debt is £-312 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is St James's Place stock overvalued right now?
Based on GuruFocus' analysis, St James's Place (LSE:STJ) is currently considered Significantly Overvalued. The stock's GF Value™ is £6.19, compared to a current price of £11.55 — trading 86.5% above its estimated fair value. The current Payments of Debt is £-312 Mil. St James's Place's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For St James's Place (LSE:STJ), the current Payments of Debt is £-312 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is St James's Place (LSE:STJ) Overvalued in 2026?

Based on GuruFocus' analysis, St James's Place stock appears to be overvalued. The current stock price of £11.55 is trading 86.5% above its estimated GF Value™ of £6.19. GuruFocus considers St James's Place to be Significantly Overvalued.

Key valuation signals for LSE:STJ:

  • Payments of Debt: £-312 Mil
  • GF Value™: £6.19 vs. price of £11.55 (86.5% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the LSE:STJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

St James's Place Business Description

Other Exchanges STJPF:USASTJl:UK1IV:Germany
Address 1 Tetbury Road, St. James's Place House, Cirencester, GBR, GL7 1FP
St James's Place PLC provides investment and wealth management services to individuals, trustees, and businesses. The company operates in a single-segment wealth management business, which is a vertically integrated business providing support to its clients through the provision of financial advice and assistance through its Partner network, and financial solutions including (but not limited to) wealth management products manufactured in the Group, such as insurance bonds, pensions, unit trust, and ISA investments, and a Discretionary Fund Management (DFM) service. Currently, the company operates only in United kingdom.
52GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£11.55
Price
£6.19
GF Value